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1/6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Online Account: become a customer and benefit from one of these promotions
technological-renting Enjoy an iPhone 16 for €0/month1 Open your Online Account, bring your paycheck, two monthly bills and Bizum. In addition, you must use your credit card at least once a month or maintain a daily balance of at least €1,000. |
tap Get up to €400 If you prefer to take cash instead of the iPhone 16, with your Online Account you can get up to €4002 just by direct depositing your salary and two monthly bills. |
Open your bank account online:
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Novelty! |
No fees or conditions Non-interest-bearing account (0% NIR, 0% APR) for new customers with which you do not pay commissions. No requirements: no payroll, no receipts, no permanence. |
Debit card with accident insurance No issuance and maintenance fee, just by opening your account. It will allow you to withdraw cash on debit without a fee at the 30,000 Santander ATMs around the world. In addition, it includes accident insurance of up to €120,0003. |
Hiring for non-residents If you reside outside Spain and want to open an account, you can do it 100% online with just your passport. |
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CHILDREN'S ACCOUNT
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BENEFITS WITH NO STRINGS ATTACHED
Accounts for young people
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1. Renting offered by Banco Santander. Monthly leasing of a 128 GB iPhone 16 with no insurance €24.99/month; and monthly leasing of a 128 GB iPhone 16 Pro with no insurance €30.99/month. Net monthly cashback bonus of €24.99 (after applying withholdings under prevailing tax regulations, currently 19%) will be received for signing up for a 36-month tech leasing contract by individuals who, for the first time, have their salary or pension of more than €1,200 paid directly to their account, or set up direct debits for their self-employed or mutual insurance contributions and maintain this together with the direct debit of two monthly bills, and a monthly credit card transaction or maintain an account balance of at least €1,000 every day of the month and an active Bizum service at Banco Santander. Net monthly cashback bonus of €30.99 (after applying withholdings under prevailing tax regulations, currently 19%) will be received for signing up for a 36-month tech leasing contract by individuals who, for the first time, have their salary or pension of more than €2,500 paid directly to their account, or set up direct debits for their self-employed or mutual insurance contributions and maintain this together with the direct debit of two monthly bills, and a monthly credit card transaction or maintain an account balance of at least €1,000 every day of the month and an active Bizum service at Banco Santander. All of the terms and conditions of the promotion must be met. Customers must use the form to sign up for the campaign. Promotion valid from 16/02/2025 to 31/03/2025. The leasing facility and credit card are subject to prior approval by the bank. You can read the legal terms and conditions of the promotion here. At the end of your leasing contract, you can keep your 128 GB iPhone 16 by buying it for: €287.98 (VAT included); or your 128 GB iPhone 16 Pro by buying it for: €365.42 (VAT included). Alternatively, you can return it or lease a new device to ensure you are always using the latest equipment. Rental offers valid in the Peninsula, Balearic Islands and Canary Islands, not valid in Ceuta and Melilla.
2. Discount of €400 gross for new salary or pension payments made for an amount of at least €2,500/month and the payment of two bills per month from the same account. For salaries between €600/month and €2,500/month, the discount will be €300 gross. Minimum term of 24 months. You need to fulfil the terms and conditions of the promotion and sign up for the campaign using the form provided for customers. The promotional discount is a return on moveable capital subject to the relevant tax rate (currently 19%), which the bank will withhold, with the remainder (€324 and €243, respectively) then paid to the Participant. Promotion valid until March 31, 2025. Please read the terms and conditions for the promotion here.
3. This contract has been drawn up by Santander Intermediación Correduría de Seguros, S.A. Subject to the terms and conditions of the policy. Entered into the Special Insurance Brokerage Company Register under code no. J-989. Third-party liability and financial capacity covered in accordance with applicable law.
4. Online Account: non-interest-bearing 0% NIR, 0% APR. Santander Account: non-interest-bearing interest, 0% NIR, 0% APR for customers between 18 and 28 years of age.
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