Benefits of your credit cards

1. Minimum amount financed €60 and 2 months term. Refer to the contract for applicable commissions and interests under the name Easy Payment.
2. Minimum monthly amount €18. Up to a maximum of 36 monthly instalments. Not available for Santander One Aplaza, Mi Otra, Mi Otra Día a Día, Mi Otra Zero.
3. 3% commission of the amount transferred. Minimum amount to transfer €100. The commission will not be applied if the payment is split. 
4. The amount deferred shall be liable for interest in the Bank's favour at the nominal annual interest rate applicable under the terms of the contract relating to the arrangements for deferred payment. You cannot defer the entire bill; the amount to be paid cannot be less than 3% of the balance drawn down (minimum € 25), with the exception of the following cards: Santander One Aplaza, Mi Otra, Mi Otra Día a Día, Laliga Santander, Santander Plus, Santander Light, Light Card and Classic Light in which the amount to be paid cannot be less than 5% of the balance drawn down (minimum € 50). See all the terms and conditions here.
5. Not all cards support all forms of payment. Check the conditions and forms of payment that your card supports. According to the chosen payment method, the interest for deferred payment and the other conditions established in your contract will be applied to the corresponding instalment.
6. Representative example (according to the parameters required by the regulations on regulation and control of advertising of banking services and products): NIR 18%. APR: 19.56%, considering an amount of €1,500 and an issuance and maintenance fee of €0. Total amount owed €2,114.88 that would be returned in 48 monthly installments of €44.06. However, it is noted that in accordance with the minimum limits for the amortization fee provided for in the contract (3% of the balance drawn down with a minimum of €25) considering the same amount arranged, the total amount owed will be €1,835.19 and will be returned in 27 monthly installments of €67.97. Calculations made according to the constant fee amortization system.