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Finance

For your day to day

Online purchases

Trips and tolls

Finance services with your Santander credit card

Conveniently pay for your purchases

Pay for purchases in instalments

A solution for every need. Our Santander credit card is so flexible that you can get finance at any time: before, during or after your purchase.

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DISCOUNTS AND BONUSES

Santander Premia

Enjoy offers from over 500 brands, at no extra cost, just by having a Santander credit card.

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The cards you need for payments and ATM withdrawals

ONE CARD FOR EVERYTHING

Santander credit card

No issuance or maintenance fee (€0). Choose how you want to pay with it, and stay in control using the app.

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FOR YOUR EVERYDAY PURCHASES

Santander debit card

Whenever you use it, you'll see the transaction in your account straight away.

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LOAD THE AMOUNT YOU NEED

Santander Prepaid card

Take control of your spending. Use it for purchases in store or online.

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The cards you an use for online purchases

EXCLUSIVELY FOR ONLINE PURCHASES

Virtual e-Cash card

Use it to make more secure purchases online.

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A CARD ADAPTED TO YOUR NEEDS

Santander credit card

No issuance or maintenance fee.

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Learn which cards you can use on your travels

TRAVEL AND AVOID QUEUES AT TOLLS

VIA-T card

You can also use it in some car parks.

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THE CARD THAT WILL GET YOU ON THE MOVE

Santander Iberia Icon card

Earn Avios for every purchase you make.

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AVIOS FOR TRAVEL

Santander Iberia Plus Plan

Accumulate Avios in your day to day and be able to redeem them for flights and many experiences.

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What kind of card do you need?

Cards are a simple and secure payment method, and avoid the downsides of having to use cash.

If you're looking for something that will let you pay with credit and pay it back at the end of the month, next month or in instalments, a credit card is what you're after. On the other hand, if you want to use the money you already have in your account or withdraw cash, you need a debit card.

Functionality

Santander debit card

Santander credit card

Debit card cash withdrawals (free at Santander ATMs)

Simple payments (using your phone with Apple Pay, Samsung Pay, Google Pay, Garmin Pay and Fitbit Pay)

Carbon footprint calculation and offsetting

Optimum security and control over your money

Choose how to pay whenever you wish:

  • Get mini-loans.
  • Pay in three instalments, interest free.
  • Split purchases.
  • Defer bills.
  • Finance for Bizum transactions, transfers, bills etc.

Santander Premia benefits (discounts and bonuses)1

Access to the Santander Iberia Plus Plan

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Most common doubts about cards

  • How can I pay with my mobile?

  • You can pay with your mobile devices with Apple Pay, Google Pay, Samsung Pay, Garmin and Fitbit. You can add your card to iOS mobile devices (with Apple Wallet) or Samsung Android (with Samsung Pay) through the Santander App or through the leading payment apps (Google Wallet, Garmin and Fitbit).

  • Do I have to pay interest for using my credit card?

  • This will depend on the payment method that you have chosen. For example, with the end-of-month payment method, you will return the total credit that you have during the agreed settlement period, and when this ends, you will not pay interest (0% NIR and 0% APR). However, if you pay with a credit card using the deferred payment option or if you use a financing option, you will pay the associated interest or commission.

  • Can I change the card's payment method at any time?

  • Yes. You can change your card's payment method at any time from the Santander App or website.

Always Connected

If you also think that people come first and then everything else, and that being digital is not an end but rather a means, then we are connected. At any time. However you like. Wherever you want.

Special offers

Discover the offers for your favourite brands and shops when you pay with your cards on the Santander App.

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Apply online for the card you need

At Online Banking you can see the advantages of these Santander cards and apply for them whenever you want.

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Carry out your day-to-day transactions

Control the activity of your cards, turn them off and on whenever you need to, check your PIN or CVV, defer payment of your purchases and pay with your mobile phone.

Access your bank wherever you are

Check the activity of your cards and manage them from any mobile device. You decide how, when and where to interact with your bank.

Get your codes

Your bank is always with you

Contact your Santander Personal manager to ask questions, consult the frequently asked questions, learn from our videos and find the closest ATM.

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FAQs

What to do in case of theft or loss of a credit card?

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1. Check the terms and conditions of Santander Premia here. To access Santander Premia you must be a customer of the Santander Account, Group Account or World Account. Excluding customers who only hold an Online Account with the Bank.

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