A stable alternative for diversifying your investments

What are guaranteed Products?

Guaranteed products allow you to invest an amount for a certain period (up to 5 years), in exchange for obtaining a potential return that will depend on the behaviour of a series of securities in the market.

In some cases, you may receive fixed and/or variable coupons throughout the investment period.

These solutions fully or partially guarantee the amount of the investment, which is recovered on maturity, in addition to generating a fixed or variable return.

With guaranteed products you:

  • Know what to expect from your investment right from the start.
  • Recover an amount of your investment, regardless of market movements.
  • Start investing from €5,000.

How can I invest in guaranteed products?

If you want to invest in guaranteed products, then you will be able to find the product that suits your needs:


If you are a customer, log in to your private area and go to the “Savings and Investment” menu, where you will find all the guaranteed products we offer, with all the information you need to understand their terms and conditions.

If you are not yet a customer, sign up.


In our branch network you can get more information about the investment products you are interested in and take those investment products out.

Who can guaranteed products be interesting for?

Investors that:

  • Are looking for stability in the medium-term.
  • Are looking for returns by investing in fixed income or equities, but want to limit the risk of losing capital.
  • Value security.
  • Are unwilling to assume a high risk in exchange for a high return.

Before investing in guaranteed products, it will be necessary to assess the suitability of the product for each customer. Therefore, in accordance with the MiFID regulations, the customer's knowledge will be assessed before these products are arranged. Likewise, you should evaluate your personal situation, your liquidity needs in the short, medium and long run, and the objectives you want to achieve.

You can find all the information on each product by logging in to Online Banking or the App.

Shall we talk?

If you have any questions or want to know more about how to invest in currency, leave us your information.

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