Discover different mortgage options

Choose the one that best suits your needs.


Fixed Rate Online Mortgage

You will pay the same fee until maturity

Bring your mortgage

Do you already have a mortgage and want to bring it? Do it now and we will take care of the rest.

More mortgages

To build your own home, buy a local or for any other purpose.

Variable Rate Online Mortgage

Variable rate mortgage loan. Discover their conditions.

If you already know what mortgage you want

Fixed rate online mortgage with product-related discounts

You will pay the same amount until the term of the loan.

Variable Rate Online Mortgage with Product-Related Discounts

Variable rate mortgage loan. Discover the conditions.

Bring your mortgage

Do you already have a mortgage and want to transfer it? Do it now, we'll take care of the rest.

We have more mortages:

Change of Home Mortgage

Buy your new home while you are selling your old one.

Mundo Mortgage

Buying a second home in Spain is possible, even if you live in another country.

Other mortgages

To build your own home, buy commercial premises or for any other purpose.

Altamira, Casaktua and Aliseda Mortgages

With the option to finance up to 90%.

Santander Properties

Take advantage of the range of properties offered by Altamira, Casaktua and Aliseda

What are the main types of mortgage?

Generally speaking, we can distinguish between two types of mortgage, based on the type of interest rate:

Fixed rate mortgage

In this instance, the bank will offer a fixed interest rate, thereby providing you with security against changes in the Euribor and allowing you to know what the monthly payment will be until maturity.

The main advantage of fixed rate mortgages is the security of knowing that the amount to be paid will not be affected by market fluctuations.

Variable rate mortgage

If you choose to finance your property with a variable rate loan, this will mean that, on a regular basis, normally every 12 months, the interest rate to be paid will be revised in line with the Euribor rate.

The main advantages of variable mortgages are the low fees and a longer payback period.

However, we must not forget that the amount to be paid each month will depend on whether the Euribor rate goes up or down.


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