1/6
Este número es indicativo del riesgo del producto, siendo 1/6 indicativo de menor riesgo y 6/6 de mayor riesgo.

Banco Santander está adscrito al Fondo de Garantía de Depósitos de Entidades de Crédito. Para depósitos en dinero el importe máximo garantizado es de 100.000 euros por depositante en cada entidad de crédito.

WHAT CAN I GET?

FAQs

A children's account with access to a prepaid card

The Cuenta Mini is Santander's children's non-interest bearing account1, aimed at minors (until they turn 18) and with no maintenance or administration fees (NIR 0%, APR 0%).

Prepaid Mini Card

With this children's account you can request a prepaid card that, although not compulsory, has the following benefits:

  • Allows purchases to be made in physical stores and online.
  • If cash is required, this card lets the holder withdraw cash at any Santander ATM with no charges.
  • It is very easy to top up the balance: via Online Banking, the Santander App, by phone, at Santander ATMs and any of our branches.
  • You have more control: spending is limited to the balance on the card.

How can I open the Cuenta Mini?

Open this children's account now at any Banco Santander branch and start enjoying all its benefits.

Shall we discuss it?

If you would like more information, visit any of our branch offices.

Most common questions about this account

What happens to the account when the holder turns 18? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

The conditions of accounts intended for customers as of that age will apply, which will be communicated to the holder with the advance notice established in the contract. Furthermore, from that moment on, the participation of the Legal Representative in the contract is no longer necessary.

Who should appear as a representative? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

The legal representative, this is the parents, who exercise parental authority over the minor, or the court appointed legal guardian.

As it a prepaid card, can you see balances and movements? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

The movements of the Prepaid Mini Card can be consulted free of charge at Santander ATMs with the card's PIN and using Banco Santander Online Banking, the Santander App and Wallet.

What are the maximum and minimum amounts that can be loaded on the prepaid card? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

The minimum amount is € 6, while the maximum limit allowed on the card is € 900.

How do you transfer and top up the balance of the Prepaid Mini Card? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

Via Online Banking and the Santander App for your convenience. And you can also do it in any branch, Santander ATM or by Telephone Banking.

Can the legal representatives of the minor have access to the account if they do not appear as representatives in the account? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

The minor's legal representative may have access to the account by proving, if they have not already done so, their status as representative. The ‘family book’ is used as evidence when the legal representative is the father or mother. If the legal representative is not the father or the mother but a guardian, the latter must present the relevant documentary evidence.

Can emancipated minors open the account? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

Emancipated minors cannot open the account.

Does the account admit direct debits? And overdrafts? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

The account does allow direct debits, but does not admit any type of overdraft or debit positions as the owner is a minor.

¿La cuenta tiene libreta? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

La cuenta no tiene libreta.

¿Si pierdes la Tarjeta Prepago Mini pierdes el saldo? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

No, ya que el saldo reside en el contrato, no en la tarjeta. Si la pierdes, solicita una nueva y el saldo será el mismo que tenías en la anterior.

La contratación de la tarjeta prepago no es obligatoria, pero ¿y si no la contratas y luego te arrepientes? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

Si no la solicitas en el momento de la contratación de la cuenta, lo puedes hacer en cualquier momento posterior.

¿Puede cargar la Tarjeta Prepago Mini alguien que no sea el representante legal? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

Cualquier persona cliente del Banco desde la Banca Online y la App Santander, seleccionando la opción Recarga tarjetas prepago de otros titulares.

¿Se puede anular la tarjeta? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

Se puede cancelar, pero previamente hay que traspasar el saldo de la tarjeta a la cuenta (si lo hubiera).

Shall we discuss it?

If you would like more information, visit any of our branch offices.

Frequent questions

    Who should appear as a representative? What happens to the account when the holder turns 18?
Did you find this information useful?
We would love to know your opinion to improve

Cuenta Mini

Icon / check Created with Sketch. For children and young people between 0 and 17 years old.

Icon / check Created with Sketch. With a prepaid card that can be easily topped up.

Icon / check Created with Sketch. A way to encourage financial education.

You might be interested in

×
${loading}
×