Shall we discuss it?
If you would like more information, visit any of our branch offices.
The Protected Child Savings Plan is a flexible, comfortable and fully liquid savings plan, right from the first day. It also has a guaranteed minimum interest rate. To ensure the future of your children you can make your own personalised plan with flexible contributions, where you decide how and how much you want to contribute.
There is also a guaranteed rate of interest, from which the costs of death cover must be deducted, and these may be greater than the rate of interest applied.
With the Protected Child Savings Plan, you decide how you want to save: through a regular contribution plan or by making extraordinary contributions:
Another feature of the Infantil Asegurado Savings Plan is that it applies a rate of interest on your savings. You will get 50% of the yield on the Spanish 3-year bond, with a minimum guaranteed rate of interest of 0.15%1. From these percentages a deduction must be made of the costs of death cover, which may in certain cases be greater than the rate of interest applied.
The most important feature of the Infantil Asegurado Savings Plan is that it has dual cover, since one part of the contribution goes towards savings, and the other part toward the cost of covering a possible death.
For further information about this insurance policy or to arrange one, please visit your branch.
Shall we discuss it?
If you would like more information, visit any of our branch offices.
Yes, where accepted by the Insurance Company. As long as the sum of the contributions made to all the policies does not exceed € 5,000 per year.
The Protected Child Savings Plan allows you to redeem the savings as of the first day and without penalty. Redemption will always be for the total accumulated savings, partial redemptions are not allowed. Due to the cost of the death benefit, the amount redeemed may be less than the sum of the contributions made.
No. The Protected Child Savings Plan does not allow transfers to any other product.
Yes. The company may ask you to complete a health questionnaire and, where appropriate, medical tests, both at the time of taking out the policy and if there is any subsequent amendment to the terms and conditions of the initial policy.
Of the contributions made to the contribution plan, one part is intended for savings and the other to cover the costs of death coverage. These costs vary depending on the capital insured and the age of the insured person.
Shall we discuss it?
If you would like more information, visit any of our branch offices.
Get a guaranteed interest rate.
Adjust the amount you wish to contribute depending on your circumstances.
With coverage in the event of death.
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