Shall we discuss it?
If you would like more information, visit any of our branch offices.
Fixed rent investment funds are those which invest the vast majority of their capital in assets such as bonds, promissory notes, deposits, credit or treasury bills.
You can also benefit from these characteristics of our investment funds:
The total liquidity of our funds allows you to have the amount you need available almost immediately.
The funds are exempt from tax until reimbursed, for individuals residing in Spain. They therefore allow you to plan your taxes according to your needs.
The risk is spread among different financial assets to protect the investment. In addition, it enables access to very specific companies and markets.
Investing in funds implies assuming a certain level of risk that will depend on the composition of each fund, on market fluctuations and on other factors associated with investing in securities.
In general, investing in funds involves taking the following risks:
This refers to the risk that the issuer of a fixed income security (bonds, promissory notes, etc.) may not be able to pay the principal or interest of the instrument issued.
This refers to the risk of the securities being quoted below the price paid for them. In this sense, investments can be affected by:
Investing in derivative instruments (futures, options, etc.) may incorporate a higher risk given the nature of these products.
This is the risk of there being no counterpart in the market and, therefore, a product cannot be sold. This may adversely affect the liquidity of the fund and/or the price conditions at which the fund may be forced to change its positions in certain securities.
You can contract the Fixed Income Funds online. If you are already a client of Banco Santander, contract your shareholding through SO:FIA.
If you prefer, you can contact us at your nearest Santander office.
The contracting of investment funds involves certain costs that can be found in the Fundamental Data for Investors (Datos Fundamentales para el Inversor - DFI) document of each fund (available on the website and in the office).
For more detailed information on the risks and costs of investment funds, refer to the Prospectus and DFI of the fund.
Shall we discuss it?
If you would like more information, visit any of our branch offices.
They seek to mitigate investor risk as they are funds that invest primarily in highly liquid assets.
For this reason, it is recommended for times of economic uncertainty, since its objective is to preserve the invested capital for a period of under one year.
For you who have a conservative profile and are interested in diversifying your investment in public and private fixed income, with limited and reduced risk.
Category "1" does not mean that the investment is risk free.
|
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Class | ISIN code | Minimum initial investment |
Management fee | Deposit fee | Fund valuation |
---|---|---|---|---|---|
Class A |
ES0105931002 |
1 share |
0.25%-0.65% annually |
0.05% annually |
D |
Class I |
ES0105931036 |
1,000,000 euros |
0.25%-0.45% annually |
0.05% annually |
D |
*Variable management fees: A fixed 0.25% management fee will be applied, which will be accrued daily and regardless of its profitability. In addition, a variable fee will be calculated daily based on the accumulated return of the fund, which will charge a maximum total annual management fee of 0.65% for class A, and a maximum annual total of 0.45% for class I.
Shall we discuss it?
If you would like more information, visit any of our branch offices.
The investment is made, essentially, through the bond market, from both public and private issuers. With this conservative profile fund you protect your investment from possible interest rate rises.
This fund is recommended for those seeking protection against inflation, in a scenario of possible increases in the Euribor.
Category "1" does not mean that the investment is risk free.
|
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Class | ISIN code |
Minimum initial investment |
Management fee | Deposit fee | Fund valuation |
---|---|---|---|---|---|
Class A |
ES0107943005 |
1 share |
Maximum 0.65% |
0.05% annually |
Daily |
*The management fee actually charged may be less depending on the profitability of the fund at any time, with a minimum of 0.25% per annum on the average equity. The variable management fee actually charged will be calculated based on the table that has been published by Relevant Fact on the CNMV website (www.cnmv.es).
Shall we discuss it?
If you would like more information, visit any of our branch offices.
For those who want to invest in a term greater than 1 year.
Conservative risk profile, with risk level 1 out of 7.
With the possibility of investing periodically.
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