Account and cash management services for companies – Banco SantanderIt isn't always easy to manage your company's cash and accounts. Banco Santander provides you with the best options. Find out more.
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This risk indicator refers to current accounts

1 / 6

This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

Accounts

Accounts and Treasury

There are very simple ways of managing the accounts and usual operations of your business and even investing a part of your capital. At Banco Santander we offer you options so that your company is always running smooth.

Solutions for freelancers and businesses

FOR FREELANCERS

Business Account for Self-Employed Workers

This is for you if you are self-employed and you are looking for a current account that you can open in just a few minutes

  • No maintenance fee, no conditions. Non-interest-bearing account (0% NIR,0% AER).
  • Santander Professional Debit Card with no issuance or maintenance fees.
  • No annual billing limit or other conditions.

FOR BUSINESSES

Business Account for Companies

This is the ideal account for your business or store if you are looking for a fee-free account.

  • No maintenance fee, no conditions. Non-interest-bearing account (NIR 0%,AER 0%).
  • Santander One Empresas Debit Card with no issuance or maintenance fee.
  • Your annual turnover or the annual turnover of the group of companies to which you belong must be less than 2 million euros.

Personas Jurídicas Account

An account with no requirements or conditions for your company1.

Useful information:

1. Non-interest bearing account. Nominal interest rate: 0%. AER -0,29% for a continuous daily balance of €125,000 for a year, applying an annual nominal interest rate of 0% with an account maintenance fee of €360/year (€90/quarter).

Cash flow management

Discover how to invest your excess cash

Liquidity and flexibility

Investment Funds

An investment option that offers liquidity, flexibility and diversification.

Diversity of alternatives

Stock Exchanges and Markets

Discover the wide range of value products.

Need help?

Enter here and find answers to the most frequently asked questions with our online help available 24 hours a day.

All this, with your Santander Accounts

Access any time

See updated positions at any time, including from other banks, as well as receipts from each transaction.

International business

Perform outward transactions, finance your projects, in foreign currency, and access a network of experts in foreign trade.

Convenience and flexibility

Assign different access profiles with different roles and leave transactions unsigned to resume whenever you want.

Sign up for products without moving

Whether for a POS to charge for your sales, financing for tax payments or leasing to upgrade your equipment.

Sustainability solutions

Learn about your environmental impact and access ESG consultancy for businesses.

Protect your security

If you have lost your cards, access from the app to switch them off temporarily. You can also fully block a card or request a new one.

From wherever you want


Digital Banking

You can make remittances and many more operations online. Discover apps and online banking for companies.

Personal Santander

A digital manager will help you resolve your operations with quick and effective solutions for your finances.

Branches and ATMs

You will have access to an extensive network of Santander ATMs, with more than 30,000 worldwide!