Pension plans

Transfer your pension plan and get up to a 6% bonus¹

Bring your pension plan and plan your future.

You will have a bonus according to transfer and contributions.
Sign up until September 30, 2026.
Register online or in your branch.

Get up to 6% Bonus to transfer your pension plan

The percentage of the bonus will depend on the amount transferred and the established regular contribution. The bonus is subject to withholding tax. This promotion will be valid until September 30, 2026. Check the legal conditions of the promotion.

How will the bonus be paid?

The Bonus will consist of a cash payment, depending on the amount of your transfers and contributions.

When should transfers and contributions be made?

Transfers and contributions must be registered with the Bank before October 31, 2026.

How can I get this bonus?

If you're a customer, sign up for the campaign here and we'll call you. If you're not a customer, come into any branch to register. You'll also need to meet all of the stipulated requirements.

How can I get a bonus for bringing my pension plans?

Get up to a 6% bonus

The bonus will be a cash payment based on the amount of your transfers, made from July 1 to October 31, 2026, and the agreed period of permanence, which may be 5 or 8 years:

Transfer	5 years permanence	8 years permanence
From €2.000 to €30.000	2%	3%
From €30.000 to €60.000	2,5%	4%
From €60.000 to €100.000	3,5%	5%
More than €100.000	4%	6%

Insured pension schemes (PPAs), monetary pension plans and work/employee pension plans are not included.

The commitment to stay will begin from the day on which the Promotional Bonus is paid.

The bonus will be paid between November 16 and 30, 2026. Amount subject to the corresponding withholding tax at any given time.

This promotion will be valid until September 30, 2026.

Check the risk indicators and liquidity warnings for the promoted pension plans at https://www.santanderassetmanagement.es/. For details of the pension plans included in the promotion, check the legal bases of the campaign¹.

Requirements

To benefit from this promotion, you must meet the following conditions:

Complete the membership form to sign up for your Online Banking or go to your branch to register for the campaign between July 1 and September 30, 2026.
Make transfers from other entities or extraordinary contributions until October 31, 2026 to a plan that is associated with the promotion.
Comply with the established length for keeping the plan open, depending on the amount transferred and/or contributed.

1. Offer valid from July 1 to September 30, 2026, both inclusive. This offer is available to anybody who registers by signing the relevant sign-up form, as well as the conditions and requirements to get the corresponding bonuses. Bonuses of 6% for pension plan transfers apply for amounts of €100,000 or above, and the pension plan term must be eight years to receive the bonus. The 4% bonuses are for an amount equal to or greater than 100,000 euros conditional on a 5-year stay to obtain the bonus for transferring your Pension Plan. They will only be applicable to transfers from institutions outside of the Santander Group. Promotion applicable to pension plans marketed and sold by Banco Santander S.A. Amount subject to the corresponding withholding tax at all times. Check the legal bases of the promotion here.

Managing entity: Santander Pensiones EGFP S.A. and depository entity: Caceis Bank Spain, S.A., promoter: Banco Santander, S.A. You can consult the DDFP (fundamental data document of the participant) of each pension plan in santanderassetmanagement.es.

Pension plans are products that depend on fluctuations in market prices and other variables. Accordingly, they do not guarantee any return.

More information about the promotion and a complete list of Pension Plans included in the campaign can be found at your branch and the conditions of the promotion can be found at bancosantander.es.