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This is the ideal option if you need to finance a specific purchase1. You can use it with more than one purchase, any made in the last 90 days and the card payment method is not affected2.
With Instant Cash, transfer money from your card to your account immediately. You can do it from the Santander App from €100. With the Mi Otra, Mi Otra Día a Día, Mi Otra Zero and Classic Light Card, you don't pay fees!3 May no unforeseen event stop you, learn to use Instant cash.
Plan your card payments according to your needs.
With Deferred card bill4 you will be able to finance part of the amount related to your monthly card payment for one month. In this way, you will be able to make your payments in a more flexible way that is adapted to your needs.
Choose how much of the total amount of your monthly instalment you want to pay4. The rest you can leave for the following month!
Choose the payment method that best suits you within the options of your card:
We have extended the limit from €20 to €50 for contactless payments of purchases using your card without having to enter your PIN.
We offer you a debit card with no issue or maintenance fees that you can sign up for via any of the channels: Using the Santander App or Online Banking, in just 3 clicks or, if you prefer, by calling 915 123 123 you can apply for it via Telephone Banking.
Configurable in the Personal Area of your Santander App.
Credit cards have different coverages, view them here depending on the type of card.
Easily manage your cards at any time:
Download the Santander App available for Android or Apple.
Now you can pay in stores and use ATMs simply and safely, using your card through Apple Pay, Samsung Pay, Fitbit Pay or Garmin Pay.
Win prizes and receive bonuses.
Pay and manage your purchases from your mobile.
Make your purchases with confidence and security.
The best way to make your purchases and defer payments according to your needs.
Pay your purchases in convenient instalments.
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