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Long-term funding
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1/6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
This risk indicator refers to current accounts
Because the first thing you need to charge for your sales is an account, open one in a few simple steps, no matter where you are.
savings
An account zero maintenance fees and no conditions: no need for minimum monthly payments, no need to set up direct debits for your bills or a minimum term.
Non-interest bearing account (NIR 0%, AER 0%) for new customers.
card
There are no issuance or maintenance fees and it includes accident insurance of up to €120,0001.
Available as soon as your account is opened, with no need to request a physical card.
1. Enter your details.
2. Verify your identity.
3. Sign the contract
Do you need the latest technology for your day-to-day tasks or prefer to handle cash? Then ONE of these options is the right one for you:
UP TO
A bonus on your account to use for whatever you need:
4,99 |
€/month for 36 months4 |
You'll need to follow these steps and meet the conditions:
Arrange your POS service with a Flat Rate for your online or physical store to receive payments from smartphones or on social media and enjoy zero fees during the first few months:
Taking out any of the insurance policies associated with the promotion only exempts you from paying the POS Flat Rate fee for three months if you have already taken out one of the credit cards.
Until 30 September. See all the terms and conditions at here.
If you have concluded a transaction and wish to collect payment before the agreed due date, you can finance your advance payments and have cash available exactly when you need it.
There are various advance payment solutions available, depending on your requirements.
The arrival of your bill due dates does not have to compromise your cash flows.
Self-employed Temporary Disability Insurance
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Comprehensive Third-Party Liability Insurance for SMEs and Entrepreneurs
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Comprehensive Multi-Risk Insurance for Businesses and Entrepreneurs
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Check your transactions 24/7 with the Santander App
Access your accounts, even at other banks, and your Santander cards.
Pay taxes and bills and make any transfers you need.
If you have lost your card, simply go to the card in the App so you can block it temporarily. You can also completely block cards and request new ones.
Whether you are looking for a POS to charge for sales, financing to pay taxes or Renting to update your equipment.
Authorise all your transactions from your mobile phone, confirming any purchase with your fingerprint or Face ID, thanks to Santander Key.
And if you are still looking for more ... discover all of our products
Useful information:
1. Accident insurance: Santander Seguros y Reaseguros, Compañía Aseguradora, S.A. This contract has been drawn up through Santander Intermediación Correduría de Seguros, S.A. listed as J-989 in the Special Insurance Brokerage Company Register. Third-party liability and financial capacity covered in accordance with the applicable law.
2. Cashback bonus of €350 gross for new direct debits set up for the monthly social security contribution of self-employed workers (Special Scheme for Self-employed Workers (RETA)), for natural persons (self-employed workers), including two direct debits for monthly bills in the same account and providing the documents that show proof of being a member of any of Healthcare, Justice or ATA associations. Those persons who do not provide the documents that show proof of being a member of the above associations will receive a €300 cashback bonus. Minimum term of 24 months. You need to meet the terms and conditions of the promotion and sign up for the campaign using the form provided for customers. The promotional cashback reward is a return on moveable capital subject to the relevant tax rate (currently 19%), which the bank will withhold and then pay the participant the remainder (€283.50 and €243, respectively), to set up the direct debits for the monthly social security contributions for self-employed workers and associated bills. Promotion valid until 31 December 2024 but may be extended. Please read the terms and conditions for the promotion here.
3. Financing subject to prior approval by the bank.
4. Monthly rental of the iPhone 15 128 GB (Without insurance) for €22.99/month (VAT included). You will receive a bonus of €18 net per month (after applying the withholding according to current tax regulations, currently 19%) for taking out a 36-month technological renting and new direct debits of the company's social security (TC1 and TC2) in the account selected in the Membership Bulletin or new direct debit of the self-employed contribution to Social Security (Special Regime for Self-Employed Workers RETA) in the account selected in the Bulletin of Adhesion. It is necessary to comply with the conditions of the promotion and join the campaign using the form available to customers. Promotion valid until October 07, 2024. Check the conditions of the promotion here.
5. Promotion valid until September 30, 2024 for customers who formalize the POS Registration Contract and Application (Get Smart, Get Classic, Get Mini, Get Central, Get Checkout ES and Get Moto) and the POS Flat Rate Addendum for the duration of the promotion or have not billed for 9 months with their device contracted with Getnet EU. This promotion will be extended to nine (9) months if you have contracted, as of June 3, 2024 and before the expiration of the initial 6-month promotion period (for contracting a POS terminal), at least one of these Banco Santander cards: CRÉDITO BUSINESS PACK TPV, CRÉDITO SANTANDER PROFESIONAL PACK POSV and must be made, at least one monthly transaction with the card contracted during the months in which the promotion is extended. For customers to whom this promotion has been extended to nine (9) months, it will be extended to twelve (12) months in the event of formalizing a contract, from June 3, 2024 and before the expiration of the initial 9-month promotion period (for contracting a POS terminal and a credit card) of at least one of the following insurances detailed below: Temporary Disability for Self-Employed Workers PJ 315 6, Temporary Disability for Self-Employed Workers PF 315 5, Santander MAPFRE Multi-Risk Integral Commerce and Entrepreneurs 315 46, Santander MAPFRE Multi-Risk Integral SMEs 315 47, Santander MAPFRE Multi-Risk Integral Agricultural 315 45, R.C. Integral 315 61, R.C. Integral 315 60 and must maintain the insurance contracts in force during the months in which the promotion is extended. Check the legal bases of the promotion here. Check our rates without promotion at your Santander branch.
6. Insurance brokered by Santander Mediación Operador de Banca-Seguros Vinculado, S.A., N.I.F. A28360311 ("Santander Mediación"), through its distribution network Banco Santander S.A., by virtue of the agency agreement it has signed with the insurance companies: Santander Generales Seguros y Reaseguros, S.A. and Santander MAPFRE Seguros y Reaseguros, S.A. Santander Mediación is a company registered with the Directorate General of Insurance and Pension Funds under number OV-0042 and has taken out civil liability and financial capacity insurance in accordance with current legislation. Consult the rest of the insurance companies with which Santander Mediación has an Agency Agreement for the distribution of insurance products at
www.santandermediacionobsv.com.
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