More than 70 investment funds from all categories and geographical areas
In order to help you diversify your investment, in Banco Santander we offer you a wide range of funds from managers other than ours for you to compare and choose with which assets you can best complete your investment portfolio.
How does this service work?
Our team of experts analyses the investment funds from international management entities and the soundness of their investment processes and the strengths of their management teams based on qualitative and quantitative criteria.
Thanks to this analysis, Banco Santander is able to offer you more than 70 investment funds from a wide range of categories and geographical areas, from leading international fund managers so that you can choose the ones that best suit your investment needs.

You can make your own selection using the Fund Search Engine and filtering according to your needs:
- Asset type
- Currency
- Geographic area
- Risk level
- Management Company
- Profitability
- Rating
- Fees
Characteristics
The funds that Banco Santander offers you have been carefully selected by our team of analysts and they meet rigorous standards in investment and management processes.
The funds of third-party managers also offer features common to our entire fund offering:
- Liquidity: you can have the amount you need almost immediately.
- Taxation: the funds are exempt from capital gains tax until they are redeemed for individuals residing in Spain.
- Diversification: the risk is spread among different financial assets to protect the investment.
- Transparency: All the information you need to understand where you are investing your money is in the Fundamental Data for the Investor document.
Risks of investment funds of third-party management companies
Investment funds are products that depend on fluctuations in market prices and other variables, so investment in these assets involves certain risks:
- Credit risk: due to the quality of the assets in which it invests, as well as its issuers.
- Market risk: the market risks are:
- Interest rate risk: both price variations and the duration of the portfolio affect fixed income assets.
- Exchange rate risk: Exchange rate fluctuation for assets denominated in currencies other than the reference interest rate.
- Due to investment in variable income assets: Derived from variations in the share price.
- Due to investment in emerging markets.
- Due to investment in derivative financial instruments: operations are carried out with options on portfolio securities.
- Liquidity risk: this may adversely affect the liquidity of the fund and/or the price conditions at which the fund may be forced to change its positions.
How to arrange cover
If you are already a client, discover the selection of funds from third-party management entities that Banco Santander offers you through our investment platform SO:FIA. If you are not yet a client, discover the advantages of being a Banco Santander customer.
If you want more information you can contact us at your nearest Santander office.
The best international management funds selected by analysts from Santander Asset Management and Santander Private Banking.
Investment funds are products that depend on fluctuations in market prices and other variables. The value of units can go up as well as down, therefore, the recovery of the initial capital invested cannot be guaranteed, Past results are not a reliable indicator of future returns.
Investment funds involve certain risks (market, credit, liquidity, currency, interest rate, etc.), which are all detailed in the Simplified Prospectus or document that replaces it in the State of origin of the investment fund (in the case of funds established in Spain, the Fundamental Data for the Investor (DFI) document). The nature and scope of the risks will depend on the type of fund, its individual characteristics, the currency and the assets in which the equity of the fund is invested.
Consequently, the choice between the different types of funds must be made taking into account the investor's appetite and ability to take risks, as well as their expectations of future returns and their investment time horizon. Before subscribing to units of a fund, the investor should consult the information contained in the Prospectus and in the Simplified Prospectus or document that replaces it, both documents being available to investors at our offices and at the Management Company of the investment fund, and in the case of funds constituted in Spain, the National Securities Market Commission (CNMV).
The taxation of the income obtained by the participants will depend on the tax legislation applicable to their personal situation and may vary in the future.
This information is of an advertising nature and is disseminated exclusively for informational purposes. Its content does not constitute the basis of any contract or commitment, nor should it be considered as investment advice or a recommendation of any kind.