Santander MAPFRE car insurance

Your car's equipment is important. That of your insurance is too.

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Promotion valid from 23/11 to 04/12 for insurance taken out via Banco Santander's digital channels (website or app) for customers with an active Santander One account adhered to any category of the Santander One Iberia Plus Plan on the date the promotional Avios are calculated. See terms and conditions for the "BLACK FRIDAY DIGITAL INSURANCE CAMPAIGN" at www.bancosantander.es.

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Comprehensive and flexible car insurance

We are happy to present the new Santander MAPFRE Car Insurance, a comprehensive and flexible insurance, with two ranges of contracting that allows you to choose the insurance that best suits you and your needs.

Choice Range Car Insurance

Car insurance Santander MAPFRE Choice Range offers you comprehensive coverage against the main risks that your vehicle may suffer¹, with a wide range of services, including:

Travel assistance from Km 0 including service on any road (suitable / not suitable) of common use, and one of the most extensive roadside assistance networks on the market (tow trucks, etc.).
Vehicle Service Centres where a single visit is enough to carry out all the procedures needed to manage a claim. Body and paint repairs with "lifetime" guarantee.
More than 2,500 collaborating garages selected by the Insurer for this product, throughout the Spanish territory with exclusive benefits.

In addition, if you take out the Santander MAPFRE Choice Range car insurance now, you can benefit from the Choice Car Bonus Campaign², with which you can maintain your no claims bonus even declaring up to three claims in an annuity or, if the usual circulation area of the insured vehicle is not the provinces of Madrid or Barcelona, with which you can benefit from a bonus of up to €350 if no claims are declared during the first 3 annuities.

Plus Range Car Insurance

With the protection of the Santander MAPFRE Plus Range car insurance, the coverage of the Choice¹ range is extended and the services included are improved, offering unique benefits:

Travel assistance from Km 0, without limit of assistance per year, and including service on any type of road (suitable/not suitable) of common use.
Free choice of garage when repairing the vehicle.

And, in addition, whatever your hiring option, always with the assistance and service quality that only Santander and MAPFRE can assure.

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Choose the range that best suits you

You can configure your car insurance to suit your needs, and pay for the coverage you need.

Coverages	PLUS range			CHOICE range
Coverages	Basic third party	Extended third party	Comprehensive with/without excess	Extended third party	Comprehensive with/without excess
Compulsory CL	Included	Included	Included	Included	Included
Supplementary CL	Up to €50,000,000 per claim	Up to €50,000,000 per claim	Up to €50,000,000 per claim	Up to €50,000,000 per claim	Up to €50,000,000 per claim
Legal defence	Up to €600	Up to €600	Up to €600	Up to €600	Up to €600
Driver insurance	30.000 €	30.000 €	30.000 €	20.000 €	20.000 €
Aid to the insured	Included	Included	Included	Not included	Not included
Travel assistance	Included	Included	Included	Included	Included
Assistance limit	Unlimited	Unlimited	Unlimited	3/year	3/year
Vehicle fire	Not included	Included¹	Included¹	Included²	Included²
Vehicle theft	Not included	Included¹	Included¹	Included²	Included²
Wind shield and window breakage	Not included	Included	Included	Included	Included
Own damage	Not included	Not included	Included¹ (excess)	Not Included	Included² (excess)
Damage to the vehicle due to hitting big game species	Not included	Optional	Included	Optional	Included
Damage due to atmospheric phenomena	Not included	Optional	Included	Optional	Included
Replacement vehicle	Not included	Optional	Optional	Optional	Optional
Defence in fines and advice	Not included	Included	Included	Included	Included
License revocation benefit	Not included	Included	Included	Not included	Not included
Extraordinary risks assets and people	100%	100%	100%	100%	100%

Value as new PLUS: Value as new in the 1st and 2nd year, and 80% value as new in the 3rd year, the rest at market value.
Value as new CHOICE: Value as new the 1st year and the rest at market value

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FAQs

Do I have to be a Banco Santander client in order to take out a Santander MAPFRE car insurance policy?

Yes, it is an insurance policy exclusively for Banco Santander clients.

Can I take out only compulsory car insurance?

Yes. However, compulsory insurance is third-party insurance, which only guarantees possible damage caused to a third party, so it is highly recommended to complement it with another series of coverages against possible damage or contingencies to the vehicle itself or injuries to the driver of the insured vehicle.

Does my insurance cover a change of tyre when punctured or burst?

Yes. Santander MAPFRE has one of the most extensive travel assistance services in Spain. The travel assistance service, in addition to events such as the replacement of a tyre due to puncture or blow-out, includes another important range of services such as transportation in case of fuel shortage or erroneous supply of an unsuitable type of fuel, non-operation of the wipers on a rainy day, loss of keys, service on unsuitable common use roads, etc.

In the event of an accident or breakdown, will my car be taken to a garage near my home?

Yes. Santander MAPFRE is one of the few companies that transports the insured vehicle, without limit of kilometres, to the garage indicated by the insured party near the usual address listed in the policy, whenever the vehicle cannot be repaired on the same day.

Can I take the vehicle to the garage of my choice to be repaired?

Santander MAPFRE Plus Range car insurance includes the free choice of garage by the insured. However, Santander MAPFRE makes available to its clients and policyholders a very wide network of Collaborating Garages with important added services exclusive to our policyholders, as well as its network of Vehicle Service Centres.

With the Santander MAPFRE Choice Range car insurance repairs must be carried out always in a collaborating garage, unless there is not one within 30 km from the usual address listed in the policy.

With my vehicle I usually tow a trailer or caravan. Do I have to declare it in my insurance?

Yes, it is advisable to state this fact in the policy, although this does not imply any increase in the insurance price if it is a trailer weighing less than 750kg.

On the outside of my vehicle I usually carry a roof-box, transport my bicycle, skis, etc. Would damages caused to a third party be covered if they were to fall off during the journey?

Yes, possible civil liability is guaranteed for possible damages caused by the objects transported by the insured vehicle, as long as it is a car for private use.

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Calculate your insurance yourself if you are a client or leave us your information and we will contact you.

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FAQs