Request the European Standardized Information (INE) at your branch. Transactions subject to prior approval by the bank.
1. 11.05%
VariableAPR for a loan of 12.000 euros for a term of 7 years and arrangement fee (without financing) of 3% (€360), at a nominal annual interest rate of Euribor + 5.95%. Grace period for principal payments of 6 months. Interest rate during the grace period (from month 1 to month 6): €95.97 and from month 7: €207.38. Total cost of the loan €5,111.46(including interest amounting to €4,751.46). Total amount owed (sum of the amount of the loan and its total cost): €17,111.46. Calculations according to the French repayment system. Reviewed yearly. Monthly instalments. The VariableAPR has been calculated on the assumption that the benchmark indices do not vary, so the APR will vary with each interest rate revision. (Euribor published in the Official Spanish State Gazette (BOE)
in April 2023: 3.647%).
2. 11.37%
VariableAPR for a loan of 12.000 euros for a term of 5 years and arrangement fee (without financing) of 3% (€360), at a nominal annual interest rate of Euribor + 5.95%. Grace period for principal payments of 6 months. Interest rate during the grace period (from month 1 to month 6): €95.97 and from month 7: €274.52. Total cost of the loan €3,759.90(including interest amounting to €3.399,90). Total amount owed (sum of the amount of the loan and its total cost): €15,759.90. Calculations according to the French repayment system. Reviewed yearly. Monthly instalments. The VariableAPR has been calculated on the assumption that the benchmark indices do not vary, so the APR will vary with each interest rate revision. (Euribor published in the Official Spanish State Gazette (BOE)
in April 2023: 3.647%).
3. The parent must have at least one of the following with Banco Santander: salary, mortgage or pension plan. 9.94% VariableAPR
for a loan of 12,000 euros for a period of 7 years and arrangement fee (without financing) of 3% (€360), at a nominal annual interest rate Euribor + 4.95%. Grace period for principal payments of 6 months. Interest rate during the grace period (from month 1 to month 6): €85.97 and from month 7: €201.35. Total cost of the loan €4,581.12(including interest amounting to €4,221.12). Total amount owed (sum of the amount of the loan and its total cost): €16,581.12. Calculations according to the French repayment system. Reviewed yearly. Monthly instalments. The
VariableAPR
has been calculated on the assumption that the benchmark indices do not vary, so the APR will vary with each interest rate revision. (Euribor published in the Official Spanish State Gazette (BOE)
in
April 2023: 3.647%).
4. 10.26% VariableAPR
for a loan of 12,000 euros for a period of 5 years and arrangement fee (without financing) of 3% (€360), at a nominal annual interest rate Euribor + 3.95%. Grace period for principal payments of 6 months. Interest rate during the grace period (from month 1 to month 6): €85.97 and from month 7: €268.76. Total cost of the loan €3,388.86(including interest amounting to €3,028.86). Total amount owed (sum of the amount of the loan and its total cost): €15,388.86. Calculations according to the French repayment system. Reviewed yearly. Monthly instalments. The
VariableAPR
has been calculated on the assumption that the benchmark indices do not vary, so the APR will vary with each interest rate revision. (Euribor published in the Official Spanish State Gazette (BOE)
in
April 2023: 3.647%).
5. 8.84% VariableAPR
for a loan of 12,000 euros for a period of 7 years and arrangement fee (without financing) of 3% (€360), at a nominal annual interest rate Euribor + 3.95%. Grace period for principal payments of 6 months. Interest rate during the grace period (from month 1 to month 6): €
75.97 and from month 7: €
195.42. Total cost of the loan €
4,058.58(including interest amounting to €
3,698.58). Total amount owed (sum of the amount of the loan and its total cost): €
16,058.58. Calculations according to the French repayment system. Reviewed yearly. Monthly instalments. The
VariableAPR
has been calculated on the assumption that the benchmark indices do not vary, so the APR will vary with each interest rate revision. (Euribor published in the Official Spanish State Gazette (BOE)
in April 2023: 3.647%).
6. 9.16% VariableAPR
for a loan of 12,000 euros for a period of 5 years and arrangement fee (without financing) of 3% (€360), at a nominal annual interest rate Euribor + 3.95%. Grace period for principal payments of 6 months. Interest rate during the grace period (from month 1 to month 6): €75.97 and from month 7: €263.06. Total cost of the loan €3,021.06(including interest amounting to €2,661.06). Total amount owed (sum of the amount of the loan and its total cost): €15,021.06. Calculations according to the French repayment system. Reviewed yearly. Monthly instalments. The
VariableAPR
has been calculated on the assumption that the benchmark indices do not vary, so the APR will vary with each interest rate revision. (Euribor published in the Official Spanish State Gazette (BOE)
in
April 2023: 3.647%).