Pension plans
Transfer your pension plan and get up to a 6% bonus1
Bring your pension plan and plan your future.
- You will have a bonus according to transfer and contributions.
- Sign up until December 31, 2025.
- Register online or in your branch.
Get up to 6% Bonus to transfer your pension plan
The percentage of the bonus will depend on the amount transferred and the established regular contribution. The bonus is subject to withholding tax. This promotion will be valid until December 31, 2025. Check the legal conditions of the promotion.
How will the bonus be paid?
The Bonus will consist of a cash payment, depending on the amount of your transfers and contributions.
When should transfers and contributions be made?
Transfers and contributions must be registered with the Bank before January 31, 2026.
How can I get this bonus?
If you're a customer, sign up for the campaign here and we'll call you. If you're not a customer, come into any branch to register. You'll also need to meet all of the stipulated requirements.
How can I get a bonus for bringing my pension plans?
Get up to a 6% bonus
The bonus will be a cash payment based on the amount of your transfers, made from October 1, 2025 to January 31, 2026, and the agreed period of permanence, which may be 5 or 8 years:
Insured pension schemes (PPAs), monetary pension plans and work/employee pension plans are not included.
The commitment to stay will begin from the day on which the Promotional Bonus is paid.
The bonus will be paid between February 16 and 28, 2026. Amount subject to the corresponding withholding tax at any given time.
This promotion will be valid until December 31, 2025.
Requirements
To benefit from this promotion, you must meet the following conditions:
- Complete the membership form to sign up for your Online Banking or go to your branch to register for the campaign between October 1 and December 31, 2025.
- Make transfers from other entities or extraordinary contributions until January 31, 2026 to a plan that is associated with the promotion.
- Comply with the established length for keeping the plan open, depending on the amount transferred and/or contributed.
1. Offer valid from October 1 to December 31, 2025, both inclusive. This offer is available to anybody who registers by signing the relevant sign-up form, as well as the conditions and requirements to get the corresponding bonuses. Bonuses of 6% for pension plan transfers apply for amounts of €100,000 or above, and the pension plan term must be eight years to receive the bonus. They will only be applicable to transfers from institutions outside of the Santander Group. Promotion applicable to pension plans marketed and sold by Banco Santander S.A. Amount subject to the corresponding withholding tax at all times. Check the legal bases of the promotion here.
Managing entity: Santander Pensiones EGFP S.A. and depository entity: Caceis Bank Spain, S.A., promoter: Banco Santander, S.A. You can consult the DDFP (fundamental data document of the participant) of each pension plan in santanderassetmanagement.es.
Pension plans are products that depend on fluctuations in market prices and other variables. Accordingly, they do not guarantee any return.
More information about the promotion and a complete list of Pension Plans included in the campaign can be found at your branch and the conditions of the promotion can be found at bancosantander.es.
Pension Plan Transfer
- Bonus of up to 6% depending on transfer and contributions.
- You have until December 31, 2025.
- Register online or come to your office.
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