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1 / 6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
36 months renting
Your iPhone 18 Pro for €0/month1
You just have to become a customer with the Online Account, sign up for the campaign and meet the requirements:
- Domiciliate your payroll of at least €2,000 and two receipts.
- Link your Bizum to your account in the Santander App.
- Use your credit card at least once a month or maintain a daily balance of at least €3,000 in your account.
In just three steps you will enjoy your iPhone 18 Pro
1
Become a customer
The first step to enjoying your iPhone 18 Pro is to open an Online Account. You can do it from wherever you are in just a few steps.
2
Sign up for the promotion
If you are already a customer but haven't set up a direct deposit for your salary, you can sign up for the campaign from the online banking platform.
Once you've done that, you take out a lease for your iPhone 18 Pro for 36 months.
3
Meet the conditions
- Have your salary of at least €2,000 paid into your account.
- Set up direct debits for two monthly bills.
- Link Bizum to your account.
- Use your credit card at least once a month or maintain a daily balance of at least €3,000 in your account.
How does the payment of the Renting of my iPhone 18 Pro work?
Here’s how it works:
|
Item |
Monthly amount |
|---|---|
|
Leasing cost, including VAT |
€36.99 |
|
You’ll receive as cashback |
€36.99 |
|
Net amount charged to your account |
€0 |
Find your iPhone
Depending on your salary, you could enjoy different devices for €0/month.
iPhone 17 for €0/month or iPhone 18 Pro for €4.99/month
Requirements:
- Have your salary, pension or self-employed social security contributions paid into your account.
- Set up 2 monthly direct debits from your account.
- Activate Bizum.
- Have a credit card or maintain a daily balance of at least €1,000 in your account.
What are the advantages of enjoying your iPhone 18 Pro with renting?
Frequently Asked Questions about the Promotion
Yes, you can join the campaign. You just need to register using the form, set up your payroll, and meet the other requirements.
Renting is a 36-month contract, in case of canceling the contract you can do it keeping the device or not, in both cases we will provide you with a simulation of the cancellation cost.
At the end of your lease contract you can keep the device by buying it for an amount that you can check here and you can also return it or hire a new one to always be up to date.
Once you have opened your account with the Bank, you can join the campaign and set up your rental. From that moment, you will have 2 months to set up your payroll, two monthly direct debits, Bizum, and use your credit card at least once a month. If you prefer, instead of using your credit card once a month, you can maintain a daily balance of €1,000 or €3,000 in your account, depending on the requirements for your salary bracket.
After signing up for the promotion and setting up your 36-month rental, the Bank will conduct an initial verification. After that, you will receive two bonuses (one in the first month and another in the second month after signing up for the Technology Rental), which will be €36.99 net each, if you have taken out a rental agreement for an iPhone 18 Pro and your salary is €2,000 or more and less than €3,000. See the terms and conditions for details of the other bonuses available depending on your salary and device.
After the second settlement period, the incentive will not be paid if all the requirements are not met. There is no penalty.
In months where the specified requirements are not met, no bonus will be granted. The bonus will not be cumulative or recoverable.
Not a customer yet?
Open an Online Account and become a customer to enjoy your iPhone 18 Pro
No fees or conditions, available for several accountholders
An account with no maintenance fee and, in addition, no requirements: no required incomings, no need to set up direct debits for your bills or a minimum term. Non-interest-bearing account (NIR 0%,AER 0%) for new customers.
Debit card
There are no issuance or maintenance fees.
Available as soon as your account is opened, without needing a physical card.
The account that is quick to set up in just a few steps
Enter your details, verify your identity y sign the agreement.
Information about the Online Account
Before opening the account, it is important that you consult and carefully review these documents:
Perhaps you’d prefer up to €840 over two years?4
Just by paying in your salary and if conditions are met, you can start building it up month by month.
Useful information:
1. Renting offered by Banco Santander. Monthly rental payment for the iPhone 18 Pro 256 GB without Insurance: €36.99/month (VAT included); iPhone 18 Pro Max 256 GB without Insurance: €39.99/month (VAT included); and iPhone 17 256 GB without Insurance: €31.99/month (VAT included).
A net monthly bonus of €36.99 (after applying withholding tax in accordance with current tax regulations, currently 19%) will be paid to individuals who take out a 36-month technology rental agreement for an iPhone 18 Pro 256 GB and who (1) arrange for their salary or pension of €2,000 or more and less than €3,000 to be paid into a Banco Santander account for the first time; (2) continue to have it paid into the account, together with two monthly direct debits; (3) make at least one credit card transaction per month or maintain an account balance of €3,000 or more every day of the month; and (4) have Bizum active with Banco Santander.
A net monthly bonus of €39.99 (after applying withholding tax in accordance with current tax regulations, currently 19%) will be paid to individuals who take out a 36-month technology rental agreement for an iPhone 18 Pro Max 256 GB and who (1) arrange for their salary or pension of €3,000 or more to be paid into a Banco Santander account for the first time; (2) continue to have it paid into the account, together with two monthly direct debits; (3) make at least one credit card transaction per month or maintain an account balance of €3,000 or more every day of the month; and (4) have Bizum active with Banco Santander.
A net monthly bonus of €31.99 (after applying withholding tax in accordance with current tax regulations, currently 19%) will be paid to individuals who take out a 36-month technology rental agreement for an iPhone 17 256 GB and who (1) arrange for their salary or pension of €1,200 or more and less than €2,000, or their self-employed social security or mutual insurance contributions, to be paid into a Banco Santander account for the first time; (2) continue to have it paid into the account, together with two monthly direct debits; (3) make at least one credit card transaction per month or maintain an account balance of €1,000 or more every day of the month; and (4) have Bizum active with Banco Santander.
Notwithstanding the above, the bonus received will not exceed the rental payment under the rental agreement taken out by the customer.
Customers must meet all the conditions and sign up for the promotion. Promotion valid until 31 January 2027. Rental agreements and credit card applications are subject to prior approval by the Bank. View the terms and conditions of the promotion at www.bancosantander.es. At the end of your rental agreement, you can return the device, take out a new rental agreement or keep it by purchasing it for €440.44 (VAT included) for the iPhone 18 Pro 256 GB, €485.21 (VAT included) for the iPhone 18 Pro Max 256 GB, or €221.43 (VAT included) for the iPhone 17 256 GB. The rental offer is valid in mainland Spain, the Balearic Islands and the Canary Islands. It is not valid in Ceuta or Melilla.
2. Transaction subject to prior approval by the bank.
3. At the end of your leasing contract, you can keep your device by paying €440.44 (VAT included), return it or lease a new device to ensure you are always using the latest equipment.
4. Offer valid until 30/10/2026 for customers aged 18 or over resident in Spain who set up eligible income payments (salary or pension of at least €800/month, or self-employed contributions) and who do not already have them paid into the Bank.
Base incentive for paying in eligible income:
€10/month for income of between €800 and €1,499.
€15/month for income of €1,500 or more.
Additional monthly incentives:
For income of between €800 and €1,499: 3 Bizum transfers or 1 credit card transaction: €10; 2 direct debits: €10. Maximum total monthly incentive: up to €30/month.
For income of €1,500 or more: 3 Bizum transfers or 1 credit card transaction: €10; 2 direct debits: €10. Maximum total monthly incentive: up to €35/month.
Monthly bonus variable and conditional on meeting the requirements in each period; bonus non-cumulative and non-retroactive, running for a maximum of 24 months. No tie-ins.
Amounts subject to withholding tax in accordance with current tax legislation. See full terms and conditions at bancosantander.es.
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