Personal Finances

Fixed or variable mortgage: what are the differences?

There are fixed mortgage loans, in which you will always make the same payments, and variable mortgage loans which are subject to changes in the Euribor rate.

How can I finance a purchase?

Using the Santander App, you can finance a purchase by selecting the card and the item you want to pay in instalments. Click on "Spread cost" and follow the process.

What is the difference between a loan and a credit?

A loan provides all the money requested as soon as it is agreed, whereas with a credit the bank provides a fixed amount that can be used as needed.

What do the digits of the account number mean?

All bank account numbers are made up of a code and 20 digits that identify them as unique, and each number has a specific meaning or function.

Can a foreign non-resident in Spain open a bank account?