Comprehensive multi-risk insurance for SMEs – Banco SantanderModular and flexible, that's what this comprehensive multi-risk insurance product for SMEs is all about! Discover it and adapt it to meet your needs.
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Insurances

Multirriesgo Integral Pymes Insurance

Is your business protected against unexpected events? Find out how you can be prepared for unforeseen events with this insurance cover.

A protection insurance for companies

Your company deserves to have Seguro Multirriesgo Integral Pymes, since unforeseen events (fires, thefts, claims, etc.) may arise during daily operations that could jeopardise the continuity of your company.

It is an insurance policy designed for companies with service and manufacturing activities, workshops and warehouses without sales, as well as the automotive, hotel, food and educational centre sectors, etc., with a wide range of coverages and services that adapt to each activity.

Coverage

  • Material damage1
    • Fire and complementary risks.
    • Atmospheric phenomena.
    • Water damage, even if caused by third parties.
    • Damages due to vandalism up to the insured amount.
    • Damages due to fire or broken glass, windows, mirrors, stained glass and sanitary devices. 
  • Damages due to theft1
    • Third-party assets included.
    • Up to 100% of the established limit of money in the case of robbery.
    • Damages due to theft on the premises, even if only the contents are insured. 
  • Civil Liability (CL)1
    • Covers the Civil Liability of the operations and real estate. Other civil liabilities (for work related accidents or products) can be also covered. 100% coverage of legal defence expenses.
  • Business Interruption losses1
    • Compensation for the profits and/or permanent expenses of the company in the event of temporary stoppage of the activity as a result of a claim covered by the material damage coverage, including due to theft.
  • Specific coverage according to the Sector1
    • Option to arrange additional coverage adapted to the hotel, automotive, teaching or public parking sector.

How to arrange cover

Arrange your Seguro Multirriesgo Integral Pymes at your nearest branch!

Business insurance complementary services


The Seguro Multirriesgo Integral Pymes also has additional services designed for your business, including:

  • Emergency assistance service
    • Travel time and three 3 hours of labour covered by breakdown repair. 
  • Technological and computer assistance service
    • Computer technician available to the customer 24 hours a day.
    • Computer monitoring and expert reporting in case of employee misconduct.
    • Safeguarding the image of the customer on the web (opinions, comments, forums). 

Insurance brokered by Santander Mediación Operador de Banca-Seguros Vinculado S.A., NIF A28360311, through its Banco Santander S.A. distribution network. Operator entered in the Register of the Directorate General of Insurance and Pension Funds with no. OV-0042. Civil liability and financial capacity covered in accordance with current legislation. Insurance Company Santander MAPFRE Seguros y Reaseguros, S.A. Trade Register of Madrid. Volume 38,450, Page 152. Sheet M-683962. NIF: A-88256714. Registered Office in Spain: Carretera de Pozuelo no. 50, 28222 Majadahonda (Madrid). Consult the Insurance Companies with which Santander Mediación maintains an Agency Contract for the distribution of insurance products at www.santandermediacionobsv.com.
1. According to the conditions of the policy.

Seguro Multirriesgo Integral Pymes

  • Comprehensive Multi-Risk Insurance for SMEs
  • Specific coverage based on the sector
  • Urgent and technology support service

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