Mortgages for Non-residents

1. Home mortgage loan. Lender: BANCO SANTANDER, S.A., with registered office at Santander, Paseo de Pereda, 9- 12 (39004) – Companies Registry of Cantabria, Page 286, Folio 64, Book 5 of Companies, Entry 1, Tax ID Code (CIF) A-39000013.

Financing subject to the approval of Banco Santander. This information does not replace the pre-contractual information sheet (FIPRE - Ficha de Información Precontractual) available at www.bancosantander.es and our branch offices. You can visit your branch to request the European Standardised Information Sheet (ESIS). If you decide to move forward with the proposal, the remaining mandatory pre-contractual documents will be sent to you. You may lose the property if any of the obligations contained in the mortgage loan agreement are breached. In the event of non-payment and in all cases of mortgage acceleration, the bank may, after sending prior notification to the address you indicated for mortgage foreclosure purposes, pursue personal action against you or move to foreclose the mortgaged property. You will therefore be liable as before the bank for repaying the loan with all your present and future assets as well as the mortgaged property. In accordance with article 105 of the Mortgage Law and article 1911 of the Civil Code.