This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

Online Account: become a customer in just a few steps

Open your bank account online in order to start enjoying all of the perks and products of Banco Santander.




No fees or conditions

Non-interest bearing account (0% NIR, 0% AER) for new customers, which has no fees and can be opened in just a few steps.

No requirements: no salary, bills or minimum period.


Find out more

Debit card with accident insurance

No issuance or maintenance fee. Just open your account. Use it to make debit cash withdrawals without any fees at any of 30,000 Santander ATMs worldwide.

It also includes accident insurance of up to €120,0002.

Want more? Get up to €400

You have until 5 October to get up to €4001 just for setting up a direct debit for your salary and two monthly bills.

And if you invite your friends with your code, you will get €50 for each friend3 who opens an account and arranges to have their salary paid in, up to 10 friends.

Other bank accounts that might interest you


Santander Account

With services designed to make your day-to-day life easier. You will be able to arrange programmes to make payments and travel easier.

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Mini Account

An account for children and young people aged 0 to 17. Comes with a pre-paid card that you can top up whenever you need.

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World Account

The current account designed for people residing outside of Spain, with special products and services.

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