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EnglishThis risk indicator refers to current accounts
1 / 6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Santander Select
Exclusive advantages and premium services
Your banking, in tune with your lifestyle:
- Personalised service from your dedicated manager
- Exclusive financial advantages
- Complimentary premium services for your everyday needs
Experiences1: another level for your day to day
Discover a world of exclusive services for you and your family. And enjoy 5 hours per year at no cost2 to use them in any of these services:
Another level in your finances
That plus that makes the difference
Saving and investment for Select customers8
Range of investment funds with different objectives and investment periods.
- Access our Santander Private Banking Portfolio range9.
- Fondos Santander GO10 with which you will have access to a range of funds managed by international fund managers (JP Morgan, Robeco, Pimco, etc.).
- My Portfolio Selection, a discretionary fund-portfolio management service offering for Select customers.
And ETFs, structured products, currency trading and other securities.
Planeta Seguros: save up to 11%
Group your insurance, pay month by month and you can save up to 11%.
Protect what matters to you the most, such as your health or the health of your loved ones, insure your home or your car, and find the insurance11 policy that is best suited to your needs.
Financing12 and renting13 tailored to you
To carry out your projects or deal with any unforeseen events that arise. Refurbish your home, head off on that holiday, upgrade your car or buy the house you have your sights on, with special conditions for being a Select customer.
Get loans, mortgages, renting, salary advances and loans with real guarantee.
A team of Select specialists for you and your family
As a Select customer, we're here to support you with a dedicated team of specialists whenever you need us.
Your Relationship Manager will help you manage your money in line with your goals, invest with confidence and make informed financial decisions.
You'll also have access to our Select Specialist Team during extended opening hours:
- Monday to Thursday: 9:00 am – 6:30 pm
- Friday: 9:00 am – 2:00 pm
You can find your Relationship Manager's details and those of your specialist team in the Santander App or through Online Banking.
All you need to know as a Select customer
Among other conditions, you will be eligible for the Santander Select Programme if, for two consecutive months, you receive monthly income of at least €3,000 (salary, pension or unemployment benefit), or if you continue to hold an average balance of €100,000 or more in Santander products and accounts as the sole holder.
Please read the Terms and conditions of the Santander Select Programme for more information regarding the eligibility requirements..
Discover an account boasting services that make it easier to manage your daily transactions. A financial assistant, an improved banking experience when travelling and a way to maximise your subscriptions are all at your fingertips with your Santander Account. And if you would like access to even more services, you can arrange programmes to improve your experience.
If you need to defer or split payments to enjoy greater flexibility while making purchases, you can take out and use Santander Credit Card, which also bring you added benefits just for using its.
- Life Insurance that provides cover against death, absolute permanent disability or severe disability. We also offer an exclusive life insurance policy for women that covers female cancers.
- Home Insurance, choose the mode that best suits your needs, and protect your home
- Health Insurance that boasts extensive cover and access to full medical services or will reimburse costs, depending on the type chosen.
- Car Insurance featuring different types of policies, based on your needs.
- Funeral Insurance to help your loved ones with arrangements and costs after your death.
- Dependence Insurance for financial assistance to help you deal with the costs arising from a situation of dependence.
Learn more about the Select product PRIIPs here.
From wherever you want
1. Service provided by Vivofácil SA, with registered office at calle Miguel Yuste 23, 28037 and tax no. A-82277963. Some services include a free 5-hour shared pool per year, as specified in their description. Once this pool is exhausted, these services will be provided for a fee. Further details available from Vivofácil. Other services are offered without a usage limit and at no additional cost. If you do not wish to accept the non-financial offer, you can exercise your right to withdraw through a form that you will find in the Select Experience section of your Online Banking. Check the Legal Bases of the Santander Select Program.
2. Subject to taxation in accordance with current tax regulations.
3. Non-interest bearing account. 0% NIR,0% APR upon meeting any of the conditions for full exemption, e.g. under the transaction-based option (salary and bills/cards). On the assumption that a daily balance of €6,000 is held uninterruptedly for one (1) year, with an annual nominal interest rate of 0% and with an account maintenance fee of €0. 0% NIR,-1,98% APR if one or more of the conditions are met, such as under the option of maintaining a balance of €5,000 or more but less than €25,000 in mutual funds, at no additional cost. For the same balance, interest rate and card assumptions, and a maintenance fee of €120/year (€10/month) for one (1) year. 0% NIR,-3,93% APR if none of the conditions are met: example for the same balance, interest rate and card assumptions and a maintenance fee of €240/year (€20/month) for one (1) year. Accounts are settled monthly.
