Health insurance for companies – Banco SantanderIf you are a Banco Santander customer, you can receive the best medical attention with medical insurance for freelancers and SMEs. Check the coverage of the insurance policy.
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Asisa Health Insurance for Companies

Help your company's employees resolve everything related to their health efficiently and without copayments for medical interventions.

What is the Seguro de Salud para Empresas?

If you have a small business, the Seguro de Salud para Empresas provides you with the medical care that you, your family or employees need.

Arranging the Asisa Health Insurance for Companies will allow you to:

Complete assistance in private healthcare

Have complete assistance in private healthcare, with a magnificent team of medical professionals.

Increase the value of your company

Increase the value of your company: your employees will feel more comfortable if you take care of them.

Forget about absenteeism

Forget about absenteeism thanks to the speed and efficiency in the provision of the healthcare.

Get social, fiscal and economic benefits1

  • For your company: 100% deduction as an employee benefit.
  • For your employees: they will not have to include first €500 destined to pay medical insurance in the tax return.

What does it offer?

Coverage

Asisa Health Insurance for Companies includes the following coverage:

  • Medical consultations, treatments and diagnostic tests
  • No copayments for medical interventions
  • Hospitalisation in a single room with no maximum stay
  • Emergencies 24 hours
  • Dental coverage optional
  • Second medical opinion for special treatments
  • 24 hour telephone medical advice and consultations
  • Travel assistance
  • And health coverage:
    • For traffic and work-related accidents
    • During pregnancy and delivery, including preparation

Grace period

The grace period for this health insurance for companies is:

  • 8 months for any hospitalisation
  • 6 months for special diagnostic tests such as:
    • Special treatment techniques.
    • Family planning
    • Day surgery

If you currently have your company health insurance with another insurer, no grace period will apply.

Get a discount on your insurance

Take out the Asisa Health Insurance for Companies and get a discount depending on the payment method you choose:

  • 6% for annual payment
  • 4% for half-yearly payment
  • 2% for quarterly payment

FAQs

To take out health insurance for companies you must be a customer of Banco Santander, have an SME (which will be the policyholder) and be under 64 years old.

Yes. This must be done by both workers and direct family members (spouse, common-law partner and children) who will be included in the policy as insured. The reports requested by the insurance company must also be submitted.

This is the period of time that must pass between taking out the insurance and you being able to start using certain health care services.

Insurance mediated by Santander Mediación Operador de Banca-Seguros Vinculado, S.A. ("Santander Mediación"), through its distribution network Banco Santander S.A., under the agency contract it has signed with the insurance company Asisa, Asistencia Sanitaria Interprovincial de Seguros, S.A.U. Santander Mediación is a company registered in the register of the Directorate General of Insurance and Pension Funds under number OV-0042 and has subscribed a civil liability and financial capacity insurance according to current legislation. Consult the Insurance Companies with which Santander Mediación maintains an Agency Contract for the distribution of insurance products at www.santandermediacionobsv.com.

1. The tax benefits referred to will always depend on the situation of the policyholder.

Seguro Salud Asisa Empresas

  • Comprehensive private healthcare assistance.
  • Social, tax and economic benefits1.
  • Increase the value of your company.

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