Find out more
Calculate your insurance yourself if you are a customer or leave us your details and we will contact you.
If you have any questions or want to know more, call us at
910 503 500
My Home Santander Insurance offers you a wide range of cover2 whichever of the three policy options that you choose, making your home a safe place for you and your family, whether you are the owner or a tenant.
Find out more
Calculate your insurance yourself if you are a customer or leave us your details and we will contact you.
If you have any questions or want to know more, call us at
910 503 500
You can choose the type of insurance that best suits the protection you want for your home.
Cover2 |
Basic
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Extended |
Comprehensive |
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Fire, explosion and lightning strikes |
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Atmospheric phenomena |
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Water |
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Electrical damage |
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Breakages |
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Theft |
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Loss of use of the home |
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Legal protection Civil liability Legal defence |
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Aesthetic damages |
- |
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Vehicles and boats kept in a garage |
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Services and assistance |
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Accidental damage |
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With very extensive services for the maintenance of your home in the Extended and Comprehensive types:
Find out more
Calculate your insurance yourself if you are a customer or leave us your details and we will contact you.
If you have any questions or want to know more, call us at
910 503 500
Property refers to all the constructive and structural elements of a home, whether these are walls, ceilings, floors, or installations such as heating, water or electricity, etc.
To know exactly what the property is, we should bear in mind that this refers to all those materials that are part of the construction of a home, thus, we can distinguish between:
Whereas the content will consist of the insured amounts declared as furniture, objects of special value and jewellery kept outside and inside a safe.
Yes, the Mi Hogar ("My Home") Santander insurance is exclusively for Banco Santander customers.
Certainly, it is possible to take out a household policy as a tenant.
With the aim of providing cover for small claims that affect the building without having to resort to the owner, we offer insured tenants who only take out Contents cover, a First Risk Building cover of up to €3,0002.
Within 24 hours of you contacting the Assistance service, a professional will come to your home to assess the damage. In the case of urgent incidents, a professional will come to your home within 3 hours of your call4.
In the event of a claim, it is necessary to file a report with the police detailing the stolen objects and their value.
All the built area of the house, the garage and storerooms should be insured.
The Insurance Company will help you in obtaining this, using the address, directly from the Catastro (Land Registry).
If this does not exist or it is impossible to obtain it, you will have to provide it, including all those areas that may form part of the Buildings, including the house, garage and storerooms.
When doing this, bear in mind that the insurance does not cover the usable square metres (i.e. the "walkable" area of the house, including the wardrobes) but rather the constructed square metres (usable area plus "non-walkable" areas, partitions, walls, pillars, etc.).
Contact the Customer Service Department on 902 24 48 72. Report the incident in your home and they will send the people you need.
Find out more
Calculate your insurance yourself if you are a customer or leave us your details and we will contact you.
If you have any questions or want to know more, call us at
910 503 500
According to a study carried out by UNESPA, in Spain, the average cost of fire-related damage in an insured home is €2,700. Protect your home against potential risks by taking out My Home Santander Insurance.
Leaks, glass breakage and electrical damage are some of the most common risk situations at home. Did you know that, according to a study carried out by UNESPA, there are four million accidents a year caused by these issues? Prevention is better than cure! But if you do need to fix something, we are right by your side.
Do not forget that, if you have pets, when you take out My Home Santander Insurance with Santander Generales you will get third-party liability coverage2 for pets, including dogs6, if you have contents insurance. This only needs to be in the name of one of the policyholders7 named in policy.
Choose from three options.
Take your policy out online in just a few steps.
Valid for owners and tenants.
FAQs
What is the market value and how is it calculated
FAQs
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What is an insurance premium and how is it calculated?
FAQs