FEATURED FUND

SHORT TERM FIXED INCOME

FLOATING FIXED INCOME

FIXED-INCOME FUNDS

Santander Fixed-Income Saving, F.I.

You can also find other fixed-income funds on this page.

For conservative profiles

One option if you are interested in diversifying your investment in public and private fixed income.

Featured among our customers

This is the fund that has been most popular with our customers within the fixed-income funds in 2021.

If you are a customer, arrange your online fund

Investment in short-term deposits, notes and bonds

They seek to mitigate investor risk as they are funds that invest primarily in highly liquid assets.

For this reason, their hiring is usually linked to moments of economic uncertainty


SANTANDER RENTA FIJA AHORRO, FI

For you who have a conservative profile and are interested in diversifying your investment in public and private fixed income, with limited and reduced risk.

  • Euro Fixed Income Fund offers to generate returns in accordance with the money market rates through a careful selection of issues on the horizon.
  • Indicative term of the investment: 1 year.
  • Fund registered in the CNMV registry under number 689.
  • You can refer to the Prospectus, the DFI and the complete product sheet here.
  • The Spanish Securities Market Commission (CNMV) warns that this fund may invest a percentage of 5% in fixed income issues of low creditworthiness, i.e., with a high credit risk.

Category "1" does not mean that the investment is risk free.

Lower risk
Potentially lower return

Higher risk
Potentially higher return

1

2

3

4

5

6

7

Commercial conditions of the fund

Class ISIN code

Minimum initial
investment

Management
fee

Deposit
fee

Fund
valuation

Class A

ES0105931002

1 share

0.25%-0.65% annually
on equity*

0.05% annually
on equity

D

Class I

ES0105931036

1,000,000 euros

0.25%-0.45% annually
on equity*

0.05% annually
on equity

D

*Variable management fees: A fixed 0.25% management fee will be applied, which will be accrued daily and regardless of its profitability. In addition, a variable fee will be calculated daily based on the accumulated return of the fund, which will charge a maximum total annual management fee of 0.65% for class A, and a maximum annual total of 0.45% for class I.





What risk is involved in investing in these funds?

Investing in mixed investment funds implies assuming a certain level of risk that will depend on the composition of each fund, market fluctuations and other factors associated with investing in securities.

In general, investing in funds involves assuming the following risks:

  • CREDIT RISK
    Due to the quality of the assets in which it invests, as well as its issuers, this is the risk that the issuer will not be able to meet the payments.

  • MARKET RISK
    The possibility that financial instruments are listed or have a value below the price we have paid for them. In this regard, the investments may be affected by:

    Interest rate risk: interest rate fluctuations affect the price of fixed-income assets. The sensitivity to this risk depends on the duration of these assets.

    Foreign exchange risk: fluctuation of the exchange value in the case of assets denominated in currencies other than the reference currency of the participation.

    Market risk due to investing in equities: derived from variations in the price of equity assets.

    Risk from investing in emerging markets: political changes or economic circumstances can affect the value of investments.

    Geographical or sectoral concentration risk: the concentration of our investment in the same area or sector increases market risk.

  • FROM INVESTING IN DERIVATIVE FINANCIAL INSTRUMENTS
    Investing in derivatives (futures, options, etc.) may incorporate higher risk given the nature of these products.

  • LIQUIDITY RISK
    The risk that no counterparty is found in the market and, therefore, a product cannot be sold.

  • SUSTAINABILITY RISK
    These risks correspond to environmental, social or governmental events or conditions. The sustainability risk of the investments will depend, among others, on the type of issuer, the sector of activity and its geographical location.

Shall we discuss it?

If you would like more information, visit any of our branch offices.

Investment that seeks to address changes in interest rates

The investment is made, essentially, through the bond market, from both public and private issuers. The objective of this conservative fund is to mitigate the possibility that the invested capital will be negatively affected by interest rate rises in the European market.


SANTANDER RENTA FIJA FLOTANTE, FI

For those looking to make a short-term investment, against a backdrop of potential increases in the Euribor and inflation.

  • Euro Fixed Income fund which invests at least 50% at variable or floating interest rates.
  • Indicative term of the investment: 1 year.
  • The Floating Fixed Income Fund is registered in the CNMV record under number 5292.
  • You can refer to the Prospectus, the DFI and the complete product sheet here.
  • The Spanish Securities Market Commission (CNMV) warns that this fund may invest a percentage of 20% in fixed income issues of low creditworthiness, i.e., with a high credit risk.

Category "1" does not mean that the investment is risk free.

Lower risk
Potentially lower return

Higher risk
Potentially higher return

1

2

3

4

5

6

7

Commercial conditions of the fund

Class ISIN code

Minimum initial
investment

Management
fee

Deposit
fee

Fund
valuation

Class A

ES0107943005

1 share

Maximum 0.65%
on average equity*

0.05% annually
on equity

Daily

*The management fee actually charged may be less depending on the profitability of the fund at any time, with a minimum of 0.25% per annum on the average equity. The variable management fee actually charged will be calculated based on the table that has been published by Relevant Fact on the CNMV website (www.cnmv.es).





What risk is involved in investing in these funds?

Investing in mixed investment funds implies assuming a certain level of risk that will depend on the composition of each fund, market fluctuations and other factors associated with investing in securities.

In general, investing in funds involves assuming the following risks:

  • CREDIT RISK
    Due to the quality of the assets in which it invests, as well as its issuers, this is the risk that the issuer will not be able to meet the payments.

  • MARKET RISK
    The possibility that financial instruments are listed or have a value below the price we have paid for them. In this regard, the investments may be affected by:

    Interest rate risk: interest rate fluctuations affect the price of fixed-income assets. The sensitivity to this risk depends on the duration of these assets.

    Foreign exchange risk: fluctuation of the exchange value in the case of assets denominated in currencies other than the reference currency of the participation.

    Market risk due to investing in equities: derived from variations in the price of equity assets.

    Risk from investing in emerging markets: political changes or economic circumstances can affect the value of investments.

    Geographical or sectoral concentration risk: the concentration of our investment in the same area or sector increases market risk.

  • FROM INVESTING IN DERIVATIVE FINANCIAL INSTRUMENTS
    Investing in derivatives (futures, options, etc.) may incorporate higher risk given the nature of these products.

  • LIQUIDITY RISK
    The risk that no counterparty is found in the market and, therefore, a product cannot be sold.

  • SUSTAINABILITY RISK
    These risks correspond to environmental, social or governmental events or conditions. The sustainability risk of the investments will depend, among others, on the type of issuer, the sector of activity and its geographical location.

Shall we discuss it?

If you would like more information, visit any of our branch offices.

Fixed Income Funds

Icon / check Created with Sketch. Aimed at conservative investors.

Icon / check Created with Sketch. Aimed at those who do not want to invest in the stock market.

Icon / check Created with Sketch. For those who wish to invest in multiple issuers.

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