WHAT DO I GET?

SANTANDER SUSTAINABLE

SOLIDARITY RESPONSIBILITY

A profitable and socially sustainable and responsible investment

With the Banco Santander Socially Responsible Funds, combine profitability objectives, with the fulfilment of Corporate Social Responsibility and Sustainability criteria. 

 To the traditional criteria of liquidity, profitability and risk, Santander adds one more: an ethical investment policy, so that economic-financial and also ethical and socially responsible criteria are taken into account in the pre-selection of assets.

At Banco Santander we have several socially responsible funds:

  • Santander Sustainable Funds.
  • Santander Solidarity Responsibility Fund.
    Why invest in Sustainable and Solidarity Funds with Santander?
  • Trust and security: we have the necessary experience and knowledge to offer maximum security for your investments. In addition, we look for simple and customised solutions that adapt to your investment needs.
  • Santander Asset Management: a global asset manager belonging to the Santander Group, with more than 200 specialists and with a presence in 11 countries, which focuses its activity on investment funds and tailored solutions for large companies.
    Its analysis capacity and its strict risk control, as well as the knowledge of the different needs of its clients, are a differentiating element of Santander Asset Management.

You can also benefit from these characteristics of our investment funds:

LIQUIDITY:

The total liquidity of our funds allows you to have the amount you need available almost immediately.

TAXATION:

The funds are exempt from tax until reimbursed for individuals residing in Spain.

DIVERSIFICATION:

The risk is spread among different financial assets to protect the investment.


Risks

Investing in mixed investment funds implies assuming a certain level of risk that will depend on the composition of each fund, on market fluctuations and on other factors associated with investing in securities.

In general, investing in funds involves taking the following risks:

  • CREDIT RISK
    This refers to the risk that the issuer of a fixed income security (bonds, promissory notes, etc.) may not be able to pay the principal or interest of the instrument issued.
  • MARKET RISK
    This refers to the risk of the securities being quoted below the price paid for them. In this sense, investments can be affected by:
  • Interest rate risk: both price variations and the duration of the portfolio affect fixed income assets.
  • Exchange rate risk: Exchange rate fluctuation for assets denominated in currencies other than that of the reference interest rate.
  • Market risk from investment in variable income assets: derived from variations in the share price.
  • Risk of investing in emerging markets: political changes or economic circumstances can affect the value of investments.
  • Geographical or sectoral concentration risk: the concentration of our investment in the same area or sector increases market risk.
  • INVESTMENT IN FINANCIAL DERIVATIVE INSTRUMENTS
    Investing in derivative instruments (futures, options, etc.) may incorporate a higher risk given the nature of these products.
  • LIQUIDITY RISK
    This is the risk of there being no counterpart in the market and, therefore, a product cannot be sold.

The contracting of mixed investment funds involves certain costs that can be found in the Fundamental Data for Investors (Datos Fundamentales para el Inversor - DFI) document of each fund (available on the website and in your local Santander branch).


How are sustainable and solidarity funds contracted?

You can hire Socially Responsible Funds online. If you are already a client of Banco Santander, contract your shareholding in Socially Responsible Funds through SO:FIA.

If you prefer, you can contact us at your nearest Santander office.

Shall we discuss it?

If you would like more information, visit any of our branch offices.

Socially sustainable savings products

Santander Sustainable Funds are a range of mixed funds, with fixed and variable income, managed under the concept of sustainability.

When selecting the assets to be included in the portfolio of this range of funds, the first in Spain that is guided by the concept of Sustainability, our experts value that companies carry out their work based on four pillars: financial, environmental, social and corporate governance sustainability.



Santander Sustainable Bonds FI

These funds are for you if you want to invest in green bonds with environmental sustainability criteria.

  • Euro fixed income fund. Invest in investment grade public and private fixed income issues1, fundamentally green bonds (debt destined exclusively to finance projects with environmental benefits).
  • Indicative investment term over 3 years.
  • Fund registered in the CNMV registry under number 5402.
  • You can refer to the Prospectus, the DFI and the complete product sheet here.

