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1/6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

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Open your online account with zero fees and no conditions

Because the first thing you need to charge for your sales is an account, open one in a few simple steps, no matter where you are.

savings​

With zero fees and no conditions, available for several account holders

An account zero maintenance fees and no conditions: no need for minimum monthly payments, no need to set up direct debits for your bills or a minimum term.

Non-interest bearing account (NIR 0%, AER 0%) for new customers.

card

Debit card with accident insurance

There are no issuance or maintenance fees and it includes accident insurance of up to €120,0001.

Available as soon as your account is opened, with no need to request a physical card.

The account that is quick to set up in just a few steps

1. Enter your details.

2. Verify your identity.

3. Sign the contract

OPEN AN ACCOUNT


FIND OUT MORE

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Choosing Bienestando means choosing what you need when you set up direct debits for your monthly social security contributions as a self-employed worker

Do you need the latest technology for your day-to-day tasks or prefer to handle cash? Then ONE of these options is the right one for you:

UP TO

350€2

for setting up direct debits for your monthly social security contributions as a self-employed worker and two monthly bills.

A bonus on your account to use for whatever you need:

  1. Provide the documents that show proof of being a member of any of the associations/groups shown below: Healthcare, Justice or ATA members in order to receive €350. Otherwise, you will receive €300.
  2. Open your Online Account.
  3. Sign up for the promotion here.
  4. Set up direct debits for your monthly social security contributions as a self-employed worker and two monthly bills.
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Or, if you prefer, enjoy the latest iPhone to boost your business

iPhone 15

Get one with our Renting3 for:

4,99

€/month

for 36 months4

You'll need to follow these steps and meet the conditions:

  1. Open an Online Account.
  2. Sign up for the promotion here.
  3. Set up direct debits for your monthly social security contributions as a self-employed worker.
  4. Rent your iPhone 15, 128 GB for €22.99/month. Every month, you will receive a bonus of €184.
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Benefit from 12 months of the POS Flat Rate5 with zero fees


Arrange your POS service with a Flat Rate for your online or physical store to receive payments from smartphones or on social media and enjoy zero fees during the first few months:

  1. Benefit from zero fees during the first six months when you arrange a POS service with a Flat Rate.
  2. To enjoy an additional three months, just visit your nearest branch to request a credit card3.
  3. Would you like to enjoy an additional three months? Arrange an insurance policy6 for self-employed workers at your nearest branch.

Taking out any of the insurance policies associated with the promotion only exempts you from paying the POS Flat Rate fee for three months if you have already taken out one of the credit cards.

ARRANGE THE POS SERVICE

Until 30 September. See all the terms and conditions at here.

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Receive payments when and as you need

Advance payments for your receivables3

If you have concluded a transaction and wish to collect payment before the agreed due date, you can finance your advance payments and have cash available exactly when you need it.


There are various advance payment solutions available, depending on your requirements.


Discover our advance payments products

If you need to, you can finance your payments beyond the due date3

The arrival of your bill due dates does not have to compromise your cash flows.

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Get finance for your projects and daily expenses3

FOR YOUR PROJECTS

Long-term funding

Boost your business with promotional financing, depending on the products you have already arranged, and with rental solutions.

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FOR EVERYDAY EXPENSES

Short-term financing

The liquidity you need to pay taxes or advance bills.

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Get the technology and car you need with Renting3

  • Single monthly payment with insurance included.
  • Keep your technological devices and car up-to-date by changing them regularly.
  • Keep your technological devices and car up-to-date by changing them regularly.

Get brand new products on lease with Renting

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Protect yourself with insurance adapted to you and your business6

Self-employed Temporary Disability Insurance

Leave due to accident or illness.

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Comprehensive Third-Party Liability Insurance for SMEs and Entrepreneurs

Customisable and flexible.

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Comprehensive Multi-Risk Insurance for Businesses and Entrepreneurs

Make sure day-to-day risks do not jeopardise your business.

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Plan your retirement

SAVE FOR THE RETIREMENT YOU WANT

Simplified occupational pension plans for the self-employed

Increase your tax reduction from €1,500 to €5,750.

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BANCO SANTANDER BLOG

Retirement of self-employed workers in 2023: age, requirements and amount

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Check your transactions 24/7 with the Santander App

Control your accounts and cards

Access your accounts, even at other banks, and your Santander cards.

Pay taxes and bills and make any transfers you need.

Act quickly in response to any security incident

If you have lost your card, simply go to the card in the App so you can block it temporarily. You can also completely block cards and request new ones.

Arrange products wherever you are and whenever you need to

Whether you are looking for a POS to charge for sales, financing to pay taxes or Renting to update your equipment.

Pay for your online shopping quickly and securely

Authorise all your transactions from your mobile phone, confirming any purchase with your fingerprint or Face ID, thanks to Santander Key.

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And if you are still looking for more ... discover all of our products

 




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