Cobee: flexible remuneration platform

Offer your employees a tailor-made flexible remuneration plan with significant associated tax benefits. This can help your workforce maximize their salary, so your employees will be happier.

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What is the Santander-Cobee "Employee Plan" flexible remuneration platform¹?

The Santander-Cobee "Employee Plan" flexible remuneration platform enables you to offer your employees a flexible remuneration plan with products and services for your employees.

Through the products and services included in the Plan, your employees benefit from a flexible remuneration system with significant tax benefits.

Membership is completely voluntary for your employees. They can allocate up to 30% of their salary to payment in kind, which could be equated to a 15% pay increase - at no cost to you as a company.

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Discover this management platform for flexible benefits

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What are the benefits of signing up for the Cobee flexible remuneration platform with Santander?

Through the Santander-Cobee "Employee Plan", the platform offers a 10% discount for Banco Santander customers compared to market prices.

What are the benefits for your company of offering a flexible remuneration plan?
- Attract and retain talent: through the tax benefits you can offer your employees.
- More benefits your workers without increasing your costs: improve the disposable income of your team by up to 15% through the tax benefits of flexible remuneration - at no cost to you.
- Improve your reputation: because your concern for the well-being and safety of your employees will bring you tangible benefits.
- Flexibility: you choose the products you want to offer to your employees.
- Simple digital platform: intuitive and easy to use for simpler and more efficient management, reducing your administrative workload.

What are the benefits of a flexible remuneration plan for your employees?
- Savings: they will have access to a system that they can manage, enabling them to gain more benefits for the same salary, as they can buy products and services with tax benefits.
- Well-being and quality of life: they will be able to access ticket restaurants, daycare, transportation and group health insurance, among others. Services that seek to contribute to your well-being and quality of life.
- Flexible on demand: no need to place orders - your employees can consumer their benefits how, where and when they want.
- Managed from a PC or phone: to choose how much they want to spend on each product. And they can calculate their savings with a single click.
- Intuitive platform: easy to navigate for any user.

What products and services are included in the Santander-Cobee "Employee Plan"?
- Restaurant card: to enjoy your favourite restaurant, whether eat-in or delivery.
- Transport card: for the metro, bus and local Renfe services. This is also valid on medium- and long-distance services.
- Nurseries: the must-have for all parents of children aged up to three years old, to pay for their nursery school while saving tax. This is also compatible with the tax deduction for working mothers.
- Training: support the professional development of your employees, to help them make a leap forward in their careers.
- Aegon health insurance: with wide-ranging cover for your employees and their families.
- Car rental: including the costs of all services related to using the vehicle.
- Rental of IT devices at competitive prices for Santander customers.
And more solutions that will let them start saving!

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If you are a Banco Santander customer, you can sign up for the Santander-Cobee "Employee Plan" with a discount.

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How can I sign up for the Santander-Cobee "Employee Plan"?

Click "SIGN UP" to enter your private space as a Santander customer.
Click the "FIND OUT MORE" button and complete the Cobee form with details of your company.
When you have submitted the form, a specialist Cobee manager will contact you to explain the Santander-Cobee "Employee Plan" in more detail.
You can request all the information you need before making a decision, and there is also a demo of the platform.
Once you have signed up, you can configure your Employee Plan the way you like it, adding the products you want to offer to your employees.

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Useful information

1. The Service advertised is solely and independently provided by Perk Finance, S.L (Cobee), with Tax ID code B88243233 and registered address at Francisco de Rojas 5 - Escalera derecha 1º 3 - 28010, Madrid. If you wish to arrange the Service, you can sign an agreement with Cobee, which will allow you to access a platform from which you can offer your employees the possibility of arranging different products associated with a flexible remuneration plan and the corresponding benefits, such as the requirements and conditions established by Cobee in each case. Once you have arranged the Service, Cobee will be responsible for processing your data to provide the Service and will inform you about how your data is processed.
Banco Santander, S.A. is not associated with the platform and Service provided by Cobee. Therefore, the Bank shall not be held responsible for the conditions or quality of the service arranged with Cobee, nor for any issues regarding the platform's operation. Banco Santander shall not be held responsible for any matters derived from its relationship with Cobee or for matter regarding employees' use of the platform. Please keep in mind that specific taxes may apply according to the regulations and depending on the employee's tax residence.
At no time shall Banco Santander, S.A. provide a financial or tax advisory service or advice of any other nature, nor shall it intervene in the relationship between you and Cobee.

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