This risk indicator refers to current accounts.
1 / 6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
This risk indicator relates to the Banco Santander share (ISIN: ES0113900J37)
6 / 6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Individuals
Santander Shareholders
It is simple to become one of 3.5 million shareholders worldwide!

Key quarterly data for Santander shares
Data: Bloomberg 31/03/2026
5.3% return1
Yield per dividend, including repurchase plans:
Cash dividend paid in the last 12 months including buyback plans / average share price in the year
96% buy/keep
Market recommendation
According to Bloomberg analysts
€12.21 target price
Estimation of future value
According to Bloomberg analyst consensus
If you are a customer
Enter your online banking login credentials and buy your shares:
Open an Online Account
If you're not a costumer yet, you can open an account with no fees and no conditions: no salary, bills or commitment period required.
This is a non-interest bearing account (0% NIR, 0% APR) for new customers. Find out more.
What are the benefits of being a Banco Santander shareholder?
What is the remuneration for shareholders?
Ordinary shareholder remuneration2
Currently, the shareholder remuneration policy consists of distributing approximately 50% of the Group's net attributable profit divided 50/50 between cash and share repurchase.
The cash dividend is paid 2 times a year, usually in May and November.
Total remuneration
2024: €6.287 mn
2025: €7.050 mn
+12% vs 2024
+14%
Total cash dividend for 2025 vs 2024 results.
What fees are you exempt from if you are a Banco Santander shareholder?
The following fees are waived for Santander shares:
- Share administration and custody fees.
- Dividend payment fees.
- Corporate action fees.
- Fees for transferring shares by way of gift, inheritance or court order.
You can also enjoy up to a 40% reduction in the fee charged for purchasing Santander shares3.
To benefit from these fee exemptions, you must hold your shares with Banco Santander. If you hold them with another institution, simply transfer them to us!
How can I reinvest my dividends automatically?
With the Dividend Reinvestment Account, you can expand your Santander share portfolio by reinvesting your Santander dividends automatically in new shares.
- Interest-bearing account (10.00% NIR, 10.25% APR4) and no fees or costs.
- After you open the account, your Santander dividends will be automatically reinvested in new Santander shares.
- You can choose the dividend percentage you wish to reinvest.


Which exclusive promotions and discounts will I be entitled to?
When you're a Banco Santander shareholder, you benefit from exclusive promotions and discounts with large companies.
Featured documents:

Useful information:
Financial instruments involve certain risks (market, credit, liquidity, currency, interest rate, sustainability risk etc.), and therefore all or some of the investment may be lost. The risks are listed in the product's legal documentation.
Before taking any investment decision, investors must consult the information in the financial instrument's legal documentation (in the case of a Collective Investment Undertaking (CIU), in the Prospectus and in the Key Investor Information Document (KIID), available both from the relevant supervisory body and from the market where the instrument may be admitted to trading, if any, and on the website of the issuer or the management company. The decision to invest in a financial instrument must be taken in due consideration of all the characteristics or objectives of the financial instrument described in its legal documentation. Past performance is not a reliable indicator of future results, and if the financial instrument is denominated in currencies other than the euro, performance may go up or down as a result of monetary fluctuations. Forecasts are not a reliable indicator of future results.
The opinions expressed in investment and analysis reports reflect the personal opinions of the analysis teams producing them at the time of issuance, and they may be amended. Provision of such information does not constitute the provision of an investment advisory service. Under no circumstances may this information be used or considered as an offer to sell or an offer to buy. Any investment decision by the recipient of this information must be taken in due consideration of the legal documentation for the financial instrument concerned. The taxation of returns obtained from investments will depend on the tax legislation applicable to the personal situations of investors, and may vary in the future.
This is an advertising communication, for commercial purposes. It is not contractual information and it is not information that is required by any legal stipulations, nor should it be considered an investment recommendation or any form of advice, and it is not sufficient to take a decision to invest.
© BANCO SANTANDER, S.A. All rights reserved – registered office: Paseo de Pereda, 9-12. SANTANDER. Tax ID A-39000013.
1. Annual shareholder return for the relevant calendar year: 6.1% in 2025; 10.7% in 2024; 7.4% in 2023; 7.5% in 2022; 2.5% in 2021 (in that year, shareholder remuneration was limited as a result of COVID-19). Past performance is not a reliable indicator of future results.
2. Remuneration charged against the results of each period.
3. Discount of up to 40% on the maximum brokerage fee, depending on the cash value of the transaction, valid for orders placed through remote banking channels (website and mobile app) for Santander shares: €1.80 per transaction for cash amounts up to €2,000; €3.60 per transaction for cash amounts from €2,000.01 to €15,000; and 0.15% of the cash amount for transactions exceeding €15,000.01. Please refer to the information on the other costs and charges associated with this investment.
4. (10.00% NIR, 10.25% APR) calculated on the assumption of an average total annual net balance paid into the customer's special reinvestment account of €271.15, with an average balance of 4,405 Santander shares and half-yearly dividends of €0.0275 and €0.0485 per share respectively, an annual nominal interest rate of 10% with half-yearly settlements and €0 maintenance fee.
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