This risk indicator refers to current accounts
1 / 6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Accounts
Business accounts
Running a business, whether you are self-employed, a business or a large company, is easier if your current account facilitates your daily transactions and opens the door to products and services that make you grow. Find the account that's right for you.

Solutions for freelancers and businesses
According to your needs, billing and movements, you will find the most suitable one for your business among these accounts.
FOR FREELANCERS
Business Account for Self-Employed WorkersThis is for you if you are self-employed and you are looking for a current account that you can open in just a few minutes
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FOR BUSINESSES
Business Account for CompaniesThis is the ideal account for your business or store if you are looking for a fee-free account.
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Personas Jurídicas Acccount
An account with no requirements or conditions for your company1.
Manage the day-to-day running of your business with comfort
Your Online Banking makes your life easier because, among other things, it will allow you to:
- Manage account movements, as well as income and expenses.
- Make remittances automatically and securely.
- Pay your taxes or apply for financing.
- Request endorsements.
- Hire a POS terminal, as well as view your turnover, search for sales or returns, cash closings, of several POS terminals and specific stores.

Access solutions to boost your business
With your account, you will open the door to financing solutions according to your needs.
Advance payments on your billing2
Whether it's to meet your payments or to speed up your collections, you won't have to worry about your liquidity anymore.
Financing tailored to your needs2
In the form of lines of credit, loans for your projects. And also specialized financing if you are a startup or high-growth company.
Renting and leasing2
Acquire technology devices and increase your mobility with vehicles for your business through renting solutions. Also, find the premises or equipment your business needs with leasing solutions.
Still have questions?
If you want to know more about how to become a customer and its advantages, come to our offices or make an appointment here:
Useful information:
- Non-Interest-Bearing Account. Nominal interest rate: 0%. AER -0,29% for a continuous daily balance of €125,000 for a year, applying an annual nominal interest rate of 0% with an account maintenance fee of €360/year (€90/quarter).
- Transaction subject to prior approval by the bank.
We help you
Find the answers to your questions 24 hours a day.
All this, with your Santander Accounts

Access any time
See updated positions at any time, including from other banks, as well as receipts from each transaction.

International business
Perform outward transactions, finance your projects, in foreign currency, and access a network of experts in foreign trade.

Convenience and flexibility
Assign different access profiles with different roles and leave transactions unsigned to resume whenever you want.

Sign up for products without moving
Whether for a POS to charge for your sales, financing for tax payments or leasing to upgrade your equipment.

Sustainability solutions
Learn about your environmental impact and access ESG consultancy for businesses.

Protect your security
If you have lost your cards, access from the app to switch them off temporarily. You can also fully block a card or request a new one.
