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This risk indicator refers to the Group Current Account.

1 / 6

This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

Individuals

Professional Groups

Because being a judge, a pilot or a healthcare professional isn't the same, discover solutions tailored to your needs. If you are part of a group, you'll have access to an exclusive range of products and services, including:

  • Zero-fee account and card1.
  • Financing with better conditions2.
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Get up to €450 if you belong to one of these professional groups4

If you belong to one of these groups and open an account, you can get €450 by depositing your salary of least €2,500 and setting up direct debits for two bills. If your salary is more than €600 you'll get €350.

Law

Discover our full range of products and services for legal sector professionals: judges, prosecutors, lawyers, attorneys and other legal sector professionals.

Civil Servants

Discover our range of products designed for civil servants and public administration employees.

Health

Products and services for healthcare professionals, such as doctors, pharmacists, dentists, optometrists, nurses and other healthcare professionals.

Are you familiar with the advantages of Santander Select?

Select is a space with exclusive advantages and services. 

If you meet the Select conditions, you will be able to move up to the next level: 

  • 5 free hours per year5 for travel, home and more services.
  • Select expert to listen to and address your financial needs.
  • Exclusive investment funds. 

Do you belong to any of these groups?

Scholarships, loans and more

Universities

Whether you are a student or a professional in the education sector, we have a varied offer for you.

For agricultural and livestock sector

Agriculture

Products and services specially designed for the agricultural sector.

Employee program

Advantages for companies

If you work in a company that has joined the Working Here Program, you can access special products and services.

More customised solutions

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Online Account for Non-Residents

You only need your passport to open your non-interest-bearing fee-free account (0% NIR, 0% APR) in Spain.

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Senior

You have changed the way of growing older, we have changed the way of banking for you.

1. Group Account NIR 0% APR 0%, calculated according to the constant payment method on the assumption that a daily balance of €7,000 is maintained for 1 year, with an annual nominal interest rate of 0% and with an account maintenance fee of €0.

2. Financing transactions subject to the Bank’s prior approval.

4. Cash incentive of €400 gross for new salary or pension direct credit arrangements of at least €2,500 per month, together with the direct debit of at least two monthly bills to the same account. For salaries of more than €600 but less than €2,500 per month, the cash incentive will be €300 gross. 24-month commitment period. Participants must meet the terms and conditions of the promotion and register for the campaign using the form made available to customers. The promotional cash incentive qualifies as taxable income obtained from financial assets and is subject to the applicable withholding tax under prevailing tax legislation (currently 19%), which will be deducted by the Bank and charged to the Participant. Accordingly, the net amounts paid to the Participant will be €324 and €243, respectively. Promotion valid until 9 April 2026. A further €50 may be earned by belonging to one of the following groups: civil servants, healthcare sector workers, justice sector workers, members of ATA (Self-employed Workers' Association), members of Covirán, or employees of Mapfre, Working Here, and Exclusive Segments. Check conditions of the promotion here.

5. Service provided by Vivofácil SA, with registered office at calle Miguel Yuste 23, 28037 and tax no. A-82277963. Some services include a free 5-hour shared pool per year, as specified in their description. Once this pool is exhausted, these services will be provided for a fee. Further details available from Vivofácil. Other services are offered without a usage limit and at no additional cost. If you do not wish to accept the non-financial offer, you can exercise your right to withdraw through a form that you will find in the Select Experience section of your Online Banking. Check the Legal Bases of the Santander Select Program.

Need any help?

Enter here and find answers to the most frequently asked questions with our online help available 24 hours a day.

Always Connected

If you also think that people come first and then everything else, and that being digital is not an end but rather a means, then we are connected. At any time. However you like. Wherever you want.

Online Banking: no restrictions on time or place

You decide how, when and where to interact with your bank. We make it easy for you: you can access accounts and cards from your mobile and carry out transactions.

Send money easily using Bizum.

Track your expenses and income for the month with graphs.

View and manage your bills.

Block, turn on or turn off your cards and check their PIN and CVV numbers.

Set your alerts to always be kept up-to-date.

Your bank is always with you

We make our services available to you from any place: Santander Orienta, search for you nearest branch or ATM, chat, Superlínea, assistant for questions and video tutorials.

Arranging products

We believe that technology can also benefit people and that is why we are wherever you are. You can arrange online: accounts, debit and credit cards, pension plans, insurance, pre-approved loans...