Online Account with no fees: Open it now

1/6

This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

Online account without conditions

The Santander Online Account is a fully digital unpaid current account¹, with no maintenance fee (NIR 0%, APR 0%) or conditions. An account exclusively for new customers!

It is associated with the Santander One Debit Card, which also has no issuance or maintenance fees. Open your Online Account and making use of all its advantages!

Features and benefits of the Online Santander Account

An account for new customers who are individuals over the age of 18.
No conditions.
No fee for transfers² in euros, from our online banking, Santander App and ATMs, except urgent transfers.
Option of two accounts per holder.

In addition, you will have a One Debit Card with your Santander Online Account with no issuance or maintenance fees with which you can:

Make debit cash withdrawals with no fee at any Santander ATM around the world.
Take advantage of accident insurance up to €120,000³.
Free access to Santander ZOne⁴, a unique platform for exclusive discounts, experiences and advantages from the Santander app.
Instant money transfer with no fee via Bizum on the Santander app or through our online banking.