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SpanishThis risk indicator refers to current accounts
1 / 6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Accounts
Business accounts
Running a business, whether you are self-employed, a business or a large company, is easier if your current account facilitates your daily transactions and opens the door to products and services that make you grow. Find the account that's right for you.
Solutions for freelancers and businesses
According to your needs, billing and movements, you will find the most suitable one for your business among these accounts.
FOR FREELANCERS
Business Account for Self-Employed Workers
This is for you if you are self-employed and you are looking for a current account that you can open in just a few minutes
- No maintenance fee, no conditions. Non-interest-bearing account (0% NIR,0% AER)).
- Santander Professional Debit Card with no issuance or maintenance fees.
- No annual billing limit or other conditions.
FOR BUSINESSES
Business Account for Companies
This is the ideal account for your business or store if you are looking for a fee-free account.
- No maintenance fee, no conditions. Non-interest-bearing account (NIR 0%,AER 0%).
- Santander One Empresas Debit Card with no issuance or maintenance fee.
- Your annual turnover or the annual turnover of the group of companies to which you belong must be less than 2 million euros.
Personas Jurídicas Acccount
An account with no requirements or conditions for your company1.
Manage the day-to-day running of your business with comfort
Your Online Banking makes your life easier because, among other things, it will allow you to:
- Manage account movements, as well as income and expenses.
- Make remittances automatically and securely.
- Pay your taxes or apply for financing.
- Request endorsements.
- Hire a POS terminal, as well as view your turnover, search for sales or returns, cash closings, of several POS terminals and specific stores.
Access solutions to boost your business
With your account, you will open the door to financing solutions according to your needs.
Advance payments on your billing2
Whether it's to meet your payments or to speed up your collections, you won't have to worry about your liquidity anymore.
Financing tailored to your needs2
In the form of lines of credit, loans for your projects. And also specialized financing if you are a startup or high-growth company.
Renting and leasing2
Acquire technology devices and increase your mobility with vehicles for your business through renting solutions. Also, find the premises or equipment your business needs with leasing solutions.
Still have questions?
If you want to know more about how to become a customer and its advantages, come to our offices or make an appointment here:
We help you
Find the answers to your questions 24 hours a day.
Useful information::
- Non-Interest-Bearing Account. Nominal interest rate: 0%. AER -0,29% for a continuous daily balance of €125,000 for a year, applying an annual nominal interest rate of 0% with an account maintenance fee of €360/year (€90/quarter).
- Transaction subject to prior approval by the bank.
Always Connected
If you also think that people come first and then everything else, and that being digital is not an end but rather a means, then we are connected. At any time. However you like. Wherever you want.
Find out the account for your company
Hire online and solve the day-to-day running of your company in an intuitive, simple and agile way.
Manage your company wherever and whenever you want
Information
Check the continuously up-dated positions and access the supporting documents for each movement.
Flexible
Assign different access profiles with different roles.
Convenient
Leave operations pending signature and resume them whenever you want.
Query
Check your correspondence using the Online Banking mailbox.
Advantages for you and your business
Use an advanced search engine to find public grants available for your business and help your company grow abroad with the solutions offered by Santander Trade.
Banca Online
Why switch to Online Banking?
Every day you face new challenges in the management of your company: be more effective, increase profitability, attract customers ... We know it’s not easy, which is why we want to make your company's day-to-day easier with Online Banking.