4. Card eligibility subject to the bank's prior approval. This card allows payment to be deferred (revolving). Bear in mind that if you choose a very low repayment instalment, your debt may remain outstanding for longer than expected since your monthly instalment is first used to pay interest and fees and then to repay your principal. Remember to use your credit card responsibly. Abuse of financial services entails a risk of over-indebtedness with long-term consequences that may affect your financial planning.
5. View the terms and conditions for Santander Premia here
6. The purchase of devices through Santander Boutique is available exclusively to Banco Santander customers. Devices can be acquired either through a rental agreement (Renting) or by outright purchase.
7. The cost of the Plan will be 4€/month. The minimum stay of the service is 2 months.
8. Financial instruments involve certain risks (market, credit, liquidity, currency, interest rate, sustainability, etc.), and you may lose all or part of your investment. The risks are listed in the product's legal documentation.
Before making any investment decision, you should read the information in the financial instrument's legal documentation. In the case of a collective investment undertaking (CIU), this refers to the Prospectus and the Key Information Document (KID), both of which are available from the supervisory body, from the market where the instrument may be admitted for trading, and on the website of the issuer or the management company. The decision to invest in a financial instrument must be taken in due consideration of all the characteristics and objectives of the financial instrument, as described in its legal documentation. Past performance is not a reliable indicator of future results, and if the financial instrument is denominated in currencies other than the euro, its performance may go up or down as a result of currency fluctuations. This is an advertising communication intended for commercial purposes. It is not contractual information or information that is legally required. It should not be treated as an investment recommendation or advice of any kind, and it is not sufficient in itself as the basis for making an investment decision.
9. Santander Private Banking Portfolio range: Santander Pb Moderate Portfolio, FI (CNMV registration number: 4284. ISIN: ES0113444006); Santander Pb Balanced Portfolio, FI (CNMV registration number: 637. ISIN: ES0115242036); Santander Pb Aggressive Portfolio, FI (CNMV registration number: 154. ISIN: ES0166333031); Santander Pb Gestión Dinamica Decidido, FI (CNMV registration number: 4286. ISIN: ES0113981007); Santander Pb Strategic Bond (CNMV registration number: 5256. ISIN: ES0174980005); Mi Cartera Rv USA Advised By (CNMV registration number: 5774. ISIN: ES0162370003); Mi Cartera Rv Asia Desarrollado Advised By (CNMV registration number: 5771. ISIN: ES0162369005).
10. Gama Santander Go: Santander Go Short Duration Dollar (ISIN LU0067474261); Santander Go Global High Yield (ISIN LU2360100155); Santander Go Dynamic Bond (ISIN LU2004895350); Santander Go Asian Equity (ISIN LU2609543181); Santander Go Global Equity ESG (ISIN LU2004894890); Santander Go North American Equity (ISIN LU0082925743).
11. Insurance policies brokered by Santander Mediation Operator of Banca-Seguros Vinculado, S.A. (“Santander Mediación”), through its distribution network with Banco Santander, S.A., under the agency agreement it has signed with the following insurance companies: Santander Seguros y Reaseguros Compañía Aseguradora, S.A., Aegon España S.A.U. de Seguros y Reaseguros; Santander Vida Seguros y Reaseguros, S.A.; Santander Vida Seguros y Reaseguros, S.A., Santander Generales Seguros y Reaseguros, S.A. and Santander Mapfre Seguros y Reaseguros, S.A. Santander Mediación is a company registered with the Directorate General of Insurance and Pension Funds, with no. OV-0042. It has taken out a third-party liability and financial capacity insurance policy in accordance with prevailing legislation. See the other insurance companies with which Santander Mediación has an agency contract for distribution of insurance products at www.santandermediacionobsv.com.
12. Financing subject to prior approval by the bank.
13. Transactions subject to prior approval by the Bank.