Santander Credit Card

1. Card eligibility subject to the Bank's prior approval. This card allows payment to be deferred(revolving). Bear in mind that if you choose too low a repayment, your debt may remain outstanding longer than expected, given that your monthly instalment is first used to pay interest and fees and then to repay your principal. Remember to use your credit card in a responsible manner. Engaging in excessive borrowing entails the risk of becoming over-indebted, which can have long-term consequences that may impact your financial planning.
2. Once the tax withholding has been applied in accordance with the Regulations in Force. The maximum amount of reimbursement to be received per month will be €10 net/month. Promotion valid until 30/06/2025 for customers who take out the Santander Credit Card for the first time. Check the conditions of the promotion here.
3. See the terms and conditions for Santander Premia here. To get access to Santander Premia, you must be a Santander Account, Group Account or World Account customer. Customers who only have a Santander Online Account are not eligible.
4. Check here the Terms and Conditions of use of Santander Boutique. In the case of Purchase, the seller is "Venta Directa y Promociones Financieras, S.L.", CIF: B82162363; it is a company outside the Bank. The Bank is a mere intermediary with a commercial interest in each sale made through Santander Boutique. All product information is provided by the seller under his sole responsibility.
5. The cost of the Plan will be €4/month. The minimum permanence of the service is 2 months.
6.This contract has been drawn up through Santander Intermediación Correduría de Seguros, S.A. Subject to the terms and conditions of the policy. Entered in the Special Insurance Brokerage Company Register, with code no. J-989. Third-party liability and financial capacity covered in accordance with applicable law.
7. Representative example, as per the parameters set forth in the standard on regulation and control of advertising of banking services and products: NIR 18%. APR: 19.56%, calculated based on a drawdown of €1,500 and an issuance and maintenance fee of €0. Total amount repayable €2,114.88, to be repaid in 48 monthly instalments of €44.06. However, please note that, pursuant to the minimum limits for the repayment instalments provided for in the contract (3% of the drawn balance subject to a minimum of €25) and considering the same amount drawn, the total amount repayable will be €1,835.19 to be repaid in 27 monthly instalments of €67.97. Calculations made in accordance with the fixed-instalment repayment system.