Category "1" does not mean that the investment is risk free.

Potentially lower return

Potentially higher return

1

2

3

4

5

6

7

Commercial conditions of the fund

Santander Sostenible FI ISIN Minimum initial investment Management
fee
Deposit
fee
Fund
valuation

Class A

ES0113608006

1 share

0.6% annually on equity

0.052% annually on equity

D


Santander Sostenible RF 1-3 FI

This fund is for you if you want to invest according to financial and non-financial criteria of socially responsible investment (SRI), ESG (Environmental, Social, Governance) criteria.

  • Fixed income euro fund. 100% of total exposure will be public and/or private (mostly private) fixed income, including sustainable, green and/or social bonds (intended exclusively to finance projects with environmental and/or social benefit).
  • Indicative investment period between 1 and 3 years.
  • Fund registered with the CNMV under number 677.
  • View the information pamphlet, the DFI and the full brochure of the product.

Category "1" does not mean that the investment is risk free.

Potentially lower return

Potentially higher return

1

2

3

4

5

6

7

Commercial conditions of the fund

Santander Sostenible FI ISIN Minimum initial investment Management
fee
Deposit
fee
Fund
valuation

Class A

ES0138986031

1 share

0.75% annually on equity

0.05% annually on equity

D



Santander Sustainable 1 FI

If your investor profile is moderate and you are looking to invest under extra-financial environmental, social and governance (ESG) criteria.

  • International fixed income mixed fund managed under ESG criteria, with a positive impact on society and the environment. The Maximum exposure to equities 25%1.
  • Indicative investment term 3 years.
  • Fund registered in the CNMV registry under number 5240.
  • View the brochure, the DFI and the complete product file.

The risk level of the Plans on a scale of 1 to 7. Category "1" does not mean that the investment is risk free.

Potentially lower return

Potentially higher return

1

2

3

4

5

6

7

Commercial conditions of the fund

Santander Sostenible 1 FI ISIN Minimum initial investment Management
fee
Deposit
fee
Fund
valuation

Class A

ES0107782007

1 share

1.10% annually on equity*

0.10% annually on equity*

D+1

Class C

ES0107782015

100,000 euros

0.85% annually on equity*

0.10% annually on equity*

D+1

Class I

ES0113607008

1,000,000 euros

0.60% annually on equity*

0.10% annually on equity*

D+1


(*)A maximum volume of shares per investor is set at 1 holding in these classes.



Santander Sustainable 2 FI

The fund for you if you are a moderate investor and want to invest under environmental, social and good governance (ESG) extra-financial criteria.

  • International mixed variable income fund managed under ESG criteria, with a positive impact on society and the environment.
  • Maximum exposure to variable income 55%1.
  • Indicative investment term 4 years.
  • Fund registered in the CNMV registry under number 5241.
  • View the brochure, the DFI and the complete product file.

The risk level of the Plans on a scale of 1 to 7. Category "1" does not mean that the investment is risk free.

Potentially lower return

Potentially higher return

1

2

3

4

5

6

7

Commercial conditions of the fund

Santander Sostenible 1 FI ISIN Minimum initial investment Management
fee
Deposit
fee<
Fund
valuation

Class A

ES0107782007

1 share

1.35% annually on equity*

0.10% annually on equity*

D+1

Class C

ES0107782015

100,000 euros

1.05% annually on equity*

0.10% annually on equity*

D+1

Class I

ES0113607008

1,000,000 euros

0.80% annually on equity*

0.10% annually on equity*

D+1


(*)A maximum volume of shares per investor is set at 1 holding in these classes.



Santander Sustainable Shares FI

A suitable fund for certain investors, who are willing to take greater risks, and who seek to invest under extra-financial environmental, social and good governance (ESG) criteria.

  • International variable income fund managed under ESG criteria, with a positive impact on society and the environment. Maximum exposure to variable income 100%1.
  • Indicative investment term 4 years.
  • Fund registered in the CNMV registry under number 5273.
  • View the brochure, the DFI and the complete product file.

