Investment Funds

Santander Future Wealth, F.I. Thematic Fund

For customers with stock market experience looking to invest in the companies that will shape the future.

Invest in future consumer and health trends.
Opt for companies that create and implement technology.
Make an environmental investment with the future¹in mind.

Invest in the trends that will shape the future

The world we live in is undergoing rapid and significant changes in many aspects such as demographics, technology, the environment, and in social values and behaviours. This dynamic environment is causing transformative changes in our communities, businesses and economies.

The Santander Future Wealth, F.I. fund gives you the opportunity to be part of those changes by investing in leading and disruptive companies in the market. The criteria for selecting investments follow key social, technological and environmental trends.

What does this thematic fund invest in?

Future society: Investment in companies of the future

The future society is defined both by new consumers such as millennials and the groups that have resulted from the ageing of the population, and by innovation in the field of health.

Future tech: Invest in technological companies

Disruptive technologies and digital solutions are the most important driver of current changes. It's time to invest in the Internet of Things, robotics, artificial intelligence and trends of the next digital age.

Future planet: Invest in the environment

Look for investment in trends related to certain environmental or social aspects. Trends of interest include those that work to slow down climate change and smart cities.

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Future society: Investment in companies of the future

The future society is defined both by new consumers such as millennials and the groups that have resulted from the ageing of the population, and by innovation in the field of health.

Future tech: Invest in technological companies

Future planet: Invest in the environment

Look for investment in trends related to certain environmental or social aspects. Trends of interest include those that work to slow down climate change and smart cities.

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Features of the Santander Future Wealth, F.I thematic fund

It is an international equity fund of funds, which allocates at least 75% of its assets to equities and the rest of the total exposure is invested in fixed income.
The aim of this investment fund is medium and/or long term, with a time scale of more than 5 years.
The fund is listed in the CNMV register as number 5178.
You can check the Brochure, the DDF and the complete product file here.

Fund participation classes

Class	ISIN	Minimum initial investment	Costs, expenses and incentives	Fund evaluation	Arranging
Class A	ES0174979007	1 participation	Information on costs, expenses and incentives	D+3	ARRANGE

See the information on costs, expenses and incentives in the document in the table above. The costs that are finally borne (including those associated with the currency exchange) will depend on your personal circumstances.

What does Santander Future Wealth, F.I. invest in?

Discover the trends that our specialised analysts follow to select the assets in which this fund invests.

Risks of investing with the Future Wealth, F.I. fund

Investing in investment funds implies assuming a certain level of risk that will depend on the composition of each fund, market fluctuations and other factors associated with investing in securities, so there is a risk of losing all or part of the investment.

In general, investing in funds involves assuming the following risks:

CREDIT RISK

Due to the quality of the assets in which it invests, as well as its issuers, this is the risk that the issuer will not be able to meet the payments.

MARKET RISK

The possibility that financial instruments are listed or have a value below the price we have paid for them:

Interest rate risk: interest rate fluctuations affect the price of fixed-income assets. The sensitivity to this risk depends on the duration of these assets.
Foreign exchange risk: fluctuation of the exchange value in the case of assets denominated in currencies other than the reference currency of the participation.
Market risk due to investing in equities: derived from variations in the price of equity assets.
Risk from investing in emerging markets: political changes or economic circumstances can affect the value of investments.
Geographical or sectoral concentration risk: the concentration of our investment in the same area or sector increases market risk.

RISK FROM INVESTING IN DERIVATIVE FINANCIAL INSTRUMENTS

Investing in derivatives (futures, options, etc.) may incorporate higher risk given the nature of these products.

LIQUIDITY RISK

The risk that no counterparty is found in the market and, therefore, a product cannot be sold.

SUSTAINABILITY RISK

These risks correspond to environmental, social or governmental events or conditions. The sustainability risk of the investments will depend, among others, on the type of issuer, the sector of activity and its geographical location.

Investment funds involve certain risks (market, credit, liquidity, currency, interest rate, sustainability, etc.), so there is a risk of losing all or part of the investment. The risks are detailed in the Fund's Prospectus and Key Information (GDD) document.

Before making an investment decision, you should consult the Prospectus and the FDD of the fund, available both on the relevant supervisory body and on the website of the fund management entity. The decision to invest in the fund must be made taking into account all the characteristics or objectives of the fund described in its Prospectus and in its DFI. Promoted investment refers to the acquisition of shares in an investment fund, and not in a particular underlying asset. The above results are not a reliable indicator of future results and if the fund is denominated in a currency other than a euro, its performance may increase or decrease depending on currency fluctuations. 
The taxation of investment income will depend on the tax legislation applicable to your personal situation and may vary in the future. Management Entity: SANTANDER ASSET MANAGEMENT, S.A., S.G.I.I.C., registered with the CNMV under number 12. Depository Entity: CACEIS BANK SPAIN, S.A., registered with the CNMV under number 238. Marketing Entity: BANCO SANTANDER, S.A., registered with the CNMV under number 49. 
This is an advertising communication and its purpose is commercial. It is not contractual information, nor information required by any legislative provision, nor should it be considered as investment recommendation or advice of any kind, and is not sufficient to make an investment decision. © BANCO SANTANDER, S.A. All rights reserved – Registered Office: Paseo de Pereda, 9-12. SANTANDER. NIF A-39000013.

1. This investment fund promotes environmental or social characteristics and does not aim at sustainable investment. The underlying investments of this fund do not take into account the EU criteria for environmentally sustainable economic activities

Santander Future Wealth, F.I.

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