WHAT IS IT?

COVERAGES AND CONDITIONS

FAQs

What is Seguro Protección Empresa?

Seguro Protección Empresa protects your company against difficult situations in your personal life that may affect your professional environment. In case of death or Permanent Absolute Disability of the insured, your company's debts with Banco Santander will be cancelled up to the limit of the insured capital.

By arranging the Seguro Protección Empresa you will gain in peace of mind by minimising the economic impact on the company in the case of the death or permanent absolute disability of a key shareholder, owner or representative of the company. And at the same time, you will obtain tax benefits1.

INSURANCE CHARACTERISTICS

  • You can insure a capital of between €50,000 and €4,000,000.
  • You can pay the premium annually or half-yearly, and in quarterly payments if the premium is greater than €600.
  • The maximum age of permanence is:
  • 74 years old, in the case of death.
  • 66 years old, in the case of absolute permanent disability.
  • The Seguro Protección Empresa is renewable annually.

Shall we discuss it?

If you would like more information, visit any of our branch offices.

What does it offer?

The Seguro de Vida Protección Empresa offers you:

100% coverage of the insured capital to reduce the debts of your company in the case of death or permanent absolute disability.

Additional services such as:

  • Psychological counselling by phone.
  • Advice on nutrition and dietetics.
  • Healthy habits test.
  • 24-hour medical telephone platform.

Shall we discuss it?

If you would like more information, visit any of our branch offices.

FAQs

What capital should I insure? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

The capital varies greatly depending on the characteristics of each company. You can get an idea using our simulator. With very little data you will be offered three alternatives to choose the one that best suits you.

How do I receive the amount of the insured capital? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

The payment is made in a single lump sum when any of the contingencies covered by the insurance occur.

Who will receive the compensation in the event of a claim? Icon / PlusCreated with Sketch.Icon / minusCreated with Sketch.

The compensation is used to reduce the company's debts with Banco Santander S.A. and, if there is an excess between the insured capital and the debts, the Policyholder will receive this exces

Shall we discuss it?

If you would like more information, visit any of our branch offices.

FAQs

    What capital should I insure? How do I receive the amount of the insured capital?

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