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Guaranteed and partially guaranteed
An investment product that provides certainty and return for your investments. .
- You will know the term and conditions of the product from the outset.
- This means you can limit the risk you want to take.
- The amount you wish to recover at the end of your investment will be insured.
A stable alternative for diversifying your investments
What are these guaranteed or partially guaranteed products?
Guaranteed products or partially guaranteed allow you to invest an amount for a certain period (up to 5 years), in exchange for obtaining a potential return that will depend on the behaviour of a series of securities in the market.
In some cases, you may receive fixed and/or variable coupons throughout the investment period.
These solutions fully or partially guarantee the amount of the investment, which is recovered on maturity, in addition to generating a fixed or variable return.
These products make it possible to:
- Know what to expect from your investment right from the start.
- Recover an amount of your investment, regardless of market movements.
- Start investing from €5,000.
How can I invest in these products?
You can do this in two ways:
Online Banking
If you are a customer, log in to your private area go to the "Savings and Investment" menu, where you will find the products available at any given time, with all the information you need to understand their terms and conditions.
If you are not yet a customer, sign up.
Santander Branches
In our branch network you can get more information about the investment products you are interested in and take those investment products out.
Who can these products be interesting for?
Guaranteed or partially guaranteed products may be of interest to you if:
- You are looking for stability in the medium-term.
- You are looking for returns by investing in fixed income or equities, but want to limit the risk of losing capital.
- You value security.
- You are unwilling to assume a high risk in exchange for a high return.
Before investing in these types of products, it will be necessary to assess the suitability of the product for each customer. Therefore, in accordance with the MiFID regulations, the customer's knowledge will be assessed before these products are arranged. Likewise, you should evaluate your personal situation, your liquidity needs in the short, medium and long run, and the objectives you want to achieve.
You can find all the information on each product by logging in to Online Banking or the App.
Other related products
Shares
Access the stock markets. Invest in Spanish, European and international stock exchanges.
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Exchange traded funds. With a wide range of ETFs, where you will find a great variety of sectors and segments.
Fixed income
Invest in government debt or corporate debt, with a fixed timeline and known returns.