
BASED ON THE EURIBOR
Discounted Variable Mortgage
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BASED ON THE EURIBOR
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ADVANTAGES OF A FIXED AND VARIABLE RATE
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SAME INSTALMENT UNTIL MATURITY
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FOR THOSE UNDER 36
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According to RD 6/2012
Code of good practices
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According to RD-Law 2022
Code of good practices
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SIMULATOR
Calculate your monthly mortgage payment and its associated expenses
Whether it is your main home or second home, new or used, know the monthly payment of your mortgage for any province.
What is the difference between fixed and variable mortgage?
Know the characteristics of each one so that you can make the best choice.
5 Tips for Choosing a Mortgage
Choosing a mortgage is not easy. Here are the keys for you to find the one that best suits you.
GLOSSARY
What is the cadastral value of a home?
We tell you what parameters you have to take into account to calculate the cadastral value of a home.
Discover everything related to the renegotiation of the conditions of the mortgage loan after the signing of the contract.
How to ask for a simple note in the registration of a property?
Know the information you must provide to carry out the procedure.
Can I deduct the mortgage on my return?
Descubre si cumples con los requisitos para deducir tu hipoteca en la declaración de la renta.
Generally speaking, we can distinguish between two types of mortgage, based on the type of interest rate:
Fixed rate mortgage
In this instance, the bank will offer a fixed interest rate, thereby providing you with security against changes in the Euribor and allowing you to know what the monthly payment will be until maturity.
With fixed rate mortgages, you know that the price you pay will not be affected by market fluctuations.
Variable rate mortgage
If you choose to finance your property with a variable rate loan, this will mean that, on a regular basis, normally every 12 months, the interest rate to be paid will be revised in line with the Euribor rate.
We cannot forget that the amount that will be paid each month with variable mortgages will depend on the fall or rise of the Euribor.
What is the APR of a mortgages?
DICTIONARY
How to request a non-certified note from the Land Register.
FAQs
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5 Tips for choosing a mortgage
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