Open your Cuenta Negocios and start as a freelancer for €0*

*Promotion valid until January 20, 2026: You will be exempt from paying the monthly installment of the POS terminal in its "flat rate" modality by complying with the following conditions: (1) be the holder of a Santander Account, (2) direct debit and keep the company's social security or social security contributions direct deposited as well as the payment of at least one of the taxes related to your professional activity. (3) Formalise for the first time a POS Terminal Contract with Getnet through the Bank in its "flat rate" modality (POS service, marketed by Banco Santander, S.A. offered and subject to prior approval by Getnet Europe, Entidad de Pago S.L.U. which safeguards the funds received from users by depositing in a separate account opened in Banco Santander S.A). (4) Contracting and maintaining direct debit a protection insurance for an annual premium equal to or greater than €300. In addition, customers who meet the above conditions and contract a technological lease offered by Banco Santander for 36 months, are holders of any Santander credit card and make at least one transaction per month with it or maintain a daily balance in the Account equal to or greater than €1,000 every day of the month under review may obtain a monthly bonus of €30.99 net per month (after applying the withholding according to current tax regulations). The monthly amount of the rental of the technology lease contracted must be equal to or greater than the amount of the incentive received, and renting with lower amounts will not be valid for this campaign. Leasing operation subject to prior approval by the Bank. It is necessary to meet all the conditions of the promotion and join the campaign using the form available to customers. The Campaign is limited to natural and legal persons, resident for tax purposes in Spain (Peninsula, Balearic Islands and Canary Islands, Ceuta and Melilla are excluded).
Management and advisory service, 3 months free of charge from the Service provided by Legálitas Asistencia Legal, S.L.U., with NIF B-82305848 and with registered office at C/ Vía de los Poblados, number 3, Parque Empresarial Cristalia, Building 5, 5th floor 28033 in Madrid. Cyber Guardian service, one year at no cost of the service for a device provided by Santander Services Solutions, S.L. with NIF B88372024 and with registered office at AVDA CANTABRIA, S/N. Planta 0, Edf. Amazonia 28660 Boadilla del Monte (Madrid). Management and cybersecurity services can be enjoyed by joining the campaign and being a Santander account holder. Banco Santander, S.A., at no time provides financial, tax or any other type of advisory service, nor does it intervene in your relationship with Legalitas or Santander Services Solutions. Banco Santander S.A. receives remuneration for this collaboration.
Check the conditions of the promotion here.
The Cuenta Negocios is a non-interest-bearing account, TIN 0%, AER 0%.

1. Renting offered by Banco Santander. Monthly rent for iPhone 16e 128 GB Uninsured €20.70/month and iPhone 16 PRO 128 GB Uninsured €30.99/month. A bonus of €20.70 net per month will be received (after applying the withholding according to current tax regulations, currently 19%) for the contracting of a 36-month technological lease for individuals who direct deposit their salary or pension for the first time over €1,200 or self-employed or mutual insurance quota and maintain it together with the direct debit of two monthly bills, a monthly credit card movement or account balance equal to or greater than €1,000 every day of the month and active Bizum at Banco Santander. A bonus of €30.99 net per month will be received (after applying the withholding according to current tax regulations, currently 19%) for taking out a 36-month technological lease for individuals who direct deposit their salary or pension equal to or greater than €3,000 for the first time and maintain it together with the direct debit of two monthly bills, a monthly credit card movement or account balance equal to or greater than €1,000 every day of the month and active Bizum at Banco Santander. It is necessary to meet all the conditions of the promotion and join the campaign using the form available to customers. Promotion valid from 01/04/2025 to 30/06/2025. Renting and credit card operation subject to prior approval by the bank. Check the rules of the promotion here. At the end of your lease contract you can keep the iPhone 16e 128 GB buying it for a value of: € 141.57 (VAT included), or the iPhone 16 PRO 128 GB buying it for a value of: € 243.21 (VAT included), return it or hire a new one to always be up to date. Renting offers valid in the Peninsula, Balearic Islands and Canary Islands, not valid in Ceuta and Melilla.

2. Leasing subject to prior approval by the Bank.

3. The insurance covers theft, accidental dropping and screen breakage. In addition, the policy includes replacement coverage for smartphones and tablets if they cannot be repaired and the damage exceeds €90.

4. Operation subject to prior approval by the Bank.

5. Once the tax withholding has been applied in accordance with the Regulations in Force. The maximum amount of reimbursement to be received per month will be €10 net/month. Promotion valid until 30/06/2025 for customers who take out the Santander Credit Card for the first time. Check the conditions of the promotion here.