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The level of risk of the Plans on a scale from 1 to 7, varies from 3 to 5. The category "1" does not mean that the investment is risk free.

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2

3

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5

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7

Lower risk

Potentially lower performance

Higher risk

Potentially higher performance

Information required by OM ECC / 2316/2015: Pension Plans

The risk level and liquidity alerts for each plan are detailed in the fundamental data document that can be consulted in the detailed tab for each plan.

PENSION SCHEMES

Mi Plan Santander range

Save for your retirement based on the risk you are willing to assume.

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A comfortable and flexible pension scheme

The Mi Plan Santander range of pension schemes invests in different assets combining them dynamically and flexibly seeking an efficient distribution at all times.

The Mi Plan Santander range helps you manage savings for your retirement in a simple and comfortable manner. When taking out one of the ranges of pension schemes, you choose your risk profile from among three different levels, depending on how much you are willing to assume. Based on this, a team of experts will invest your savings in fixed and variable income according to what you have chosen.

Additionally, you can establish your own periodic contribution plan for your pension scheme, so you can gradually increase your savings.

Shall we discuss it?

If you would like more information, visit any of our branch offices.

FIND A BRANCH OFFICE

What plan to choose for your risk profile

Choose from among the plans in this range, the one that best suits your investment criteria. If you want to change the investment profile, you can do so at any time by changing to one with a higher or lower risk level.

PP MI PLAN SANTANDER CRECIMIENTO

Mixed Fixed Income Plan which can invest between 0% and 30% of its assets in Variable Income.
Recommended minimum investment term of 3 years.

The risk-return level of this Pension Plan is 3 on a scale of 1 to 7, which means that it has a medium risk profile. Category “1” does not mean that the investment is risk-free.

Lower risk
Potentially lower return

Higher risk
Potentially higher return

1	2	3	4	5	6	7

ARRENGE NOW

FULL SHEET

PP MI PLAN SANTANDER MODERADO

Mixed Fixed Income Plan which can invest between 20% and 60% of its assets in Variable Income.
Recommended minimum investment term of 5 years.

The risk-return level of this Pension Plan is 4 on a scale of 1 to 7, which means that it has a medium risk profile. Category “1” does not mean that the investment is risk-free.

Lower risk
Potentially lower return

Higher risk
Potentially higher return

1	2	3	4	5	6	7

ARRENGE NOW

FULL SHEET

PP MI PLAN SANTANDER DECIDIDO

Mixed Variable Income Plan which can invest between 40% and 90% of its assets in Variable Income.
Recommended minimum investment term of 7 years.

The risk-return level of this Pension Plan is 5 on a scale of 1 to 7, which means that it has a high risk profile. Category “1” does not mean that the investment is risk-free.

Lower risk
Potentially lower return

Higher risk
Potentially higher return