1/6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

Accounts for the self-employed

Open a current account where you can make transfers in euros without fees, both online and at ATMs. In addition, if you set up direct debit payments for your monthly self-employed social security contribution (cuota de autónomo) and two bills, and you register during the promotion, you will get €3001.

EXCLUSIVE SERVICES FOR BUSINESSES

Santander Account

No commissions or conditions for the first 6 months. A complete account for your day-to-day activities.

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EXCLUSIVE SERVICES FOR BUSINESSES

One Empresas Account

No conditions or commissions for the first 12 months. With access to personalised plans for your business.

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If you are an accredited healthcare or justice professional, the Group Account is also available to you. Find out more about it in any branch.

AFTER OPENING YOUR ACCOUNT...

Set up direct debit payments for your monthly self-employed social security or mutual insurance contribution and two bills, and get €3001

Sign up for the promotion and communicate the change to Social Security. It's simplicity itself!!

Go on the Social Security website

Go to the "Pay Contributions" section

Set up the necessary direct debit

Take payment when and as you need

PAYMENT SOLUTIONS

POS

Take payment from your customers wherever you are online, or in person, and with rates adapted to your turnover.

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FROM ONLINE BANKING

Bill management

Issue invoices online and manage payments. Also, create or import your remittances and track returns.

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ADAPTED TO YOU

Payments and collections management

Get your collections paid in advance or finance payment to suppliers.

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Financing for your projects and liquidity solutions4

FOR EVERYDAY EXPENSES

Short-term financing

The liquidity you need to pay taxes or advance bills.

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FOR YOUR PROJECTS

Long-term funding

Boost your business with leasing solutions and subsidised financing.

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WITH TAX ADVANTAGES

Car and technology leasing

Cars, vans and devices so your business is never brought to a stop.

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Insurance for self-employed workers

Self-employed Temporary Disability Insurance

Leave due to accident or illness.

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Comprehensive Third-Party Liability Insurance for SMEs and Entrepreneurs

Customisable and flexible.

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Comprehensive multi-risk insurance

Coverage against risk situations: fires, water damage, atmospheric phenomena and much more.

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Savings and retirement

SAVE FOR THE RETIREMENT YOU WANT

Simplified occupational pension plans for the self-employed

Increase your tax reduction from €1,500 to €5,750.

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BANCO SANTANDER BLOG

Retirement of self-employed workers in 2023: age, requirements and amount

Find out when you can retire and what your pension will be like.

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All our products

 




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