Santander App
Carry your bank around on your mobile. Make transfers, control your credit cards, withdraw cash from ATMs, check your spending, and more.
1/6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Get everything you expect from a bank without fees
card
No issuance and maintenance fee and also includes accident insurance of up to €120,0002.
sepa-transfers
Transfers in euros online and at ATMs without commission, not urgent or immediate, and also to any entity in the UK, Poland and Portugal, , except currency exchange companies.
atm
30,000 Santander ATMs around the world from which you can withdraw cash on debit without fees.
What's more, you will enjoy access to many more perks
UP TO
€400 |
For setting up a direct debit for your salary or pension and two monthly bill payments. |
When your first salary payment goes into your account, you will be paid the €300 reward. If you qualify for the €400 reward, you will have to wait for the second month for the remaining €100 (if both salary payments are of at least €2,500).
refer-a-friend
Simply obtain your code and share it with your friends and family.
For every friend who opens an account and sets up a direct debit for their salary, you will get €503. You can share your code with as many people as you like, but you will only get the reward for the first ten people who meet the requirements
The minimum account holding period is 24 months.
If you love music and do not want to miss a single beat ...
By becoming a Santander customer, you will also be getting access to discounts on music festivals and gigs, exclusive ticket presales and meet & greets with artists.
How can you open an Online Account in just a few minutes?
1
Fill in the form with your details, such as your full name, Spanish national ID document (DNI), contact details and address.
2
Using the options that we offer for this process. If you choose to do this by video, we will request access to your camera.
3
The General and Specific Terms and Conditions, using the signature that we will provide to you.
Before signing up for the account, it is important that you carefully consult and review these documents:
Santander Online Account is a fully digital, non-interest bearing current account (0% NIR, 0% AER) with no maintenance fees and no terms and conditions. An exclusive account for new customers! Individuals who are tax residents of Spain and over 18 years old.
You will be able to take out a credit card4 with no issuance or maintenance fees.
With your credit card you can pay for purchases you make abroad in a currency other than the euro with the commission for purchases in non-euro currency exempt.
If you have already started the process of opening an Online Account, you can continue here.
Manage your day-to-day banking needs from your mobile phone using the Santander App
Financial Assistant
Manage your bills and subscriptions
Piggy banks for your savings targets
What's more, learn more about your carbon footprint and receive advice on how to minimise it. Offset it by taking part in projects that protect the environment.
What you need to keep moving forward
Your needs will change over time. One day, you will be wanting to go travelling and then, on another, you will want to buy a house or purchase insurance. Run simulations and take out the products that you need online.
If you have already started the process of opening an Online Account, you can continue here.
The Best Spanish Bank in 2023, according to The Banker By accelerating change and becoming an agile digital organisation that delivers an exceptional experience to customers underpinned by technology. |
Santander Online Account
€0 maintenance fee.
International experience, financial assistant and more.
Exclusively for new customers.
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SANTANDER BLOG
How to pay using your mobile
What are the differences between a joint holder and an authorised one?
FAQs
How to withdraw money without a card
SANTANDER BLOG