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Car Insurance
Drive with the peace of mind that comes from knowing you’re protected.
- Apply fully online.
- Digital vehicle verification via your mobile phone.
- Manage claims through the Santander App.
We look after your car, just as you look after the people who matter most to you
At Banco Santander, we offer a full range of car insurance policies through leading insurers such as Santander MAPFRE and Verti, giving yousecurity, flexibility and peace of mind every time you get behind the wheel.
Choose from a wide range of cover options, from third party only to fully comprehensive, also:
24-hour roadside assistance
From the moment your journey begins.
Extensive network of approved repairers
With the option to choose your own, depending on the policy.
Legal protection
And claims handling.
You’ll always receive an efficient service focused on providing rapid, effective solutions right when you need them.
FAQs
Yes. The application process is 100% digital, quick and with no documents to post.
Yes. These insurance options are available exclusively to Banco Santander customers.
Cover can begin immediately once your application has been completed and your details have been verified.
Yes. Depending on the policy you choose, you can pay annually or by instalments.
Yes, though you should be aware that third party only insurance covers only damage caused to other people and their property. You can add extra cover to protect your own vehicle and the driver.
In addition to third-party liability, it includes:
- Theft.
- Fire.
- Windscreen and window damage.
With an excess: you pay an agreed amount (the excess) towards each claim.
No excess: the insurer covers the full cost of the claim.
An excess is the amount you agree to pay if you make a claim. For example, if your policy has a €200 excess, you will pay the first €200 and your insurer covers the rest of the claim.
Yes. Roadside assistance is included and covers incidents such as changing a wheel, misfuelling, lost keys and more.
Yes. Help is on hand right from the start of your journey.
Yes. These services are included as part of your roadside assistance cover.
Yes. If your vehicle cannot be repaired the same day, it will be transported, with no mileage limit, to a garage of your choice near your home.
You can do this quickly and easily through the Santander App or by phone.
With Santander MAPFRE Plus, you can choose any repairer, while with Santander MAPFRE Choice, repairs are carried out through the approved repair network (except where there isn't one nearby).
With Verti, you can add the optional freedom to choose your own repairer on Third Party, Fire and Theft and Fully Comprehensive policies (with or without excess).
Yes.
With Santander MAPFRE ECO, you’ll also benefit from specific cover for charging equipment under the Third Party, Fire and Theft and Fully Comprehensive (with or without excess) options.
It depends on whether they’re declared on your policy. We recommend including them when you take out your insurance to make sure they’re covered.
Yes, it’s advisable to declare it on your policy. If it weighs less than 750 kg, this usually doesn’t involve any additional premium.
Yes. Third-party liability covers damage caused to others by items you’re transporting, provided they are for private use.
1. Subject to the terms and conditions of the policy taken out.
Insurance policies brokered by Santander Mediación Operador de Banca-Seguros Vinculado, S.A. (“Santander Mediación”) through the Banco Santander, S.A. distribution network, under the agency agreements it has entered into with the insurers Santander MAPFRE Seguros y Reaseguros, S.A. and VERTI Aseguradora, Compañía de Seguros y Reaseguros, S.A. Santander Mediación is filed with the Directorate-General for Insurance and Pension Funds under number OV-0042 and maintains professional indemnity insurance and financial capacity in accordance with applicable legislation. For a list of the other insurance companies with which Santander Mediación has entered into agency agreements for the distribution of insurance products, please visit www.santandermediacionobsv.com.
Planeta Seguros
Pay your insurance month by month at no additional cost. You can also save the more you have, up to 11%. That easy!
Car Insurance
- Apply fully online.
- Digital vehicle verification via your mobile phone.
- Manage claims through the Santander App.
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