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Financing options for different projects

Get the financing you need to carry out different projects. Whether it is to do some renovations, build your own home, make a trade payment, pay taxes, finance your studies or even refinance the one you already have.

HIPOTECA AUTOCONSTRUCCIÓN

Build your own family home with the Banco Santander Hipoteca Autoconstrucción. You can get up to 100% of the budget for the building work, not exceeding the cost of construction and always with an upper limit of 70% of the replacement value in the case of completed construction.

The maximum term for this mortgage is 30 years for the first home and 25 for the second.

You can also benefit from a grace period in paying the capital for the self-build mortgage of up to a maximum of 2 years.

MORTGAGE FOR OTHER PURPOSES

Apply for a mortgage loan of up to 70% of the appraisal value of a property free of charges, that is, one that does not have a mortgage in progress or other types of limitations, if it is your habitual residence, or up to 60% for other types of property. With this loan, you will be able to cover the financing needs if you want to carry out reforms in your home, you want to renovate your home, financing for the payment of taxes or even for starting or completing your studies.

The maximum term is 15 years.

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MORTGAGE FOR ACQUISITION OF COMMERCIAL PREMISES²

If you are thinking of starting a business, you have the financing option you need. With the mortgage for the acquisition of commercial premises, we offer you the possibility of buying the premises you are looking for with excellent financing conditions.