Santander Select: Personal Banking - Banco SantanderDiscover the benefits of personal banking: Personal relationship manager, benefits for your family and preferential services when your travel abroad. Find out more.
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New Customer

This risk indicator refers to the Santander Account

1 / 6

This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

Santander Select

Exclusive advantages and premium services

Your banking, in tune with your lifestyle:

  • Personalised service from your dedicated manager
  • Exclusive financial advantages
  • Complimentary premium services for your everyday needs
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Experiences1: another level for your day to day

Discover a world of exclusive services for you and your family. And enjoy 5 hours per year at no cost2 to use them in any of these services:

For your trips

  • AENA VIP lounges and management of access to VIP lounges in any country.
  • Fast track, priority access when boarding and checking in.
  • Pick-up at the airport, train, boat or home. 
  • eSIM card.

For your beauty and well-being

  • Home hairdressing and beauty salon.
  • 24/7 pharmacy service delivered.
  • Physiotherapy service.
  • Personal trainer.

For your convenience

  • Handyman.
  • Help at home.
  • Home chef.
  • Pet care.

And you also have a 24/7 personal assistant

Will be with you whenever you want to help with tasks such as:

  • Administrative procedures.
  • Legal advice.
  • Online will.
  • Management of driving licence renewal.
  • Limited use and no cost.

Another level in your finances

Otro nivel en tus finanzas

Accounts and cards

Use our Santander Account3 the Santander Debit Card and Santander Credit Card4 with exclusive benefits:

  • We’ll pay you back part of what you spend on your favourite brands in Santander Premia5.
  • An offer with the latest in technology at Santander Boutique6.
  • With our Santander Club Iberia Plus Premium7, earn Avios on your daily purchases.
Explore Accounts and Cards
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Saving and investment for Select customers8

Range of investment funds with different objectives and investment periods.

  • Access our Santander Private Banking Portfolio range9.
  • Fondos Santander GO10 with which you will have access to a range of funds managed by international fund managers (JP Morgan, Robeco, Pimco, etc.).
  • My Portfolio Selection, a discretionary fund-portfolio management service offering for Select customers.

And ETFs, structured products, currency trading and other securities.

Explore our products

Planeta Seguros: save up to 11%

Group your insurance, pay month by month and you can save up to 11%.

Protect what matters to you the most, such as your health or the health of your loved ones, insure your home or your car, and find the insurance11 policy that is best suited to your needs.

Go to Planeta Seguros
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Financing12 and renting13 tailored to you

To carry out your projects or deal with any unforeseen events that arise. Refurbish your home, head off on that holiday, upgrade your car or buy the house you have your sights on, with special conditions for being a Select customer.

Get loans, mortgages, renting, salary advances and loans with real guarantee.

DIscover financing and renting options

A whole new level of support with your Select Expert

They will listen to you and understand your financial needs.

Your Select Specialist is your ally in achieving your financial goals and helping you manage everything that affects you and your loved ones:

  • Specialists in offering you a personalised service.
  • Specialists in designing products and services tailored to your needs.
  • pecialists in the best digital tools.
Meet our specialist
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Select Customer Support

Know all the channels through which you can communicate with our managers.

Learn more

All you need to know as a Select customer

Discover an account boasting services that make it easier to manage your daily transactions. A financial assistant, an improved banking experience when travelling and a way to maximise your subscriptions are all at your fingertips with your Santander Account. And if you would like access to even more services, you can arrange programmes to improve your experience.

If you need to defer or split payments to enjoy greater flexibility while making purchases, you can take out and use Santander Credit Card, which also bring you added benefits just for using its.

  • Life Insurance that provides cover against death, absolute permanent disability or severe disability. We also offer an exclusive life insurance policy for women that covers female cancers.
  • Home Insuranc, choose the mode that best suits your needs, and protect your home
  • Health Insurance that boasts extensive cover and access to full medical services or will reimburse costs, depending on the type chosen.
  • Car Insurance featuring different types of policies, based on your needs.
  • Funeral Insurance  to help your loved ones with arrangements and costs after your death.
  • Dependence Insurance  for financial assistance to help you deal with the costs arising from a situation of dependence.

Learn more about the Select product PRIIPs here..

All from your App!

A simple, smart experience with new features when it comes to signing up for products.

Fully personalise your Santander App

Choose the design in the account overview that best meets your needs: classic, basic or Smart view.

Download the App

Send money immediately using Bizum.

Make transfers with no fee

Except for urgent and immediate transfers

Pay by mobile phone:

Your manager always by your side

Your manager is there to support you in your day-to-day banking, from 09.00 to 19.00, with any queries through the Santander App via any channel.

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Carbon footprint

Discover your carbon footprint and receive eco-friendly tips on how to reduce it.

Offset your carbon footprint with projects that benefit the environment.

From wherever you want

Online Banking

Access your accounts and cards whenever you want, either via online banking on your computer or the Santander App on your mobile.

Mobile payments

Paying with your phone is very easy using our app and the main forms of mobile payment: Apple Pay, Samsung Pay, Bizum and more.

Offices and ATMs

You will have access to an extensive network of ATMs, with more than 30,000 worldwide!

