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1 / 6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Companies
Santander Startups. Whatever stage you are at, we're on the same page.
We'll help you to make your plans a reality, understanding your needs from the outset.
What is Santander Startups?
Santander Startups is the boost that entrepreneurs with innovative technological companies are looking for.
People that speak your language
You'll be assisted at each stage by specialised managers and entrepreneurial specialists starting from when you create your company right up to when you need more complex advice.
Solutions for taking the next step
In this area, you'll find solutions to help you to take steps forward. From banking products and financing to tailored assistance, all in the one place.
Open up a world of opportunities
Whit a presence in the key initiatives driving entrepreneurship in the country, Santander's strength and experience will open up the doors to a global entrepreneurial system to you.
Work Café: collaborative work spaces with managers
Whether your startup does not have an office or if you want to get out of the routine, come to any Work Café Santander. They are collaborative work spaces, where you can find financial and non-financial solutions for your project and increase your network of contacts.
In addition, you will find managers specialized in entrepreneurship that will help you solve doubts about your startup.
Santander X
Santander X is Banco Santander's global entrepreneurial community, providing you with the resources and support that you need to launch, grow and scale up your business.
It will help you to achieve your entrepreneurial goals, as you will have top-quality support at every stage of your project.
Public grant management
An advanced search platform for finding national and European Union public grants for start-ups.
You can also get tailored advice from specialist consultants to help you with applying for these grants, creating a training plan and accessing the ecosystem of the main EU financing bodies and funds for entrepreneurship and start-ups ecosystem.
Microsoft for Startups Founders Hub1
An online Microsoft platform designed to provide support to entrepreneurs and startups at all stages of their development. Startups Founders Hub provides free access to technological resources (such as development and productivity tools and the cloud) and support and help from technical and business experts to launch the product and reduce its time to market.
Cyber Guardian2
A comprehensive cybersecurity solution that will help you to protect your company from the most common threats, in a simple and accessible package for all employees.
This service gives you the ability to assess your cybersecurity risk, protect your devices and emails, browse safely and train your employees.
Specialist financing
We help you to connect with investors based on your needs and offer you new ways of financing debt or capital.
No need to give up your management capacity
Venture Debt
For financing your project if you are an innovative start-up, have already run your first round of capital fundraising and need more to grow your business No dilution of your ownership, leaving you still in control of your start-up.
ESG/DSG Solutions
Financing for businesses getting started in the sustainability and technology sectors that have already raised a second round of capital, have a proven product and are looking for scalability.
Most popular products
Agility for your day-to-day banking
For your everyday transactions and for each stage of your project, equipped with a team of risk analysts that understand you and speak your language. With our financial support, you can get an advance payment on your first contract or funding, finance your supplier payments and, even, take out long-term financing so that you don't dilute your capital.
Santander Legal Persons Account
A non-interest-bearing current account (NIR 0%, AER - 0,29%)3, that can be opened completely online and will let you access these products, services and more. You can manage your financial transactions easily via the Santander App or Online Banking.
Payments and collections
Solutions for improving liquidity management and fulfilling your payment commitments.
Short-term and long-term financing
Loans, credit lines and more.
Virtual POS
This service enables you to accept online payments from your customers using a ready-to-use system or API.
International Business
Payments and collections in foreign currencies and more.
Federico Sainz de Robles
SEPIA
"Banco Santander has been committed to Sepiia from the start, offering us financing alternatives in line with our growth, and support in our day-to-day operations".
Oier Urrutia
Lookiero
"We started working with Banco Santander in 2018. Our collaboration has been growing, with different banking solutions, most notably a long-term non-dilutive financing solution, which complemented the Series B that we raised that year."
Iñigo Charola y Mercedes Vila
Biotech Foods
"Banco Santander's confidence in BioTech Foods has allowed us to achieve our dream of competing globally using a technology that will transform the future of food."
Fran Benedito and Pedro Ramón López
Climate Trade
"Santander's support is key not only for our growth, but most importantly in generating a positive impact and protecting the environment. Together we have been able to launch a disruptive and innovative product".
Enric Asunción
Wallbox
"Banco Santander – through its start-up division – has been by our side giving us support whenever we have needed it, since our beginnings all the way to becoming leaders in charging solutions for electric vehicles worldwide, with a presence in 115 countries".
Information of interés:
1. Service provided by MICROSOFT IBÉRICA S.R.L. A single-member company which has its registered office at Paseo del Club Deportivo 1 Edificio 1 C.E. La Finca, Pozuelo de Alarcón 28223 Madrid and holds Tax ID no. B-78603495.
2. Service provided by CYBER GUARDIAN SOLUTIONS SL, with registered office at AVDA CANTABRIA, S/N. Planta 0, Edf. Amazonia 28660 Boadilla Del Monte (Madrid) with NIF B13978960.
3. Nominal interest rate: 0%. AER -0,29% for a continuous daily balance of €125,000 for a year, applying an annual nominal interest rate of 0% with an account maintenance fee of €360/year (€90/quarter).