This risk indicator refers to current accounts

1 / 6

This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

  • €20 for your first account

    Open a Youth Account for minors, make an initial deposit of €20 or more and we will add an extra €20*.

    Open account

  • Pay abroad with no fees**

    Open your Online Youth Account and pay no fees on purchases made with your Santander cards when you travel.

    Open account

Tell us, what do you need?

Enjoy music with Santander SMusic

If you're a music fan and don't want to miss out on anything.

By becoming a customer, you'll unlock discounts on festivals and concerts, exclusive tickets pre-sales and meet & greets with artists.

Learn more

Mortgages

Santander Mortgages

We accompany you throughout the process, offering you personalized attention.

Car renting

Re-release with renting

Cars from previous leases with fast delivery. See conditions. Subject to prior approval by the Bank.

Cards

Santander Credit Card2

1% cashback for 1 year (Up to €10 net/month)3. Get it before 30/06/2026. Check conditions.

Santander Renting

New MacBook Neo

Enjoy it with renting from €14,99/month4 for 48 months (VAT included).

Need any help?

Get in touch

Branches and ATMs

Over 1,827 branches and more than 4,700 ATMs across Spain.

Find out our locations

Help Centre

If you have any questions, queries or issues, you can contact us through a number of different channels so that we can help you.

Go to the Help centre

Book an appointment at your branch

You won't have to wait in a queue – choose the date and time to visit your branch and speak with a relationship manager.

Make an appointment

Always Connected

If you also think that people come first and then everything else, and that being digital is not an end but rather a means, then we are connected. At any time. However you like. Wherever you want.

Online Banking: no restrictions on time or place.

You decide how, when and where to interact with your bank. We make it easy for you: you can access accounts and cards from your mobile and carry out transactions.

Get your codes

Manage your money from the app

Bizum

Send money easily using Bizum.

Financial assistant

Track your expenses and income for the month with graphs.

Control your cards

Block, turn on or turn off your cards and check their PIN and CVV numbers.

Always receive up-to-date information

Set your alerts to always be kept up-to-date.

Apply for products online, without leaving your home

Technology is there to help you. That's why you can contact us at any time. Open accounts, apply for cards, take out insurance policies, set up pension plans and apply for many more products online ...

Access the arrangement section

From wherever you want

Digital Banking

Access your accounts and cards whenever you want, either via online banking on your computer or the Santander App on your mobile.

Mobile payments

Paying with your phone is very easy using our app and the main forms of mobile payment: Apple Pay, Samsung Pay, Bizum and more.

Offices and ATMs

You will have access to an extensive network of ATMs, with more than 30,000 worldwide!

* Incentive of €20 gross (€16.20 net after applicable tax withholding). Promotion valid from 17/03/2026 to 17/06/2026 for individuals under 18 who open a new Youth Account or who already hold a Youth Account with a balance below €30 and make an initial deposit of at least €20. Registration and acceptance by the legal representative are required. View terms and conditions at www.bancosantander.es.

** Simply select the local currency at the POS terminal and the corresponding exchange rate to euros will be applied.

2. Granting of the card subject to prior approval by the Bank. This card allows for deferred payment (revolving). Remember to use your credit card responsibly. The abusive use of financing implies a risk of over-indebtedness with long-term consequences that can affect your financial planning.

3. Once the tax withholding has been applied in accordance with the Regulations in Force. The maximum amount of reimbursement to be received per month will be €10 net/month. Promotion valid until 30/06/2026 for customers who take out the Santander Credit Card for the first time. Check the conditions of the promotion here.

4. Renting operation subject to prior approval by the Bank. Check conditions in https://boutique.bancosantander.es/.

And much more

Santander Open Academy

More than 1,000 courses, content and scholarships to help you get the training you need to access better opportunities.

Santander Experiences

Discover all the experiences we have prepared for you

Work Café

Find in one place your bank, a cowork and specialty coffee.

Apps Santander

Learn about the apps you can use to carry the bank in your pocket.

Smart Red Offices

A new model of offices and of relating to you because we value your time.

Santander Sustainability

You can create a more sustainable future in your day-to-day life. Discover options to get started. 

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