Large payment? Make it smaller with your virtual credit card

PRODUCTO COMPLEJO

A VIRTUAL CREDIT CARD


To split the payment



The amount of receipts, transfers, Bizum or debit card movements, previously debited to your account.

This is not the usual credit card

But a virtual one only to split movements of your account1.

It's transparent: you'll always know how much you'll pay

With no interest and with one single fee paid with your first instalment that can be: €2 (APR: 6.22%2), €5 (APR: 10.63%3), €7 (APR: 8.84%4) and €12 (APR: 7.52%5).

It's convenient: manage everything from Santander App

You will be able to see the information of the operation, view outstanding instalments and the expected due date.

EVERYTHING UNDER CONTROL AND WITH TOTAL SECURITY

Remember: Pagolisto is for exclusive use to split the movements of your account that you have selected. It cannot be used to pay in physical or virtual stores, or for cash withdrawals at ATMs.

With Pagolisto you only pay a commission that depends on the amount you want to split and you do not pay interest, like this:

Amount of

up to €200

€200 to €300

€300 to €500

€500 to €1,000

Fee €2
(APR: 6.22%)2
€5
(APR: 10.63%)3
€7
(APR: 8.84%)4
€12
(APR: 7.52%)5

STILL DON'T KNOW HOW PAGOLISTO WORKS? HERE IS AN EXAMPLE!

Imagine you use Pagolisto para a €450 bill. You would only pay €7 in fees. So, €457 in total.

Since we're talking about three monthly payments, the maths would be like this:

  • First payment: €157 (€150 + €7 fee, APR 8.84%).
  • Second payment: €150.
  • Third payment: €150.

With your last payment, Pagolisto is finished for now!

Icon / PlayerCreated with Sketch.

If now is not the right time, choose Pagolisto!

Find out in your App.

Pagolisto

Icon / check Created with Sketch. As many movements as you want, up to €1,000.

Icon / check Created with Sketch. Your payment will be divided into 3 monthly installments.

Icon / check Created with Sketch. You will know from the beginning how much you will pay.

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