Online account without conditions

The Santander Online Account is a fully digital unpaid current account1, with no maintenance fee (NIR 0%, APR 0%) or conditions. An account exclusively for new customers!

It is associated with the Santander One Debit Card, which also has no issuance or maintenance fees. Open your Online Account and making use of all its advantages!

Features and benefits of the Online Santander Account

  • An account for new customers who are individuals over the age of 18.
  • No conditions.
  • No fee for transfers in euros, from our online banking, Santander App and ATMs, except immediate and urgent transfers.
  • Option of two accounts per holder.

In addition, you will have a One Debit Card with your Santander Online Account with no issuance or maintenance fees with which you can:

  • Make debit cash withdrawals with no fee at any Santander ATM around the world.
  • Take advantage of accident insurance up to €120,0002.
  • Free access to Santander ZOne3, a unique platform for exclusive discounts, experiences and advantages from the Santander app.
  • Instant money transfer with no fee via Bizum on the Santander app or through our online banking.

Open your account online in a few minutes without going into a branch

  1. Provide your details
    Provide your personal data.
  2. Prove your identity via videocall
    You don't need to go into a branch, you just need a camera and your ID.
  3. Read and accept the contract conditions
    We make it easy for you to sign so you don't have to leave your desk.

Any questions?

Don't worry, you can call us on 91 050 34 34, from Monday to Friday from 09.00 to 19.00, except holidays.

Retrieve your application

If you have already started applying for your Online Account, complete it in a few simple steps.


If you only have pending identification



Open 24/7 every day of the year.

You won't need to go into a branch to carry out frequent transactions such as payments, plan your savings or arrange products because everything is at your fingertips on your mobile or your computer.

Sending money

Send money instantly by using Bizum or via domestic/international transfer.

Discount platform

Free access to Santander ZOne3, a platform of discounts, experiences and more advantages.

Track your savings

Save with the Financial Agenda and the Piggy Bank Account.

Everything you are looking for at your fingertips

With the global search engine you will be able to locate all your activity and frequent transactions.

Discounts and exclusive offers with your Online Account

Just for being a Santander customer, you will get access to Santander ZOne3, a platform where you can find discounts, promotions, experiences and exclusive advantages. Every month, you will find different offers so that you can enjoy new experiences throughout the year.

How can you access Santander ZOne?

  • Open the Santander App and go to Santander ZOne from the main menu.
  • Register on the platform and browse discounts and benefits.
  • Stay tuned, because discounts and experiences are added regularly.


When paying with your Santander card, enjoy direct discounts or receive a partial refund of your expenses the following month.


Access experiences and prize draws. Choose from sports activities, entertainment, leisure, culture, music and dining out.


Check how many Avios you have collected, discover offers to get more Avios with Santander products and discover how to enjoy them.

Santander Online Account

Icon / check Created with Sketch. Fully digital.

Icon / check Created with Sketch. With no maintenance fees.

Icon / check Created with Sketch. Exclusive for new customers.

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