This risk indicator refers to the Group Current Account.
1 / 6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Individuals
Professional Groups
Because being a judge, a pilot or a healthcare professional isn't the same, discover solutions tailored to your needs. If you are part of a group, you'll have access to an exclusive range of products and services, including:
- Zero-fee account and card1.
- Financing with better conditions2.
- 2 free hours per year3 for travel, home and more services

Earn up to €8404 over two years, paid monthly
Open your account, you could get up to €840 by depositing your salary of at least €800 and if conditions are met. No tie-in, no penalties.
Law
Discover our full range of products and services for legal sector professionals: judges, prosecutors, lawyers, attorneys and other legal sector professionals.
Civil Servants
Discover our range of products designed for civil servants and public administration employees.
Health
Products and services for healthcare professionals, such as doctors, pharmacists, dentists, optometrists, nurses and other healthcare professionals.
Pilots and air traffic controllers
Products designed for pilots and air traffic controllers, including an exclusive loan to address their specific needs.
Are you familiar with the advantages of Santander Select?
Select is a space with exclusive advantages and services.
If you meet the Select conditions, you will be able to move up to the next level:
- 5 free hours per year5 for travel, home and more services.
- Select expert to listen to and address your financial needs.
- Exclusive investment funds.

Do you belong to any of these groups?
Employee program
Advantages for companies
If you work in a company that has joined the Working Here Program, you can access special products and services.
1. Group Account NIR 0% APR 0%, calculated according to the constant payment method on the assumption that a daily balance of €7,000 is maintained for 1 year, with an annual nominal interest rate of 0% and with an account maintenance fee of €0.
2. Financing transactions subject to the Bank’s prior approval.
3. Services offered by Vivofácil, S.A., with registered office at C/ Miguel Yuste 23, 28037, Madrid and Tax ID code A-82277963. All services are covered by a combined allowance of 2 free hours per year, except for the personal assistant. The services have a fee once you have used up the 2 hour allowance. Consult Vivofácil for details of the fees once the 2 hour allowance has been used up. Personal assistant services are unlimited and free of charge. Subject to taxation according to current tax regulations.
4. Offer valid until 30/10/2026 for customers aged 18 or over resident in Spain who set up eligible income payments (salary or pension of at least €800/month, or self-employed contributions) and who do not already have them paid into the Bank.
Base incentive for paying in eligible income:
€10/month for income of between €800 and €1,499.
€15/month for income of €1,500 or more.
Additional monthly incentives:
For monthly income of between €800 and €1,500: 3 Bizum transfers or 1 credit card transaction: €10; 2 direct debits: €10. Maximum total monthly incentive: up to €30/month.
For monthly income of €1,500 or more: 3 Bizum transfers or 1 credit card transaction: €10; 2 direct debits: €10. Maximum total monthly incentive: up to €35/month.
Monthly bonus variable and conditional on meeting the requirements in each period; bonus non-cumulative and non-retroactive, running for a maximum of 24 months. No tie-ins. Amounts subject to withholding tax in accordance with current tax legislation. See full terms and conditions at bancosantander.es.
5. Service provided by Vivofácil SA, with registered office at calle Miguel Yuste 23, 28037 and tax no. A-82277963. Some services include a free 5-hour shared pool per year, as specified in their description. Once this pool is exhausted, these services will be provided for a fee. Further details available from Vivofácil. Other services are offered without a usage limit and at no additional cost. If you do not wish to accept the non-financial offer, you can exercise your right to withdraw through a form that you will find in the Select Experience section of your Online Banking. Check the Legal Bases of the Santander Select Program.
Need any help?
Enter here and find answers to the most frequently asked questions with our online help available 24 hours a day.
Always Connected
If you also think that people come first and then everything else, and that being digital is not an end but rather a means, then we are connected. At any time. However you like. Wherever you want.
Send money easily using Bizum.
Track your expenses and income for the month with graphs.
View and manage your bills.
Block, turn on or turn off your cards and check their PIN and CVV numbers.
Set your alerts to always be kept up-to-date.
Your bank is always with you
We make our services available to you from any place: Santander Orienta, search for you nearest branch or ATM, chat, Superlínea, assistant for questions and video tutorials.




