Mi Plan pension plan range – Banco SantanderSee conditions for the Mi Plan pension plans for individuals. How much risk are you willing to assume when saving for your retirement?
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Risk Index CNMV

The level of risk of the Plans on a scale from 1 to 7, varies from 3 to 5. The category "1" does not mean that the investment is risk free.

Low Risk

High Risk

Risk Scale 3 4 5

Information required by OM ECC / 2316/2015: Pension Plans The risk level and liquidity alerts for each plan are detailed in the fundamental data document that can be consulted in the detailed tab for each plan.
Liquidity Alert:
  • The collection of the benefit or the exercise of the right of redemption is only possible in the event of any of the contingencies or exceptional cases of liquidity regulated in the regulations of pension plans and funds.
  • The value of mobilization rights, benefits and exceptional liquidity assumptions depends on the market value of the assets of the pension fund and can cause significant losses.

Pension schemes

Mi Plan Santander range

Save for your retirement based on the risk you are willing to assume.

  • Get a diversified long-term investment.
  • Invest in both fixed income and variable income.
  • Comfortable set your regular contributions.

A comfortable and flexible pension scheme

The Mi Plan Santander range of pension schemes invests in different assets combining them dynamically and flexibly seeking an efficient distribution at all times.

The Mi Plan Santander range helps you manage savings for your retirement in a simple and comfortable manner. When taking out one of the ranges of pension schemes, you choose your risk profile from among three different levels, depending on how much you are willing to assume. Based on this, a team of experts will invest your savings in fixed and variable income according to what you have chosen.

Additionally, you can establish your own periodic contribution plan for your pension scheme, so you can gradually increase your savings.

1. This data is indicative of the risk of the pension scheme and is calculated based on simulated data, which may not constitute a reliable indication of the future risk profile of the Plan. Furthermore, there is no guarantee that the indicated category will remain unchanged and it may vary over time. On a scale of 1 to 7, category "1" indicates the lowest risk and category "7" the highest risk. Category “1” does not mean that the investment is free of risk.

Management Entity: Santander Pensiones, S.A. EGFP; Depository Entity: Caceis Bank Spain S.A.; Promoting entity: Banco Santander, S.A. The KIID (Key Investor Information Document) is available at www.santanderassetmanagement.es Pension schemes are products that depend on fluctuations in market prices and other variables, so the plan does not guarantee any return.

  • Get a diversified long-term investment.
  • Invest in both fixed income and variable income.
  • Comfortable set your regular contributions.

Other related products

Mi Proyecto Sostenible Range

Choose your pension scheme based on your age and retirement horizon.

Variable Income Plans

Save over the long-term for your retirement with this range of pension schemes.

Savings Insurances

Insure your investments and choose the insurance that best suits your savings needs.