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This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
36 months renting
Your iPhone 17e for €0/month1
You just have to become a customer, sign up for the campaign and meet the requirements:
- Domiciliate your payroll of at least €1,200 and two receipts.
- Link your Bizum to your account in the Santander App.
- Use your credit card at least once a month or maintain a daily balance of at least €1,000 in your account.
In just three steps you will enjoy your iPhone 17e
1
Become a customer
The first step to enjoying your iPhone 17e is to open an Online Account. You can do it from wherever you are in just a few steps.
2
Sign up for the promotion
If you recently became a customer of the bank or you are already a customer but haven't set up a direct deposit for your salary, you can sign up for the campaign from the online banking platform. Once you've done that, you take out a lease for your iPhone 17e for 36 months.
3
Meet the conditions
You will have 2 months to meet the requirements:
- Set up a direct deposit for your salary (must be at least €1,200).
- Set up direct debits for two monthly bills.
- Link Bizum to your account.
- Use your credit card at least once a month or maintain a daily balance of at least €1,000 in your account.
How does the payment of the Renting of my iPhone 17 work?
Here’s how it works:
|
Item |
Monthly amount |
|---|---|
|
Leasing cost, including VAT |
€20.99 |
|
You’ll receive as cashback: |
€20.99 |
|
Net amount charged to your account |
€ 0 |
What are the advantages of enjoying your iPhone 17e with renting?
You can choose the colour and storage capacity
Choose the colour you like best at no additional cost.
If you want a device with more than 256GB memory, the monthly leasing fee will vary depending on how much storage you choose. The cashback bonus you receive will still be based on your salary.
A process that makes it easy for you
Immediate availability. Management, shipping and collection costs included.
And after 36 months, you decide
At the end of your leasing contract, you can either: return it, keep it3 or lease a new device to ensure you are always using the latest equipment2.
Frequently Asked Questions about the Promotion
Yes, you can join the campaign. You just need to register using the form, set up your payroll, and meet the other requirements.
Renting is a 36-month contract, in case of canceling the contract you can do it keeping the device or not, in both cases we will provide you with a simulation of the cancellation cost.
At the end of your lease contract you can keep the device by buying it for an amount that you can check here and you can also return it or hire a new one to always be up to date.
Once you have opened your account with the Bank, you can join the campaign and set up your rental. From that moment, you will have 2 months to set up your payroll, two monthly direct debits, Bizum, and start using your credit card at least once a month. Alternatively, you can maintain a balance of €1,000 in your account instead of using your card.
After signing up for the promotion and setting up your 36-month rental, the Bank will conduct an initial verification. After that, you will receive two bonuses (one in the first month and another in the second month after signing up for the Technology Rental), which will be €20.99 net if you rented an iPhone 17e.
After the second settlement period, the incentive will not be paid if all the requirements are not met. There is no penalty.
In months where the specified requirements are not met, no bonus will be granted. The bonus will not be cumulative or recoverable.
Not a customer yet?
Open an Online Account and become a customer to enjoy your iPhone 17e
No fees or conditions, available for several accountholders
An account with no maintenance fee and, in addition, no requirements: no required incomings, no need to set up direct debits for your bills or a minimum term. Non-interest-bearing account (NIR 0%,AER 0%) for new customers.
Debit card
There are no issuance or maintenance fees.
Available as soon as your account is opened, without needing a physical card.
The account that is quick to set up in just a few steps
Enter your details, verify your identity y sign the agreement.
What important information do I need to know about the Online Account?
Before opening the account, it is important that you consult and carefully review these documents:
- Pre-contractual information: which describes the operation of the account and its features. You will find the most important things highlighted in bold.
- Fee information document: contains the fees payable for the most common services associated with the account.
Would you prefer up to €400?4
Discover the other benefits you get when you become a customer and bring your salary and two bills.
Useful information:
1. Leasing offered by Banco Santander. Monthly lease for the iPhone 17e 256 GB (without insurance): €20.99/month (including VAT). You will receive a net monthly cashback of € 20.99 (after applying the applicable tax withholding under current regulations; currently 19 %) for entering into a 36-month technology lease agreement, if you are a natural person and arrange: (i) for the first time, for your salary or pension to be paid directly into your account for an amount exceeding €1,200, or set up direct debits for your self-employment contributions or mutual fund payments; (ii) then maintain this arrangement in effect along with two monthly direct debits of bills; (iii) carry out at least one monthly credit card transaction, or otherwise maintain a daily account balance of at least €1,000 throughout the month; and (iv) have an active Bizum service in effect with Banco Santander. You will receive a net monthly cashback of €27.99 (after applying the applicable tax withholding under current regulations; currently 19%) for entering into a 36-month technology lease agreement, if you are a natural person and arrange: (i) for the first time, for your salary or pension to be paid directly into your account for at least €3,000; (ii) then maintain this arrangement in effect along with two monthly direct debits of bills; (iii) carry out at least one monthly credit card transaction, or otherwise maintain a daily account balance of at least €1,000 throughout the month; and (iv) have an active Bizum service in effect with Banco Santander. Under no circumstances will the cashback amount exceed the amount of the lease payment. All conditions must be met and you must sign up to the promotion. Promotion valid until 30/10/2026. Leasing and credit card issuance subject to prior approval by the Bank. View the terms and conditions of the promotion at www.bancosantander.es. At the end of the lease, you may return the device, take out a new lease, or purchase it outright for: €141.60 (including VAT) for the iPhone 17e 256 GB. Leasing offers valid in mainland Spain, the Balearic Islands and the Canary Islands; not valid in Ceuta or Melilla.
2. Transaction subject to prior approval by the bank.
3. At the end of your leasing contract, you can keep your device by paying €141.60 (VAT included), return it or lease a new device to ensure you are always using the latest equipment.
4. Gross cashback bonus of €400 for new salary or pension payments deposited directly in your account of at least €2,500/month and the payment of two direct debits per month from the same account. For salaries between €600/month and €2,500/month, the gross cashback bonus will be €300. Minimum term of 24 months. You need to meet the terms and conditions of the promotion and sign up for the campaign using the form provided for customers. The promotional cashback bonus is a return on moveable capital subject to the relevant tax rate at the prevailing rate (currently 19%). The bank will withhold this amount and pay the remainder to the customer (€324 and €243, respectively). Promotion valid until June 10, 2026. Read the terms and conditions of the promotion here.
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