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SpanishThis risk indicator refers to current accounts
1 / 6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Business accounts
We have a Business Account tailored to you
Find the Business Account that best suits your business, based on your turnover and day-to-day needs, with no maintenance fees or other requirements.
FOR FREELANCERS
Self-Employed
You are looking for a current account that you can open in just a few minutes
- No maintenance fee, no conditions. Non-interest-bearing account (0% NIR,0% AER).
- Santander Professional Debit Card with no issuance or maintenance fees.
- No annual billing limit or other conditions.
FOR BUSINESSES
Businesses
Ideal for your business, store or group of companies with annual turnover of less than 2 million euros. Open it now or visit your local branch.
- No maintenance fee, no conditions. Non-interest-bearing account (NIR 0%,AER 0%).
- Santander One Empresas Debit Card with no issuance or maintenance fee.
Do you run a large company?
If your annual turnover, or that of your group, exceeds 2 million euros, discover an account1 tailored to your needs.
We’re here to help
Do you have any questions? Speak to a business specialist
We’ll answer your questions and support you with whatever you need, wherever you are. We’re here for you Monday to Friday, 9am to 6pm.
Come and see us whenever you need to
There’s a Santander branch near you where we can help you in person. If you prefer, book an appointment and we’ll be ready for you without the wait.
Become a customer and choose your financing solution2
You bring the ideas and we provide the solutions to help you move forward.
Finance your projects2
Access loans and credit facilities to cover day-to-day expenses or launch new initiatives. Specialised solutions for start-ups and more established companies.
Get paid sooner
Arrange the early payment of your invoices2 and obtain immediate liquidity for your day-to-day operations without waiting for the due date.
Equipment and vehicles
Upgrade your technology, machinery, vehicle fleet or workspace through various renting and leasing options2. A straightforward way to equip your business without a heavy initial outlay.
Streamline the way you run your business
Whether you are self-employed or a company, benefit from various tools and products designed to support your business.
Absolute control over your accounts
Manage your income and expenses in real time, including those held with other banks. View your positions and download supporting documents for each transaction on the spot.
International support
Carry out foreign currency transactions, manage guarantees and finance your projects. Handle remittances securely worldwide.
Fast, digital setup
Arrange POS terminals, renting options or tax financing without the need to visit a branch. Manage your sales, invoicing and cash reconciliations via a single platform.
Card security and management
Stay in control of your cards at all times. Temporarily freeze them, block them completely, or request a replacement via the App.
Sustainability solutions
Measure your environmental impact and access ESG advisory services. Transition your business towards a more responsible model.
Flexible banking and user permissions
Assign user profiles with customised roles for your team. Save pending transactions for later, so you can complete them whenever you like.
Useful information:
1. Legal Persons Account Non-Interest-Bearing Account. Nominal interest rate: 0%. AER -0,29% for a continuous daily balance of €125,000 for a year, applying an annual nominal interest rate of 0% with an account maintenance fee of €360/year (€90/quarter).
2. Transaction subject to prior approval by the bank.