This risk indicator refers to the Group Current Account.

1 / 6

This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

Professional Gorups

Healthcare Professionals

Discover products and services tailored to the needs of licensed health professionals, such as doctors, pharmacists, dentists, optometrists, nurses and more.

Fee-free account.
Cards for your purchases and everyday transactions.
Access to exclusive terms and conditions for our financing facilities.

Open an account

Exclusive offers and services for licensed Health professionals

Licensed health professionals who provide proof of being a member of this professional group can benefit from exclusive offers adapted to their needs, such as:

Current account for professional groups

Carry out your daily transactions conveniently. A non-remunerated account¹ with no administration or maintenance fees. You will not pay for standard or immediate transfers in euros, national and EU, in Online Banking, App or ATMs (urgent transfers do pay a fee).

Credit and debit cards

Manage your purchases and payments with Santander cards.

Santander Debit Card

€0 debit card issuance and maintenance fees.
Free cash withdrawals with your debit card from Santander's ATMs in Spain.
Accident insurance² of up to €120,000.

Santander Credit Card³

€0 credit card issuance and maintenance fees.
Deferred (revolving) payment NIR: 18%, APR: 19,56%.
Cash withdrawals from national ATMs can be made: on credit against the credit card limit; or on debit, with the amount charged immediately to the account. Free cash withdrawals with your debit card from Santander's ATMs in Spain.
Accident insurance² of up to €120,000€.

Financing facilities⁴

As a licensed health professional you will be able to access financing with special conditions for your projects, unforeseen expenses or other needs.

Mortgage

An exclusive mortgage offer with special conditions for the purchase of your main residence or your second home.

Personal loan

A loan with special terms and conditions to cover unforeseen events or personal needs, from travel to home improvements, with no need to justify what you will use it for.

Salary Advance 6x6

If you have your salary paid directly into your account, you can request an advance of up to six monthly payments, up to a maximum of €12,000 and return it within 36 months, check the details of the conditions at your branch.

More advantages for health professionals

In addition, as a customer of Banco Santander and a member of this group, you and your family will have access to special services and benefits:

Discounts on the purchase of Altamira, Solvia and Diglo properties

You will be able to purchase properties owned by Santander Group, both new and pre-owned, with special discounts.

Benefits for your family

Scholarship and internship programmes for your children.
Preferential financing for their studies and access to the most prestigious scholarships through the global university, scholarship and grant search engine.
Current account and debit card for your children under 25.
Additional free cards for your spouse.
The same preferential financing terms and conditions for your spouse as those offered to the joint holder.

How to access the products for health professionals?

Proof of being a licensed health professional must be provided at a branch to arrange the products with the special terms and conditions for the Health Professional Group. You will therefore have to show your physical licence or the last bill from the professional association that identifies you as a member. You will also have to sign and accept the terms and conditions of the "Mandatory Group Membership Document", which must include your mobile phone number and email address.

For more information, please visit one of our branches.

1. APR 0% on the assumption that a daily balance of €7,000 is maintained for 1 year, subject to an annual nominal interest rate of 0% and with an account maintenance fee of €0.

2. This contract has been drawn up through Santander Intermediación Correduría de Seguros, S.A. according to the terms and conditions of the policy listed as J-989 in the Special Insurance Brokerage Company Register. Third-party liability and financial capacity covered in accordance with applicable law.

3. Card eligibility subject to the Bank's prior approval. This card allows payments to be deferred. Bear in mind that if you choose a very low repayment instalment, your debt may remain outstanding for longer than expected since your monthly instalment is first used to pay interest and fees and then to repay your principal. Remember to use your credit card responsibly. Abuse of financial services entails a risk of over-indebtedness with long-term consequences that may affect your financial planning. Representative example (as per the parameters set out in the standard on the regulation and control of advertising of banking services and products): NIR 18%. APR: 19.56%, calculated on the basis of a drawdown of €1,500 and an issuance and maintenance fee of €0. Total amount repayable €2,114.88, to be repaid in 48 monthly instalments of €44.06. However, in accordance with the minimum limits for the repayment instalments set out in the agreement (3% of the drawn balance with a minimum of €25) and considering the same drawdown, the total amount repayable will be €1,835.19 to be repaid in 27 monthly instalments of €67.97. Calculations made in accordance with the fixed-instalment repayment system.

4. Financing transactions subject to the Bank’s prior approval.