Shall we discuss it?
If you would like more information, visit any of our branch offices.
If you have a conservative risk profile and would like to receive a periodic income, through the repayment of shares1, this fund may be of interest.
Category "1" does not mean that the investment is risk-free. |
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ISIN | Minimum initial investment |
Management |
Deposit |
Quarterly distribution2 |
---|---|---|---|---|
ES0174742009 |
1 unit |
0.8%-0.9% annually on equity (*) |
0.04% annually on equity |
0,25% |
(*) Annual management fee on fund equity, subject to a minimum of 0.8% and maximum of 0.9%, depending on the fund’s performance.
A fund to receive periodic income, through the repayment of shares1, if you are willing to assume a moderate risk.
Category "1" does not mean that the investment is risk-free. |
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ISIN | Minimum initial investment |
Management |
Deposit |
Quarterly distribution3 |
---|---|---|---|---|
ES0170382008 |
1 unit |
1.1%-1.3% annually on equity (**) |
0.1% annually on equity |
1,50% |
(**) Annual management fee on fund equity, subject to a minimum of 1.1% and maximum of 1.3%, depending on the fund’s performance.
What risk is involved in investing in these investment funds?
Investing in mixed investment funds implies assuming a certain level of risk that will depend on the composition of each fund, market fluctuations and other factors associated with investing in securities.
In general, investing in funds involves assuming the following risks:
Risk of investing in equities: volatility. Prices of equity assets can experience significant fluctuations.
Interest rate risk: interest rate fluctuations affect the price of fixed income assets. Rising interest rates can cause fixed income prices to fall, while falling interest rates can cause prices to rise. Fixed-income assets are more sensitive to interest rate fluctuations the longer their maturity term.
Foreign exchange risk: when investing in assets denominated in currencies other than the investment’s reference currency, you assume the risk of exchange rate fluctuations. These funds have a maximum foreign currency risk of 30%.
Risk of investing in emerging markets: these investments may be more volatile than those made in developed markets if the government’s situation is precarious, or there is risk of nationalisation or expropriation, or of social, political and economic instability. Additionally, trading in these assets is considerably lower, resulting in lack of liquidity and high price volatility. These funds have a maximum exposure to emerging countries of 10% (Defensivo Genera) and 25% (Equilibrado Income).
Risk of geographic or sectoral concentration: concentrating investments in a single country means that the country’s economic, political and social climate will have a significant impact on the return on the investment. Likewise, the return earned by a fund that focuses its investments on a specific economic sector will be closely tied to the performance of the companies operating within that sector, as they all face the same obstacles and problems and are subject to the same regulations. This concentration may mean that these securities will respond similarly or in a more harmonised fashion to these or other market conditions. However, this impact could be mitigated by investing in a more diversified portfolio since not all assets would perform in the same way at the same time. Note also that liquidity risk can affect the fund’s trading conditions.
Shall we discuss it?
If you would like more information, visit any of our branch offices.
For anyone seeking to supplement their income.
Flexible and professional management according to risk profile.
Invest in traditional and alternative assets.
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