This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.




in fees

The Online Account is an exclusive non-interest-bearing current account for new customers, with no maintenance fee (0% NIR, 0% APR), or conditions.

Move your money with no fees

You'll receive a debit card with no issuance or maintenance fee. You can use it to withdraw cash with no fee from any of the 30,000 Santander ATMs worldwide.

There will be no fee for euro transfers made from our Online Banking, Santander App and ATMs, except for immediate and urgent transfers.

Money can also be sent immediately and with no fee using Bizum.

Being young are all advantages

Financial Assistant

Have all the accounts from your different banks in a single app, without the need for third party apps, so that nothing escapes your notice! View your income and expenses by period or category.

What's more, receive messages with ideas for organising your finances.

International experience

Make purchases using your credit or debit card in the UK, Poland, Switzerland, Sweden, Norway, Denmark and Finland with no fee for purchases in foreign currency (non-euro transactions).

Make transfers with no fees to any entity (even outside Santander) in the UK, Poland and Portugal, with the exception of the foreign exchange fee. Make use of the emergency cash service: if your card is stolen, get money in cash anywhere in the world.

Receipts and subscriptions

Do you subscribe to services and forget to unsubscribe when you no longer use them? Never again.

You'll be able to easily identify your card subscriptions and receipts
so you have control of all your recurring payments.

In addition, you will have the possibility to cancel the subscriptions that you no longer need in a more agile way.

Looking for an account that gives you even more services?

With the Santander Account you'll enjoy more services. What's more, if you have a credit card1, you'll gain access to Santander Premia promotions2.

As the account holder, you can sign up for a pack of services to improve your banking experience, when travelling for instance.

If you're aged between 18 and 28, no maintenance fee will be charged for your Santander Account.

You can open an account both online and in the branch. Click here to find out everything the Santander Account can offer you.

Tools to drive your growth


Scholarships for your university studies and complementary training



Training programmes to boost your skills as an entrepreneur



The Total Career Loan helps you to finance your university studies


All from your App!

A simple, smart experience with new features when it comes to signing up for products.

Fully personalise your Santander App

Choose the design in the account overview that best meets your needs: classic, basic or Smart view.

Download the App

Your payments at your fingertips

  Send money immediately using Bizum.

  Make transfers with no fee (except for urgent and immediate transfers).

  Pay by mobile phone:

Carbon footprint

Discover your carbon footprint and receive eco-friendly tips on how to reduce it.

Offset your carbon footprint with projects that benefit the environment.

Your manager always by your side

Your manager is there to support you in your day-to-day banking, from 09.00 to 19.00, with any queries through the Santander App via any channel.

Download the Santander App

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