Bank accounts:
choose the one that best suits you

1. Renting offered by Banco Santander. Monthly rent for iPhone 16e 128 GB Uninsured €20.70/month and iPhone 16 PRO 128 GB Uninsured €30.99/month. A bonus of €20.70 net per month will be received (after applying the withholding according to current tax regulations, currently 19%) for the contracting of a 36-month technological lease for individuals who direct deposit their salary or pension for the first time over €1,200 or self-employed or mutual insurance quota and maintain it together with the direct debit of two monthly bills, a monthly credit card movement or account balance equal to or greater than €1,000 every day of the month and active Bizum at Banco Santander. A bonus of €30.99 net per month will be received (after applying the withholding according to current tax regulations, currently 19%) for taking out a 36-month technological lease for individuals who direct deposit their salary or pension equal to or greater than €3,000 for the first time and maintain it together with the direct debit of two monthly bills, a monthly credit card movement or account balance equal to or greater than €1,000 every day of the month and active Bizum at Banco Santander. It is necessary to meet all the conditions of the promotion and join the campaign using the form available to customers. Promotion valid from 1/07/2025 to 30/09/2025. Renting and credit card operation subject to prior approval by the bank. Check the rules of the promotion here. At the end of your lease contract you can keep the iPhone 16e 128 GB buying it for a value of: € 141.57 (VAT included), or the iPhone 16 PRO 128 GB buying it for a value of: € 243.21 (VAT included), return it or hire a new one to always be up to date. Renting offers valid in the Peninsula, Balearic Islands and Canary Islands, not valid in Ceuta and Melilla.
2. Discount of €400 gross for new salary or pension payments made for an amount of at least €2,500/month and the payment of two bills per month from the same account. For salaries between €600/month and €2,500/month, the discount will be €300 gross. Minimum term of 24 months. You need to fulfil the terms and conditions of the promotion and sign up for the campaign using the form provided for customers. The promotional discount is a return on moveable capital subject to the relevant tax rate (currently 19%), which the bank will withhold, with the remainder (€324 and €243, respectively) then paid to the Participant. Promotion valid until September 30, 2025. Please read the terms and conditions for the promotion here.
3. This contract has been drawn up by Santander Intermediación Correduría de Seguros, S.A. Subject to the terms and conditions of the policy. Entered into the Special Insurance Brokerage Company Register under code no. J-989. Third-party liability and financial capacity covered in accordance with applicable law.
4. Online Account: non-interest-bearing 0% NIR, 0% APR. Santander Account: non-interest-bearing interest, 0% NIR, 0% APR for customers between 18 and 28 years of age.