Catalan
English
SpanishInsurance
Protección Empresa Insurance
Reduce the negative impact that the death or permanent absolute disability of a key shareholder, owner or representative can have on your company.
What is Seguro Protección Empresa?
The Company Protection Insurance, protects your company against the impact that could generate the death or absolute permanent disability of a key person (such as shareholder, proxy or owner of the company) by covering the debts of your company with Banco Santander, up to the limit of the insured capital.
By arranging the Seguro Protección Empresa you will gain in peace of mind by minimising the economic impact on the company in the case of the death or permanent absolute disability of a key shareholder, owner or representative of the company. And at the same time, you will obtain tax benefits1.
Insurance Characteristics
- You can insure a capital of between €55,000 and €4,000,000.
- the annual, semi-annual or quarterly premium, without fractionation surcharge.
- The maximum age of permanence within the insured group is:
- 74 years old, in the case of death.
- 66 years old, in the case of absolute permanent disability.
- The Seguro Protección Empresa is renewable annually.
What does it offer?
100% coverage of the insured capital
To reduce the debts of your company in the case of death or permanent absolute disability..
Additional services such as:
- Psychological counselling by phone.
- Advice on nutrition and dietetics.
- Healthy habits test.
- 24-hour medical telephone platform.
FAQs
The capital varies greatly depending on the characteristics of each company. You can get an idea using our simulator. With very little data you will be offered three alternatives to choose the one that best suits you.
The payment is made in a single lump sum when any of the contingencies covered by the insurance occur.
The compensation is used to reduce the company's debts with Banco Santander S.A. and, if there is an excess between the insured capital and the debts, the Policyholder will receive this excess.
Insurance mediated by Santander Mediación Operador de Banca-Seguros Vinculado, S.A. through its distribution network Banco Santander S.A., under the agency contract it has signed with the insurance company Santander Vida Seguros y Reaseguros, S.A. Santander Mediación is a company registered in the register of the General Directorate of Insurance and Pension Funds under number OV-0042 and has subscribed to civil liability and capacity insurance financial according to current legislation. Consult the rest of the insurance companies with which Santander Mediación maintains an Agency Contract for the distribution of insurance products in www.santandermediacionobsv.com.
1. The tax benefits referred to will always depend on the situation of the policyholder.
Seguro Protección Empresa
- Financial protection for your business
- Broad capital coverage
- Flexibility in premium payments
Other related products
Third-party Liability Insurance for Managers
Protect your personal assets against possible claims and keep your capital safe.
Asisa Health Insurance for Companies
Assistance and a complete medical staff for your employees that can be extended to include their family.