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Because no one is immune from prosecution, including top management, protect your business1 assets from the top down.
- Get financing for renovations or building your home.
- Acquire commercial premises with excellent conditions.
- Use your home to pay for your studies and more.
Financing options for different projects
Get the financing you need to carry out different projects. Whether it is to do some renovations, build your own home, make a trade payment, pay taxes, finance your studies or even refinance the one you already have.
Hipoteca autoconstrucción
Build your own family home with the Banco Santander Hipoteca Autoconstrucción. You can get up to 100% of the budget for the building work, not exceeding the cost of construction and always with an upper limit of 70% of the replacement value in the case of completed construction.
The maximum term for this mortgage is 30 years for the first home and 25 for the second.
You can also benefit from a grace period in paying the capital for the self-build mortgage of up to a maximum of 2 years.
Mortgage for other purposes
Apply for a mortgage loan of up to 70% of the appraisal value of a property free of charges, that is, one that does not have a mortgage in progress or other types of limitations, if it is your habitual residence, or up to 60% for other types of property. With this loan, you will be able to cover the financing needs if you want to carry out reforms in your home, you want to renovate your home, financing for the payment of taxes or even for starting or completing your studies.
The maximum term is 15 years.
Mortgage for acquisition of commercial premises2
If you are thinking of starting a business, you have the financing option you need. With the mortgage for the acquisition of commercial premises, we offer you the possibility of buying the premises you are looking for with excellent financing conditions.
1. Home mortgage loan. Lender: BANCO SANTANDER, S.A., with registered office at Santander, Paseo de Pereda, 9- 12 (39004) – Companies Registry of Cantabria, Page 286, Folio 64, Book 5 of Companies, Entry 1, Tax ID Code (CIF) A-39000013. Financing subject to the Banco Santander’s approval. This information does not replace the Pre-contract information document available on the website www.bancosantander.es and at the Bank's branches. You can go to your branch to request the European Standardised Information Sheet (ESIS) Your home is at risk should you fail to comply with the commitments derived from the mortgage backed loan agreement. In the event of non-payment and in all cases of early repayment, the Bank may start proceedings against you by action in person, or by action in rem against the mortgaged property, since you will be legally liable to the Bank for the payment of the loan in relation to all your present and future assets, not just the mortgaged property. In accordance with article 105 of the Mortgage Act and article 1911 of the Civil Code.
2. Financing subject to approval by the Bank. Lender: Banco Santander, S.A. If the home mortgage loan on the house was formalised in the territory of the Community of Andalusia click here (PDF 148 KB).