Change your mortgage to Santander

Home mortgage loan. Lender: BANCO SANTANDER, S.A., with registered office at Santander, Paseo de Pereda, 9- 12 (39004) – Companies Registry of Cantabria, Page 286, Folio 64, Book 5 of Companies, Entry 1, Tax ID Code (CIF) A-39000013.
Financing subject to the Banco Santander’s approval. This information does not replace the Pre-contract information document available on the website www.bancosantander.es and at the Bank's branches. You can go to your branch to request the European Standardised Information Sheet (ESIS)
Your home is at risk should you fail to comply with the commitments derived from the mortgage backed loan agreement. In the event of non-payment and in all cases of early repayment, the Bank may start proceedings against you by action in person, or by action in rem against the mortgaged property, since you will be legally liable to the Bank for the payment of the loan in relation to all your present and future assets, not just the mortgaged property. In accordance with article 105 of the Mortgage Act and article 1911 of the Civil Code.
If the mortgage loan on the house to be acquired is formalised in the Community of Andalusia area click here (PDF 148 KB)
1. The decision to provide improved mortgage loan conditions will depend on the characteristics of the client and the mortgage loan.
2. The maximum amount may not exceed 70% of the appraisal value of the home for a main residence and 60% of the appraisal value of the home for a second residence. The time period may not exceed 30 years in the case of a main residence and 20 years for other residences.
3. In the event that the mortgage relates to residential properties, in accordance with Law 5/2019 of 15 March, regulating property credit contracts. With the exception of the appraisal and Nota Simple costs, which will be borne by the client.