This risk indicator refers to current accounts
1 / 6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Young People
Accounts for young people
Current accounts so you can do whatever you want: save, shop, travel, go to concerts...
No fees. No conditions. Simple.
Where there's a will, there's a way
So, get a €24* voucher to spend on anything you want on Amazon.es!
All you need to do is:
- Enter the following code during the account registration process: 000245-00-JOVENES30
- Have a balance of €50 or more in your account for at least 48 hours.
- Be registered with Bizum during the promotion period.
Only until 30 November!
Debit card with no issuance or maintenance fee
You'll receive a debit card with no issuance or maintenance fee. You can use it to withdraw cash with no fee from any of the 30,000 Santander ATMs worldwide.
Move your money with no fees
There will be no fee for euro transfers made from our Online Banking, Santander App and ATMs, except for immediate and urgent transfers.
Send money immediately at no cost
Money can also be sent immediately and with no fee using Bizum.
Being young are all advantages
Financial Assistant
Have all the accounts from your different banks in a single app, without the need for third party apps, so that nothing escapes your notice! View your income and expenses by period or category.
What's more, receive messages with ideas for organising your finances.
International experience
Make purchases with your credit card2 in a currency other than the euro and you will not have a currency exchange fee. To do this, when making the purchase, select the local currency at the POS terminal and the corresponding exchange rate will be applied to euros.
Make transfers with no fees to any entity (even outside Santander) in the UK, Poland and Portugal, with the exception of the foreign exchange fee.
Receipts and subscriptions
Do you subscribe to services and forget to unsubscribe when you no longer use them? Never again.
You'll be able to easily identify your card subscriptions and receipts
so you have control of all your recurring payments.
In addition, you will have the possibility to cancel the subscriptions that you no longer need in a more agile way.
Discover the Online Account
What important information do I need to know about the Online Account?
Before signing up for the account, it is important that you carefully consult and review these documents:
- Pre-contractual information: which describes how the account works and its characteristics. You'll find the most important things highlighted in bold.
- Fees information document: includes the fees to be paid for the most common services associated with the account.
More services with Santander
Looking for an account that gives you even more services?
With the Santander Account you'll enjoy more services. What's more, if you have a credit card2, you'll gain access to Santander Premia promotions3.
As the account holder, you can sign up for a pack of services to improve your banking experience, when travelling for instance.
If you're aged between 18 and 28, no maintenance fee will be charged for your Santander Account.
You can open an account both online and in the branch. Click here to find out everything the Santander Account can offer you.
Calculators and guides
Smart Talent Scanner
Vocational test to discover what future profession suits you best and receive training guidance. Get into Smart mode!
Net Salary Calculator
Calculate your salary in an easy way. Based on your employment status, family situation and withholdings applied.
Erasmus Guide
What are Erasmus scholarships, what are the requirements, how to go about it, deadlines, useful information by destination, universities, etc.
Do you have any questions?
Click here to find answers to the most frequently asked questions with our online support available 24 hours a day.
All from your App!
A simple, smart experience with new features when it comes to signing up for products.
Send money immediately using Bizum.
Make transfers with no fee
(except for urgent and immediate transfers).
Pay by mobile phone
Your manager always by your side
Your manager is there to support you in your day-to-day banking, from 09.00 to 19.00, with any queries through the Santander App via any channel.
Carbon footprint
Discover your carbon footprint and receive eco-friendly tips on how to reduce it.
Offset your carbon footprint with projects that benefit the environment.
*See details at www.amazon.es/gc-legal. The cashback amount of €24 is after applying the withholding tax in accordance with current tax regulations. Promotion valid until 30/11/2025. For new customers between ages 18 and 31 who open new accounts by making a deposit of €50 or more and maintaining it for at least 48 hours. Customers must also be registered with the "Bizum" payment service, which must be linked to one of the Banco Santander accounts covered by this promotion during the campaign period. See promotion T&Cs.
1. Non-interest-bearing account, 0% NIR. 0% APR.
2. Granting of the credit card subject to prior approval by the Bank.
3. Read the terms and conditions of Santander Premia here.