ALL IN ONE

ONE DEBIT

All in One credit card

Everything you need in just one card

With your new All in One, credit card, as well as paying for your purchases on credit, you can also withdraw cash on debit, without fees, from more than 7,000 Santander ATMs in Spain.

Learn about everything it has to offer:

  • Make cash withdrawals on credit, as well as the new option of debiting directly from your account for the main holder. No fees if you make a debit withdrawal from any of the more than 7,000 Santander ATMs in Spain.
  • No issue or maintenance fee.
  • Accident insurance for up to €120,0001.
  • With access to the Santander ZOne2 where you will find unique offers awaiting you.

With your All in One Card, everything is easy:

  • Flexible payment: You can pay your monthly card bill however you want:
  • Full payment each month: you can pay at the end of the month without any interest. The card is issued with this method of payment, with the option of changing it whenever you wish.
  • Percentage payment (revolving) : you can choose a payment amount that will be calculated by applying a percentage to the balance drawn down. It must be at least 3% of the balance drawn down, with a minimum of €25. (NIR 18% APR 19,56%)3.
  • Fixed payment amount (revolving) : you can also choose this. It must be at least 3% of the balance drawn down, with a minimum of € 25 and multiples of this amount, and a maximum of € 600. (NIR 18% APR 19,56%)3.
  • With Defer card bill you can choose how much to pay on your monthly bill (from 3%, minimum €25) and defer the rest to the next month. NIR: 18% APR 19,56%3.
  • If you need to have more money in your account, Instant Cash lets you immediately transfer €300 or more from your card to your account. Fee 3% minimum €3.
  • With Instalment Purchase you can divide the payment of purchases into 3 instalments without changing your payment method. You can purchase goods up to €1,000 and pay for them in 3 manageable instalments, with the following charges, depending on the amount:


Amount greater than / up to

0 €
200 €

200 €
300 €

300 €
500 €

500 €
1000 €

Fee

2 € (APR:
6,22%
)4

5 € (APR:
10,63%
)4

7 € (APR:
8,84%)
4 


12 € (APR:
7,52%
)4

And if you want to divide a purchase into instalments of your choice, you can pay for your purchases over a period of up to 36 months at 18% NIR (TAE: 19,56%)4.

Instalment plans4: with your credit card, you can set up instalment plans for the transactions shown in the section “Instalment Plans” in your Santander App or on Online Banking: purchases with your debit card, bills, transfers, Bizum, etc., from €100, in as many instalments as you choose (maximum of 36) and with a minimum instalment amount of €18.

Shall we discuss it?

If you would like more information, visit any of our branch offices.

Santander One debit card

The simple card that makes your shopping easier

You will be able to see all your purchases displayed in your account immediately. Also, no matter where you are, you can withdraw cash on debit, without any fees, from any of the Santander ATMs.

Learn about everything it has to offer:

  • Debit cash withdrawals, without charges, at any Santander ATM in the world.
  • No issue or maintenance fee.
  • Accident insurance for up to €120,0001.
  • And with access to the Santander ZOne2 where you will find unique offers awaiting you.

Shall we discuss it?

If you would like more information, visit any of our branch offices.

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ONE Cards

Icon / check Created with Sketch. No issue or maintenance fees.

Icon / check Created with Sketch. Access to the 30,000 Santander ATMs.

Icon / check Created with Sketch. Pay for your purchases with your mobile phone: easy and fast.

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