Useful information:

1. See the terms and conditions for the Investment in Stock Exchanges and Markets promotion at www.bancosantander.es/en/sorteos-promociones

Promotion valid from 01.10.2024 to 01.12.2024 (inclusive). In order to participate in the promotion, you must sign the relevant Membership Form and open (during the sign-up process) and maintain a standard securities custody and administration contract with the bank or a standard custody and administration contract for financial instruments (CCV/Portfolio), as well as the corresponding cash account associated with the CCV/Portfolio.

Transfer of securities: cashback when you transfer to the bank the custody/deposit of shares and/or ETFs held in third-party entities not belonging to Santander Group for a total effective amount equal to or greater than €20,000 during the promotion. The cashback for the transfer is considered income from movable capital and subject to the relevant withholding tax in accordance with the applicable tax regulations.

Brokerage fee: promotional market brokerage fee for purchase and sale transactions of domestic shares through the bank's digital channels (website and app) during the promotion period, for an effective amount of each transaction equal to or less than €15,000.

2. Brokerage service rates applicable to orders through remote banking channels (web or mobile app)on shares, ETFs and warrants listed/negotiable on the Stock Exchange in (i) national markets: €3 per transaction up to €2,000 in cash, €6 per transaction from €2,000.01 to €15,000 and 0.25% on cash per transaction over €15,000.01; (ii) foreign markets: €20 per transaction up to €15,000 in cash, and 0.35% on cash per transaction over €15,000.01. A new securities account must be opened to be eligible for these conditions. Consult information on the rest of the costs and expenses associated with the relevant transaction, and other types of orders, securities and markets.

Financial instruments involve certain risks (market, credit, liquidity, currency, interest rate, sustainability risk etc.), and therefore all or some of the investment may be lost. The risks are listed in the product's legal documentation.

Before making an investment decision, you should consult the information contained in the legal documentation of the financial instrument (in the case of Collective Investment Undertakings (CIU) in the Prospectus and in the Key Investor Information Document (FDD)), available both at the relevant supervisory body and at the market where the instrument may be admitted to trading. if it is, such as on the website of the issuing or managing entity of the same. The decision to invest in a financial instrument should be made taking into account all the characteristics or objectives of the financial instrument described in its legal documentation. Past results are not a reliable indicator of future performance and if the financial instrument is denominated in a currency other than the euro, its performance may increase or decrease depending on currency fluctuations.

The opinions expressed in the investment and analysis reports reflect the personal opinions of the research teams issuing them at the time of issuance and may be modified. The provision of such information does not constitute the provision of an investment advisory service. Under no circumstances should such information be used or considered as an offer to sell or an offer to buy. Any investment decision by the recipient of the aforementioned information must be taken taking into account the legal documentation of the corresponding financial instrument.

In connection with the receipt of investment analysis and reports, as part of the market information that the Bank may provide to the addressee of this communication, the Bank informs the recipient that, in accordance with applicable incentive law, the provision of research to certain entities that provide investment or ancillary services to investors, including portfolio managers ("Scope Entities"), requires those entities to bear the cost of the analysis directly, or to pay it from a separate analysis payments account with funds from the investors themselves. Therefore, in order to ensure that the provision of investment analysis and reports is carried out in compliance with the applicable regulations, in the event that the recipient of this communication is considered to be an entity within scope (and, therefore, is subject to obligations to pay for the analysis), the recipient must identify itself as such and expressly inform the Bank of this circumstance by sending an email to the avalores@gruposantander.com address.

The taxation of investment income will depend on the tax legislation applicable to your personal situation and may vary in the future.

© BANCO SANTANDER, S.A. All rights reserved – registered office: Paseo de Pereda, 9-12. SANTANDER. Tax ID A-39000013.