
Online Account
1/6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Online Account for Non-Residents
|
Online Account |
Online Account for Non-Residents |
Santander Account |
Mini Account |
Basic Account |
Who is this account for? |
New customers, residing in Spain, over 18 years old. |
New customers, non-residents in Spain, over 18 years old. |
Any person, whether a resident or non-resident in Spain for tax purposes, over 18 years of age. |
Any person resident in Spain up to 17 years old. |
Any natural person who is legally resident in the EU, is an asylum seeker or, even if they do not have a residence permit, cannot be expelled. You will not be able to have another account with another bank in Spain. |
Maintenance fee |
€0 NIR 0%, AER 0%. |
€0 NIR 0%, AER 0%. |
From 18 to 28 years: If not: |
€0 NIR 0%, AER 0%. |
€3/month NIR 0%, AER -0,90%4. |
Debit card |
No issuance or maintenance fees. |
No issuance or maintenance fees. |
No issuance or maintenance fees. |
No issuance or maintenance fees. |
No issuance or maintenance fees. |
Credit card5 |
No issuance or maintenance fees. |
No issuance or maintenance fees. |
No issuance or maintenance fees. In addition, the card will give you access to Santander Premia6. |
|
Check conditions in office. |
Special services |
Financial assistant. International experience: travel benefits, transfers, etc. Manage your bills and subscriptions. Carbon footprint calculation and offsetting. |
Financial assistant. International experience: travel benefits, transfers, etc. Manage your bills and subscriptions. Carbon footprint calculation and offsetting. |
Financial assistant. International experience: travel benefits, transfers, etc. Manage your bills and subscriptions. Carbon footprint calculation and offsetting. |
|
|
Additional services that can be arranged |
|
|
Santander Payments programme. Santander Travel programme. Santander Iberia Plus Premium Plan. |
|
|
|
Access your account services via the app
Santander and online accounts offer plenty of services to make life easier. You can access them all from the Santander app.
Financial assistant
All your accounts and movements in one place, without third-party apps.
International experience
30,000 Santander ATMs worldwide.
Purchases and transfers are exempt from fees in some European countries.
Santander Premia6
Receive discounts and cashback on the purchases you make with your Santander Credit Card5.
Receipts and subscriptions
Do you sign up for services and forget to cancel them when you no longer use them? Never again.
Discover your carbon footprint and receive eco-friendly tips on how to reduce it.
Offset your carbon footprint with projects that benefit the environment.
In addition to these services, wherever you are, you'll have access to your Santander Personal manager, tutorial videos and an assistant for FAQs.
1. 0% NIR, 0% AER for customers between 18 and 28 years of age or meeting any of the conditions to obtain a full waiver, example under the option of transactionality (salary and bills/cards). On the assumption that a minimum daily balance of €6000 is held continuously for one year, subject to an annual nominal interest rate of 0% and a maintenance fee of €0.
2. 0% NIR, -1.98% AER when you meet any of the conditions, example for the option of holding a balance equal to or greater than €5000 and lower than €25,000 in investment funds, with no added costs. Based on the same assumption in terms of balance, interest rate, card type and a maintenance fee of €120/year (€10/month) for 1 year.
3. 0% NIR, -3.93% AER if none of the conditions are met: example based on the same assumptions of balance, interest rate, card type and a maintenance fee of €240/year (€20/month) for 1 year. The account will be settled on a monthly basis.
4. 0% NIR, 0% AER, on the assumption that a minimum daily balance of €4000 is held continuously for 1 year, subject to an annual nominal interest rate of 0% and with an account maintenance fee of €36/year (€3/month).
The account will be settled on a monthly basis.
5. Transaction subject to prior approval from the Bank.
6. Read the terms and conditions of Santander Premia here. You must be a Santander Account or Group Account to access Santander Premia.
Find out more
SANTANDER BLOG
diferencias-cotitular-autorizado
FAQs
SANTANDER BLOG