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Salary Advance

Get up to 2 months' pay for dealing with unexpected expenses or whatever you like.

With Salary Advance, you can access your money in advance

Would you like a salary advance to pay a bill or because you need cash flow? For minor expenses or unexpected outlays, you can apply for an advance on your salary at an annual nominal interest rate of 0% (APR 7,87%¹).

If your salary is paid into Santander², get an advance of up to 2 months' net pay (maximum €9,000) and choose to return it within 1 to 12 months.

Check whether you have a pre-approved salary advance in the app or on Online Banking.

Conditions

Fixed annual nominal interest rate: 0%

Opening Commission: from 1.5% to 4% depending on the term.

Term (months)	Opening Commission (%)	Monthly fee	Opening Commission (€)	Total Amount Due	TIN	TAE
3	1,50%	1.000€	45€	3.045€	0%	9,50%
6	2,50%	500€	75€	3.075€	0%	9,09%
9	3,00%	333,33€	90€	3.090€	0%	7,61%
12	4,00%	250€	120€	3.120€	0%	7,87%