Choose the one that best suits your needs.
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Discover different mortgage options
Fixed Rate Online Mortgage
You will pay the same fee until maturity
Bring your mortgage
Do you already have a mortgage and want to bring it? Do it now and we will take care of the rest.
More mortgages
To build your own home, buy a local or for any other purpose.
Variable Rate Online Mortgage
Variable rate mortgage loan. Discover their conditions.
Youth Mortgage
A mortgage for people under the age of 36.
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If you already know what mortgage you want
Fixed rate online mortgage with product-related discounts
You will pay the same amount until the term of the loan.
Variable Rate Online Mortgage with Product-Related Discounts
Variable rate mortgage loan. Discover the conditions.
Bring your mortgage
Do you already have a mortgage and want to transfer it? Do it now, we'll take care of the rest.
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We have more mortages:
Change of Home Mortgage
Buy your new home while you are selling your old one.
Mundo Mortgage
Buying a second home in Spain is possible, even if you live in another country.
Other mortgages
To build your own home, buy commercial premises or for any other purpose.
Altamira, Casaktua and Aliseda Mortgages
With the option to finance up to 90%.
Santander Properties
Take advantage of the range of properties offered by Altamira, Casaktua and Aliseda
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What are the main types of mortgage?
Generally speaking, we can distinguish between two types of mortgage, based on the type of interest rate:
Fixed rate mortgage
In this instance, the bank will offer a fixed interest rate, thereby providing you with security against changes in the Euribor and allowing you to know what the monthly payment will be until maturity.
The main advantage of fixed rate mortgages is the security of knowing that the amount to be paid will not be affected by market fluctuations.
Variable rate mortgage
If you choose to finance your property with a variable rate loan, this will mean that, on a regular basis, normally every 12 months, the interest rate to be paid will be revised in line with the Euribor rate.
The main advantages of variable mortgages are the low fees and a longer payback period.
However, we must not forget that the amount to be paid each month will depend on whether the Euribor rate goes up or down.
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DIGILOSOFÍA
If you also think that people come first and then everything else, and that being digital is not an end but rather a means, then we are connected. At any time. However you like. Wherever you want.
Online Banking: no restrictions on time or place.
You decide how, when and where to interact with your bank. We make it easy for you: you can access accounts and cards from your mobile and carry out transactions.
Get your codes
Send money easily using Bizum.
Track your expenses and income for the month with graphs.
View and manage your bills.
Block, turn on or turn off your cards and check their PIN and CVV numbers.
Set your alerts to always be kept up-to-date.
Arranging products
We believe that technology can also benefit people and that is why we are wherever you are. You can arrange online: accounts, debit and credit cards, pension plans, insurance, pre-approved loans...
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You might be interested in
DICTIONARY
What is the APR of a mortgages?
FAQs
How to request a non-certified note from the Land Register.
How does the new mortgage law affect you?
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SANTANDER BLOG
5 Tips for choosing a mortgage
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