Bank accounts:
choose the one that best suits you

1. Renting offered by Banco Santander. Monthly cost of a 256 GB iPhone 17 with no insurance €24.99/month. Net monthly cashback of €24.99 (after deduction of withholding at the current rate of 19%) will be received for signing a 36-month tech leasing contract by inviduals who (1) have their salary or pension of more than €1,200 paid into their account or set up direct debits for their self-employed or mutual insurance contributions, (2) maintain this together with the direct debit of two monthly bills, (3) have monthly credit card activity or an account balance equal to or greater than €1,000 every day of the month, and (4) have an active Bizum service at Banco Santander. All T&Cs must be met to take part in this promotion. Promotion valid until 14/01/2026. Renting transactions and the assignment of a credit card are subject to prior approval by the bank. Check the rules of the promotion here. At the end of your renting contract you can return the phone, take out a new contract or keep the phone by purchasing it for the value of: €288.00 (VAT included) for iPhone 17. Renting offers valid in the Mainland, Balearic Islands and Canary Islands, not valid in Ceuta and Melilla.
2. Discount of €400 gross for new salary or pension payments made for an amount of at least €2,500/month and the payment of two bills per month from the same account. For salaries between €600/month and €2,500/month, the discount will be €300 gross. Minimum term of 24 months. You need to fulfil the terms and conditions of the promotion and sign up for the campaign using the form provided for customers. The promotional discount is a return on moveable capital subject to the relevant tax rate (currently 19%), which the bank will withhold, with the remainder (€324 and €243, respectively) then paid to the Participant. Promotion valid until September 30, 2025. Please read the terms and conditions for the promotion here.
3. This contract has been drawn up by Santander Intermediación Correduría de Seguros, S.A. Subject to the terms and conditions of the policy. Entered into the Special Insurance Brokerage Company Register under code no. J-989. Third-party liability and financial capacity covered in accordance with applicable law.
4. Transaction subject to prior approval by the bank.
5. Online Account: non-interest-bearing 0% NIR, 0% APR. Santander Account: non-interest-bearing interest, 0% NIR, 0% APR for customers between 18 and 28 years of age.