  1. Service provided by Vivofácil SA, with registered office at calle Miguel Yuste 23, 28037 and tax no. A-82277963. Some services include a free 5-hour shared pool per year, as specified in their description. Once this pool is exhausted, these services will be provided for a fee. Further details available from Vivofácil. Other services are offered without a usage limit and at no additional cost. If you do not wish to accept the non-financial offer, you can exercise your right to withdraw through a form that you will find in the Select Experience section of your Online Banking. Check the Download pdf document Legal Bases of the Santander Select Program.
  2. Subject to taxation in accordance with current tax regulations.
  3. Non-interest bearing account. 0% NIR, 0% APR upon meeting any of the conditions for full exemption, e.g. under the transaction-based option (salary and bills/cards). On the assumption that a daily balance of €6,000 is held uninterruptedly for one (1) year, with an annual nominal interest rate of 0% and with an account maintenance fee of €0. 0% NIR, -1,98% APR if one or more of the conditions are met, such as under the option of maintaining a balance of €5,000 or more but less than €25,000 in mutual funds, at no additional cost. For the same balance, interest rate and card assumptions, and a maintenance fee of €120/year (€10/month) for one (1) year. 0% NIR, -3,93% APR if none of the conditions are met: example for the same balance, interest rate and card assumptions and a maintenance fee of €240/year (€20/month) for one (1) year. Accounts are settled monthly.
  4. Card eligibility subject to the bank's prior approval. This card allows payment to be deferred (revolving). Bear in mind that if you choose a very low repayment instalment, your debt may remain outstanding for longer than expected since your monthly instalment is first used to pay interest and fees and then to repay your principal. Remember to use your credit card responsibly. Abuse of financial services entails a risk of over-indebtedness with long-term consequences that may affect your financial planning.
  5. View the terms and conditions for Santander Premia here - (PDF 143.44 KB).
  6. The Plan costs €2 per month. The service has a minimum term of two (2) months. The plan will be free of charge for the first 6 months following subscription. From month 7, the price of the plan will be €4/month. The minimum duration of the service is 2 months from the date of subscription. Promotion valid until 31/12/2025. See promotion T&Cs at.
  7. Financial instruments involve certain risks (market, credit, liquidity, currency, interest rate, sustainability, etc.), and you may lose all or part of your investment. The risks are listed in the product's legal documentation www.bancosantander.es/sorteos-promociones.
  8. Financial instruments involve certain risks (market, credit, liquidity, currency, interest rate, sustainability, etc.), and you may lose all or part of your investment. The risks are listed in the product's legal documentation.
    Before making any investment decision, you should read the information in the financial instrument's legal documentation. In the case of a collective investment undertaking (CIU), this refers to the Prospectus and the Key Information Document (KID), both of which are available from the supervisory body, from the market where the instrument may be admitted for trading, and on the website of the issuer or the management company. The decision to invest in a financial instrument must be taken in due consideration of all the characteristics and objectives of the financial instrument, as described in its legal documentation. Past performance is not a reliable indicator of future results, and if the financial instrument is denominated in currencies other than the euro, its performance may go up or down as a result of currency fluctuations. This is an advertising communication intended for commercial purposes. It is not contractual information or information that is legally required. It should not be treated as an investment recommendation or advice of any kind, and it is not sufficient in itself as the basis for making an investment decision.
  9. Santander Private Banking Portfolio range: Santander Pb Moderate Portfolio, FI (CNMV registration number: 4284. ISIN: ES0113444006); Santander Pb Balanced Portfolio, FI (CNMV registration number: 637. ISIN: ES0115242036); Santander Pb Aggressive Portfolio, FI (CNMV registration number: 154. ISIN: ES0166333031); Santander Pb Gestión Dinamica Decidido, FI (CNMV registration number: 4286. ISIN: ES0113981007); Santander Pb Strategic Bond (CNMV registration number: 5256. ISIN: ES0174980005); Mi Cartera Rv USA Advised By (CNMV registration number: 5774. ISIN: ES0162370003); Mi Cartera Rv Asia Desarrollado Advised By (CNMV registration number: 5771. ISIN: ES0162369005).
  10. Insurance policies brokered by Santander Mediation Operator of Banca-Seguros Vinculado, S.A. (“Santander Mediación”), through its distribution network with Banco Santander, S.A., under the agency agreement it has signed with the following insurance companies: Santander Seguros y Reaseguros Compañía Aseguradora, S.A., Aegon España S.A.U. de Seguros y Reaseguros; Santander Vida Seguros y Reaseguros, S.A.; Santander Vida Seguros y Reaseguros, S.A., Santander Generales Seguros y Reaseguros, S.A. and Santander Mapfre Seguros y Reaseguros, S.A. Santander Mediación is a company registered with the Directorate General of Insurance and Pension Funds, with no. OV-0042. It has taken out a third-party liability and financial capacity insurance policy in accordance with prevailing legislation. See the other insurance companies with which Santander Mediación has an agency contract for distribution of insurance products at www.santandermediacionobsv.com.
  11. Financing subject to prior approval by the bank.
  12. Transactions subject to prior approval by the Bank.