Mi Proyecto Santander Sostenible range

Save with the same pension scheme until your retirement

The Mi Proyecto Santander Sostenible range is made up of five pension schemes so you can choose the one that best suits your retirement date.

It helps you to save by staying on the same pension scheme until your retirement day. The plan you choose will adapting to your needs according to the passage of time, decreasing the percentage of investments with greater risk as the date of your retirement grows near.

LIFE CYCLE STRATEGY

The Mi Proyecto Santander Sostenible range of pension schemes is based on the Life Cycle strategy, in other words, the plan's investment is adapted to the different stages of the savings, with the aim of maintaining purchasing power upon retirement.

Each plan of the Mi Proyecto Santander Sostenible range has an initial level of risk based on the age and the investment horizon until retirement. As that time approaches, the plan reduces exposure to risky assets and increases investment in fixed income. Thus, you can choose the pension scheme that adapts to your retirement time horizon, based on your current age.

The life cycle strategy, together with the regular contribution as a way of saving, are a great combination to channel your retirement savings.

Why contract the Mi Proyecto Santander Sostenible range?

Mi Proyecto Santander Sostenible applies both financial and extra-financial criteria to the management of its portfolio as well as those associated with sustainable and responsible investment (Environmental, Social and Governance), in order to obtain a more complete and global overview of the assets in which to invest in relation to their financial, social and environmental sustainability.