The risk level of the Plans on a scale of 1 to 7. Category "1" does not mean that the investment is risk free.

Potentially lower return

Potentially higher return

1

2

3

4

5

6

7

Commercial conditions of the fund

Santander Sostenible 1 FI ISIN Minimum initial investment


Management
fee


Deposit
fee<
Fund
valuation

Class A

ES0113607008

1 share

1.60% annually on equity*

0.10% annually on equity*

D+1

Class C

ES0113607016

100,000 euros

1.35% annually on equity*

0.10% annually on equity*

D+1

Class I

ES0113607024

1,000,000 euros

1.10% annually on equity*

0.10% annually on equity*

D+1


(**) With regard to Santander Sostenible Acciones, the maximum indirect fee for the part of the assets invested in CIIs will not exceed 2.15% of the assets per annum in the case of the management fee and 1% of the assets per annum In the case of the deposit fee.


Shall we discuss it?

If you would like more information, visit any of our branch offices.

Socially responsible investment fund

Santander Responsabilidad Solidario FI is one of the largest socially responsible funds in Spain. It's a mixed fixed income investment fund.

It is an ethical investment fund. The majority of the portfolio complies with the Ethical Ideas set out by Fundación Pablo VI. The Ethics Committee is responsible for compliance so that it will not be possible to invest in assets that go against these principles:

  • Protection of Human Life (activities that threaten human life, such as research/manipulation with human embryos, manufacture of abortion products, etc.).
  • Respect for Human Rights (Actions or activities that do not respect human rights, such as locating complaints with sentences for child labour exploitation practices, systematic sentences for discriminating against workers, etc.).
  • Defence of Peace (manufacture and marketing of weapons for the destruction of towns, manufacture of specific components of weapons or significant participation in capital of other companies that do, etc.).
  • Environmental care (actions or activities that threaten nature and cause environmental deterioration, such as the location of complaints and sentences for producing or marketing substances that deplete the ozone layer and/or contribute to climate change, or a significant holding in the capital of a company that does, etc.).
  • Protection and Promotion of Health (actions or activities that threaten health, such as activities that violate, injure or contradict public standards or recommendations of the World Health Organization (WHO), manufacture or distribution of tobacco or distilled alcoholic beverages, or participation in a significant way in the capital of a company that does so, etc.).
  • Social responsibility of the company (location of final rulings by ordinary or special courts for abuses of competition in the markets, exploitation of consumers, urban planning offences, corporate offences, tax offences, etc.).

In addition, the Management Company will make donations from the Management Commission.


Santander Responsabilidad Solidario, FI

For those who are looking to make a socially responsible investment.

  • A mixed fixed income solidarity fund based on an ethical ideology that donates 17% of the management fee to financing social impact projects. Invest between 70 and 100% of the total exposure in public and/or private fixed income.
  • The maximum exposure to equities will be 30% in issuances from OECD countries (mainly European), and up to 15% in issuances from emerging countries
  • Indicative investment term 2 years.
  • This fund is registered in the CNMV registry under number 2787.
  • You can view the Brochure, DFI and complete product sheet here.

The risk level of the Plans on a scale of 1 to 7. Category "1" does not mean that the investment is risk free.

Potentially lower return

Potentially higher return

1

2

3

4

5

6

7

Commercial conditions of the fund

Santander Sostenible 2 FI ISIN Minimum initial investment Management fee Deposit fee Fund valuation

Class A

ES0145821031

1 share

1.49% annually on equity

0.1% annually on equity

D+1

Class M

ES0145821007

1  share

1.1% annually on equity + 7% on profits*

0.1% annually on equity

D+1

Shall we discuss it?

If you would like more information, visit any of our branch offices.

Sustainable and Fair Trade Funds

Icon / check Created with Sketch. Investment in both fixed and variable income.

Icon / check Created with Sketch. With investment horizons after 2 years.

Icon / check Created with Sketch. The investment will be mainly from European issuers.

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