Two cards in one

You can use any of your Santander credit cards to make no-fee cash withdrawals on debit at all Santander Spain ATMs.

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Multiply x2 your Avios in online purchases

Sign up for the Santander One Iberia Plus Plan and pay with your credit card in online shops. You will be able to multiply x2 the Avios you accumulate until 31/12. Check conditions.

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Santander ZOne

Promotions from your favourite shops and brands on your Santander App. Find what you are looking for and what you didn't even know you were looking for!

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Santander Iberia Cards

Make the most of all the discounts, promotions and benefits offered by your Santander Iberia credit cards.

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Make your card a charitable one

Help the Red Cross or Caritas during the COVID-19 emergency by rounding up your purchases (max. 3 euros/month). See conditions.

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Multiplica x2 els teus Avios en compres en línia

Apunta't al Pla Santander One Ibèria Plus i paga amb la teva targeta de crèdit en comerços en línia. Aconseguiràs multiplicar x2 els Avios que acumulis fins al 31/12. Consulta condicions.

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Carry out your daily tasks easily and conveniently

Split purchase

This is the ideal option if you need to finance a specific purchase1. You can use it with more than one purchase, any made in the last 90 days and the card payment method is not affected2.


Instant cash: transfer money from your card to your account

With Instant Cash, transfer money from your card to your account immediately. You can do it from the Santander App from €100. With the Mi Otra, Mi Otra Día a Día, Mi Otra Zero and Classic Light Card, you don't pay fees!3 May no unforeseen event stop you, learn to use Instant cash.


Defer card payment

Plan your card payments according to your needs.

With Deferred card bill4 you will be able to finance part of the amount related to your monthly card payment for one month. In this way, you will be able to make your payments in a more flexible way that is adapted to your needs.

Choose how much of the total amount of your monthly instalment you want to pay4. The rest you can leave for the following month!

Payment method: change it according to your needs5

Choose the payment method that best suits you within the options of your card:

  • Fixed instalment: pay a fixed amount each month6.
  • Postponed payment: pay a percentage of the balance drawn each month6.
  • Monthly payment: All purchases you make during the settlement period of each month will be charged to your account at the beginning of the following month.

We make your daily transactions easier

We have extended the limit from €20 to €50 for contactless payments of purchases using your card without having to enter your PIN.

Use your debit card in your daily life

We offer you a debit card with no issue or maintenance fees that you can sign up for via any of the channels: Using the Santander App or Online Banking, in just 3 clicks or, if you prefer, by calling 915 123 123 you can apply for it via Telephone Banking.

Receive notifications and authorisation for purchases

Alert Service

Configurable in the Personal Area of your Santander App.

Insurance coverage

Credit cards have different coverages, view them here depending on the type of card.

Pay easily via mobile and more

App Santander

Easily manage your cards at any time:

Download the Santander App available for Android or Apple.

Pay with your mobile, watch or activity bracelet

Now you can pay in stores and use ATMs simply and safely, using your card through Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.

Benefits of credit cards

Icon / check Created with Sketch. Win prizes and receive bonuses.

Icon / check Created with Sketch. Pay and manage your purchases from your mobile.

Icon / check Created with Sketch. Make your purchases with confidence and security.

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