CARACTERÍSTICAS

Financing to acquire your second home in Spain

If you have tax residence abroad and are thinking of acquiring a second home in Spain, at Banco Santander we offer you a wide variety of fixed and variable rate mortgages so that you can find the one that is right for you.

Calculate the monthly payments for your mortgage and the associated costs in our simulator and do the numbers.

  • Buy a second home in Spain (also finance a self-build second home).
  • Build your own holiday home
  • Carry out renovations.
  • Finance an investment in other properties.

Flexible Module

CATEGORY
DETAILS
MINIMUM AMOUNT / ANNUAL PREMIUM
DISCOUNT
Income/Balance
Minimum annual income / Balance in account or on deposit
€24,000 income / €18,000 balance or deposit
15pbs
Bills (maximum 10 pbs)
Direct debit or paymen
3 different CIFs
10pbs
Cards
Credit or debit
6 uses
10pbs
Insurance Home 200€ 10pbs
Investment Funds Balance
Balance
From 5.000 € to 30.000 €
30.000 €
5pbs
10 pbs
Structured Notes Balance
Balance
From 5.000 € to 30.000 €
30.000 €
5pbs
10pbs
Sustainability
Energy Efficiency Certificate*
A or A+
10pbs
Shares Owning Banco Santander securities 1.000 shares
5pbs

* For the purposes of certifying a sustainable home, recognised certificates will be accepted such as: Leeds, Breems, Verde and Passive House.

Maximum discount: 60 pbs.
The first review of the commitments will be in month 12, with application to the interest rate from month 13.

Shall we talk?

If you have any questions or want to know more, call us on

+34 912 737 090

Hipoteca Mundo para No Residentes

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